IndSMART IndianBank Mobile App

IndSMART IndianBank Mobile App

by Indian Bank

351 ratings
112 reviews
Free

Details

  • Released
  • Updated
  • June 23, 2024
  • October 12, 2026
IndSMART IndianBank Mobile App video #1 for iPhone
IndSMART IndianBank Mobile App screenshot #2 for iPhone
IndSMART IndianBank Mobile App screenshot #3 for iPhone
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IndSMART IndianBank Mobile App screenshot #5 for iPhone
IndSMART IndianBank Mobile App screenshot #6 for iPhone
IndSMART IndianBank Mobile App screenshot #7 for iPhone
IndSMART IndianBank Mobile App screenshot #8 for iPhone
IndSMART IndianBank Mobile App screenshot #9 for iPhone
IndSMART IndianBank Mobile App screenshot #10 for iPhone
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About

A comprehensive digital banking application offering over 250 features for managing accounts, making payments, and investing. It provides tools for budgeting, loan applications, and card management, aiming to be a secure and user-friendly financial hub.

✓Customizable dashboard and themes
✓Account summary and transaction history
✓Fund transfers via UPI, IMPS, NEFT, RTGS
✓Bill payments and recurring payment scheduling
✓Investment options (PPF, NPS, Stocks, Mutual Funds)
✓Loan and deposit facilities
✓Card management and cash withdrawal without card
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What users say

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+2

What's New in IndSMART IndianBank Mobile App

1.0.51

October 12, 2026

Minor Enhancements

User reviews

Incorrect Coding comparing email addresses.

In Email Services, under Enable/Disable OTP on Email, I see a software coding issue. Assume the user’s email address is stored in uppercase; when you try to validate the email address, you are asking the user to reenter the email address. You are forcibly converting the user’s input to lowercase and then comparing it with the email address in the system, which is in uppercase. Surely they are not going to match because you are doing a case-sensitive comparison, and it fails. This stops me from enabling the setting. This happens on both the website and in the app. You are consistently wrong !
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Subject: Request for Banking App Access on Older iOS Versions

I am an iPhone X user, and I am currently unable to download your banking application because it requires iOS 17 or later. I understand that, for security reasons, UPI functionality has been restricted on iOS versions below 17. However, since this is a banking application, I would still like to use it for regular net banking and other non-UPI services. I kindly request that you consider providing a way for users with older iPhones and unsupported iOS versions to access the application’s other banking features, while keeping UPI functionality disabled where required. This would be particularly helpful for customers who are unable to upgrade their devices but still require secure access to essential banking services. I would appreciate it if you could consider introducing a compatible version or an alternative secure method of accessing these non-UPI features for older iOS users. :::
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Mobile app use

Super easy safe and convenient

Worst App ever build

This is the worst banking app I have ever seen, I am still struggling to even register past 1 week …!!! I work in mobile software though. The first step, why the hell the app asking to enable our location services? It is our privacy issue, and still I am not getting the SMS to enable the service ( all other bank SMS are coming) worst app.
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Government Bank App but Feels like international Bank app

I was so surprised by tile setup of this app where most of daily use stuff are very well laid out . I was surprised that government bank app is so nice

Response from developer

Thank you for the wonderful feedback! We're glad the tile layout and daily-use features are working well for you and delivering a great experience. — Team Indian Bank

Developer apps

User experience

🐞

Reported Bugs

4 issues

Unable to update to newer version

Bug

App not working for NRI customers abroad

Bug

Issues with FD account opening

Bug

Technical issues during registration

Bug
✨

Requested Features

4 requests

Add OTP via email/phone call option

Feature

Improve app stability and reliability

Feature

Enhance navigation and user experience

Feature

Optimize app for faster loading and smoother operation

Feature

FAQ

What does the IndSMART IndianBank Mobile App do?

This app is a next-generation digital banking solution designed to handle all your banking needs. It offers a wide array of features for account management, fund transfers, bill payments, investments, loan applications, and card services, aiming to provide a secure and user-friendly experience.

What are the key features of this banking app?

Key features include customizing your dashboard and themes, viewing account summaries and transaction history, making fund transfers via UPI, IMPS, NEFT, and RTGS, paying bills through BBPS, investing in various instruments like PPF, NPS, stocks, and mutual funds, applying for loans, managing debit and credit cards, and even withdrawing cash without a physical card.

Is this app free to use?

Based on the provided information, the application is available for free. There are no mentions of subscription fees, in-app purchases, or ad-supported models, indicating it is a complimentary service for users.

What kind of banking services can I access through the app?

You can access a broad range of banking services, including viewing account balances and statements, transferring funds, paying bills, investing in fixed deposits, PPF, NPS, stocks, and mutual funds, applying for loans and OD facilities, managing your debit and credit cards, and utilizing doorstep banking services.

Who is the target audience for this app?

This app is designed for individuals who want a comprehensive and secure mobile platform to manage all aspects of their financial life. It caters to users looking for convenience in banking, payments, investments, and loan management, all within a single application.