Best Indian Overseas Bank Apps

200+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.4★, the indian overseas bank category is one of the App Store's strongest. Browse all 200+ apps we track, sorted so the most loved ones surface first.

Compare top Indian Overseas Bank Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1IOB Connect-Mobile Banking AppIOB Connect-Mobile Banking AppFree4.0★ (1.1K)NoNoJul 2026
2BHIM IOB UPIBHIM IOB UPIFree3.1★ (20)NoNoMay 2026
3IOB THAILAND MOBILE BANKINGIOB THAILAND MOBILE BANKINGFreeNoNoMay 2026
4IndSMART IndianBank Mobile AppIndSMART IndianBank Mobile AppFree4.1★ (328)NoNoJul 2026
5PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (165K)NoNoJul 2026
6IOBians mCHRISIOBians mCHRISFree5.0★ (1)NoNoJul 2026
7Flipkart - Online Shopping AppFlipkart - Online Shopping AppFree4.6★ (104K)NoNoJul 2026
8iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (64K)NoNoJul 2026

Top Picks for Indian Overseas Bank

BHIM IOB UPI#2

BHIM IOB UPI by Indian Overseas Bank

Strong Contender
💰 Finance
3.1(20 ratings)
Free
BHIM IOB UPI screenshot 1
BHIM IOB UPI screenshot 2
BHIM IOB UPI screenshot 3
BHIM IOB UPI screenshot 4
BHIM IOB UPI screenshot 5
BHIM IOB UPI screenshot 6

This app allows users to make and receive payments using a virtual payment address linked to their bank account. It supports balance inquiries, QR code payments, and managing payees and VPAs. Registration requires a registered mobile number and SIM card for device binding.

More Indian Overseas Bank apps to explore

4
IndSMART IndianBank Mobile App
IndSMART IndianBank Mobile App
IndSMART IndianBank Mobile App
by Indian Bank
Free

A comprehensive digital banking application offering over 250 features for managing accounts, making payments, and investing. It provides tools for budgeting, loan applications, and card management, aiming to be a secure and user-friendly financial hub.

Customizable dashboard and themesAccount summary and transaction historyFund transfers via UPI, IMPS, NEFT, RTGS
💰 Finance
(328)
free
5
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(165K)
free with in-app purchases
6
IOBians mCHRIS
IOBians mCHRIS
IOBians mCHRIS
Workforce Management Services
Free

This app provides IOBians (employees and ex-employees) with convenient access to over 25 workforce management functionalities. It allows for easy application and status checks for reimbursements and leave, as well as access to salary slips and tax forms.

Apply for monthly reimbursementsCheck reimbursement statusView salary slips
📊 Productivity
(1)
free
7
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

Wide product selectionFast 10-minute deliveryGen-Z fashion hub
🛍️ Shopping
(104K)
free with in-app purchases
8
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
9
IOB Yatra
IOB Yatra
IOB Yatra
Travel Application
Free
✈️ Travel
(0)
10
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Limited
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.3K)
free
11
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
Free

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account managementInstant payments and UPI transfersZero fee banking services
💰 Finance
(2.8K)
free with in-app purchases
12
FedMobile
FedMobile
FedMobile
by Federal Bank
Free

This mobile banking application consolidates banking, bill payments, and UPI services into a single platform. Users can manage accounts, transfer funds, make payments, and access investment and loan services. It also offers account management features and service requests for a comprehensive banking experience.

Account management and transaction viewingOnline fund transfers (UPI, IMPS, NEFT, RTGS)Recharge and bill payments
💰 Finance
(1.4K)
free
13
bob World:Banking & Experience
bob World:Banking & Experience
bob World:Banking & Experience
Save Invest Borrow Shop
Free

This comprehensive banking app offers a digital experience for managing all your financial needs. It allows you to open accounts, save, invest, borrow, and shop securely, all from your mobile device.

Open digital savings account instantlyTrack expenses with spend analyzerInvest in government schemes
💰 Finance
(127K)
free
14
V by VFD
V by VFD
V by VFD
Powered by VFD MFB Ltd.
Free

This digital banking app offers 24/7 access to banking, lifestyle, and investment features. It simplifies financial management with tools for budgeting, account management, and instant transactions. Enjoy easy account opening, card management, and investment opportunities with high returns.

Easy account openingInstant transactions and bills paymentHigh-rate investments
💰 Finance
(969)
free
15
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
Loan, UPI, Merchant Banking
Free

This all-in-one business banking app offers a comprehensive suite of services for daily financial needs. Customers can manage accounts, apply for various loans, handle export-import transactions, and make instant payments. It also provides seamless merchant banking solutions.

Open current account instantlyApply for loans and overdraftsManage export-import transactions
💰 Finance
(691)
free
16
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
17
MB Bank
MB Bank
MB Bank
Fast register - cool number
Free

This digital banking app offers a comprehensive suite of financial management tools. Easily manage accounts, transfer money, pay bills, and explore savings and loan options. Enjoy a secure and user-friendly experience with 24/7 support.

Smart account and asset managementFast money transfers (domestic & international)Bill payments
💰 Finance
(24K)
free
18
State Bank IN Mobile
State Bank IN Mobile
State Bank IN Mobile
by State Bank (IN)
Free

Manage all your financial accounts, including those from other institutions, in one place. This app offers tools for transaction organization, bill payments, money transfers, mobile check deposits, and card management. It also provides security features like passcodes and biometric login.

Aggregate financial accountsOrganize transactions with tags and notesSet balance alerts
💰 Finance
(1.3K)
free with in-app purchases
19
Eastern Bank Mobile Banking
Eastern Bank Mobile Banking
Eastern Bank Mobile Banking
Eastern Bank Mobile Banking
Free

Manage your finances conveniently from your mobile device. View account details, transfer funds, pay bills, and deposit checks securely. Offers features like debit card management and Zelle® integration for easy peer-to-peer payments.

View account balances and activityTransfer money between accountsSend money with Zelle®
💰 Finance
(6.3K)
free
20
Grey: Inclusive Global Banking
Grey: Inclusive Global Banking
Grey: Inclusive Global Banking
Send & Receive Money Globally
Free

Open a free global bank account in minutes to send, receive, exchange, and manage multiple currencies. Easily make international payments, generate invoices, and pay bills worldwide with competitive exchange rates and 24/7 support.

Free global bank accountsMulti-currency managementInternational money transfers
💰 Finance
(5.8K)
free with in-app purchases

FAQ about Indian Overseas Bank

What are the best indian overseas bank apps for iPhone?
IOB Connect-Mobile Banking App tops our indian overseas bank apps ranking as of July 2026, with a 4.0-star average from 1.1K App Store ratings, and it's free to download.
Yes — 20 of the top indian overseas bank apps we rank are free to download, including IOB Connect-Mobile Banking App and BHIM IOB UPI.
IOB Connect-Mobile Banking App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 200+ indian overseas bank apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Yes, IOB Connect is designed to be completely secure for all your banking needs. It offers a secure platform for managing your accounts and performing transactions.
IOB Connect supports fund transfers within the bank and to other banks using UPI, NEFT, RTGS, and IMPS. This provides flexibility for various transaction needs.