IndSMART IndianBank Mobile App

IndSMART IndianBank Mobile App

by Indian Bank

356 ratings
113 reviews
Free

Details

Released
June 23, 2024
Updated
October 29, 2026
IndSMART IndianBank Mobile App video #1 for iPhone
IndSMART IndianBank Mobile App screenshot #2 for iPhone
IndSMART IndianBank Mobile App screenshot #3 for iPhone
IndSMART IndianBank Mobile App screenshot #4 for iPhone
IndSMART IndianBank Mobile App screenshot #5 for iPhone
IndSMART IndianBank Mobile App screenshot #6 for iPhone
IndSMART IndianBank Mobile App screenshot #7 for iPhone
IndSMART IndianBank Mobile App screenshot #8 for iPhone
IndSMART IndianBank Mobile App screenshot #9 for iPhone
IndSMART IndianBank Mobile App screenshot #10 for iPhone
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About

A comprehensive digital banking application offering over 250 features for managing accounts, performing transactions, making investments, and accessing various financial services. It provides a secure and user-friendly platform for all your banking needs.

✓Customizable dashboard and themes
✓Account summary and m-Passbook
✓Fund transfers via UPI, IMPS, NEFT, RTGS
✓Bill payments through BBPS
✓Investment options (PPF, NPS, Stocks, Mutual Funds)
✓Digital loan applications
✓Card management and cash withdrawal without debit card
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What users say about IndSMART IndianBank Mobile App

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+1

What's New in IndSMART IndianBank Mobile App

1.0.53

October 29, 2026

Enhanced App Security Controls

User reviews

Exceptional improvements

I had hiccups Migrating to the new IndSmart platform for some reasons. But the support system is indeed great. The Branch Manager, Srinagar Colony, Hyd helped spontaneously on a phone call itself, and after registering on the app, issues cropped up. Their call back facility returned the call in few seconds, and the issues resolved immediately on the call itself. The app is great. Once you successfully register, the transaction flow is smooth and easy. The app has the latest contemporaneous design, with latest features enabling making transactions on the go. Pl keep it up. The support system is praiseworthy.
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Incorrect Coding comparing email addresses.

In Email Services, under Enable/Disable OTP on Email, I see a software coding issue. Assume the user’s email address is stored in uppercase; when you try to validate the email address, you are asking the user to reenter the email address. You are forcibly converting the user’s input to lowercase and then comparing it with the email address in the system, which is in uppercase. Surely they are not going to match because you are doing a case-sensitive comparison, and it fails. This stops me from enabling the setting. This happens on both the website and in the app. You are consistently wrong !
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Subject: Request for Banking App Access on Older iOS Versions

I am an iPhone X user, and I am currently unable to download your banking application because it requires iOS 17 or later. I understand that, for security reasons, UPI functionality has been restricted on iOS versions below 17. However, since this is a banking application, I would still like to use it for regular net banking and other non-UPI services. I kindly request that you consider providing a way for users with older iPhones and unsupported iOS versions to access the application’s other banking features, while keeping UPI functionality disabled where required. This would be particularly helpful for customers who are unable to upgrade their devices but still require secure access to essential banking services. I would appreciate it if you could consider introducing a compatible version or an alternative secure method of accessing these non-UPI features for older iOS users. :::
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Mobile app use

Super easy safe and convenient

Worst App ever build

This is the worst banking app I have ever seen, I am still struggling to even register past 1 week …!!! I work in mobile software though. The first step, why the hell the app asking to enable our location services? It is our privacy issue, and still I am not getting the SMS to enable the service ( all other bank SMS are coming) worst app.
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Developer apps

User experience

🐞

Reported Bugs

4 issues

Unable to update to newer version

Bug

App not working for NRI customers abroad

Bug

Issues with FD account opening

Bug

Technical issues during registration

Bug
✨

Requested Features

4 requests

Add OTP via email/phone call option

Feature

Improve app stability and reliability

Feature

Enhance navigation and user experience

Feature

Optimize app for faster loading and smoother operation

Feature

FAQ

What are the main banking services offered by IndSMART?

IndSMART offers a wide range of services including account summaries, fund transfers via UPI, IMPS, NEFT, and RTGS, bill payments, investment options in various schemes, and digital loan applications.

How secure is the IndSMART app for financial transactions?

The app is described as a safe and secure digital banking solution. It includes features like locking and unlocking financial transaction facilities and managing fund transfer limits to enhance security.

Can I manage my investments through IndSMART?

Yes, IndSMART allows users to invest in Term Deposits, Public Provident Fund (PPF), National Pension Scheme (NPS), Mahila Samman Savings Certificate (MSSC), National Savings Certificate (NSC), Kisan Vikas Patra (KVP), stocks, mutual funds, and Demat accounts.

What are the reported issues with IndSMART based on user reviews?

User reviews indicate issues such as the app not working or loading, OTP not being received for international numbers, unreliable performance, laggy response times, problems seeing all accounts after registration, and UPI issues on iOS.

Does IndSMART support various fund transfer methods?

Yes, IndSMART supports multiple fund transfer methods including UPI, IMPS, NEFT, and RTGS. It also offers features like E-Pay for 24/7 fund transfers to new payees and scheduling recurring payments.

What investment certificates can I download from IndSMART?

You can download your Balance Certificate, Home Loan Interest Certificates, and Education Loan Interest Certificates directly from the app.

How often is the IndSMART app updated?

The latest version of IndSMART is 1.0.53, and it was last updated on October 29, 2026. This indicates a recent update, suggesting ongoing development and maintenance.

Is IndSMART available on multiple devices?

Based on the provided data, IndSMART is currently supported on iPhones. Information regarding Android or other device compatibility is not specified.