IndSMART IndianBank Mobile App

IndSMART IndianBank Mobile App

by Indian Bank

328 ratings
109 reviews
Free

Details

  • Released
  • Updated
  • June 23, 2024
  • July 18, 2026
IndSMART IndianBank Mobile App video #1 for iPhone
IndSMART IndianBank Mobile App screenshot #2 for iPhone
IndSMART IndianBank Mobile App screenshot #3 for iPhone
IndSMART IndianBank Mobile App screenshot #4 for iPhone
IndSMART IndianBank Mobile App screenshot #5 for iPhone
IndSMART IndianBank Mobile App screenshot #6 for iPhone
IndSMART IndianBank Mobile App screenshot #7 for iPhone
IndSMART IndianBank Mobile App screenshot #8 for iPhone
IndSMART IndianBank Mobile App screenshot #9 for iPhone
IndSMART IndianBank Mobile App screenshot #10 for iPhone
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About

A comprehensive digital banking application offering over 250 features for managing accounts, making payments, and investing. It provides tools for budgeting, loan applications, and card management, aiming to be a secure and user-friendly financial hub.

Customizable dashboard and themes
Account summary and transaction history
Fund transfers via UPI, IMPS, NEFT, RTGS
Bill payments and recurring payment scheduling
Investment options (PPF, NPS, Stocks, Mutual Funds)
Loan and deposit facilities
Card management and cash withdrawal without card
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What users say

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+1

What's New in IndSMART IndianBank Mobile App

1.0.48

July 18, 2026

Minor enhancement

User reviews

Worst App ever build

This is the worst banking app I have ever seen, I am still struggling to even register past 1 week …!!! I work in mobile software though. The first step, why the hell the app asking to enable our location services? It is our privacy issue, and still I am not getting the SMS to enable the service ( all other bank SMS are coming) worst app.
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Government Bank App but Feels like international Bank app

I was so surprised by tile setup of this app where most of daily use stuff are very well laid out . I was surprised that government bank app is so nice

RK

Very good app

Response from developer

Dear Customer, Thank you for your 5 Star review. We value your positive feedback and we promise that we will constantly improve the Delightful Banking Services for you. We strive for Customer Excellence. Indian Bank

Easy beezy

Finally an app from
Indian bank that is very easy to use and get your banking work done in a breeze. Much better than net banking and surprisingly very well laid out with clear menu, information at once without drilling too much deep and excellent performance.

Response from developer

Thank you for the wonderful feedback! We're glad IndSMART is making your banking experience quick and easy, with clear navigation and strong performance. — Team Indian Bank

Subject: Serious UI/UX Issues and Theme Reset Bug in the New IndSMART App - Urgent Fix Required

Dear Indian Bank Development Team,
I am writing to express my strong dissatisfaction with the recent UI/UX design of the new Indian Bank mobile application.
As a regular user, I find the current color scheme extremely unprofessional and poorly optimized. A banking application needs to be clean, clear, and easy to navigate. Instead, the current vibrant and distracting color palette causes severe eye strain and makes it highly irritating to read essential financial details and transactions clearly.
Furthermore, there is a frustrating technical bug regarding the app's theme settings:
1 Theme Reset Bug: Every single time I log into the app, it forces the messy custom color scheme. Even if I manually switch it back to the "Default Theme" for better readability, the choice is not saved. I have to change the theme manually during every single login session, which is highly annoying and exhausting.
A banking app should prioritize functional clarity over unnecessary and poorly executed mobile UI experimentations.
I request the UI/UX and development teams to look into this urgently and provide a fix in the next update by either:
Reverting to a clean, minimalist, and professional color palette (similar to the older version).
Permanently fixing the theme preference bug so that the user's choice of "Default Theme" remains saved after logging out.
Looking forward to a swift resolution to this issue.
Regards,
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Developer apps

User experience

🐞

Reported Bugs

4 issues

Unable to update to newer version

Bug

App not working for NRI customers abroad

Bug

Issues with FD account opening

Bug

Technical issues during registration

Bug

Requested Features

4 requests

Add OTP via email/phone call option

Feature

Improve app stability and reliability

Feature

Enhance navigation and user experience

Feature

Optimize app for faster loading and smoother operation

Feature

FAQ

What does the IndSMART IndianBank Mobile App do?

This app is a next-generation digital banking solution designed to handle all your banking needs. It offers a wide array of features for account management, fund transfers, bill payments, investments, loan applications, and card services, aiming to provide a secure and user-friendly experience.

What are the key features of this banking app?

Key features include customizing your dashboard and themes, viewing account summaries and transaction history, making fund transfers via UPI, IMPS, NEFT, and RTGS, paying bills through BBPS, investing in various instruments like PPF, NPS, stocks, and mutual funds, applying for loans, managing debit and credit cards, and even withdrawing cash without a physical card.

Is this app free to use?

Based on the provided information, the application is available for free. There are no mentions of subscription fees, in-app purchases, or ad-supported models, indicating it is a complimentary service for users.

What kind of banking services can I access through the app?

You can access a broad range of banking services, including viewing account balances and statements, transferring funds, paying bills, investing in fixed deposits, PPF, NPS, stocks, and mutual funds, applying for loans and OD facilities, managing your debit and credit cards, and utilizing doorstep banking services.

Who is the target audience for this app?

This app is designed for individuals who want a comprehensive and secure mobile platform to manage all aspects of their financial life. It caters to users looking for convenience in banking, payments, investments, and loan management, all within a single application.