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BHIM IOB UPI

BHIM IOB UPI

by Indian Overseas Bank

20 ratings
61 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • April 2, 2022
  • March 5, 2026

Features

Developer

Indian Overseas Bank
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BHIM IOB UPI screenshot #1 for iPhone
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BHIM IOB UPI screenshot #5 for iPhone
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BHIM IOB UPI screenshot #9 for iPhone
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About

This app allows users to make and receive payments using a virtual payment address linked to their bank account. It supports balance inquiries, QR code payments, and managing payees and VPAs. Registration requires a registered mobile number and SIM card for device binding.

✓Virtual Payment Address creation
✓Send money and collection requests
✓Balance inquiry for VPA linked accounts
✓Manage payees and VPAs
✓Pay by QR Code
✓Generate QR codes
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What's New in BHIM IOB UPI

2.5

March 5, 2026

• Bug fixes and performance improvements • Improved app stability • Minor UI enhancements for better user experience

More

User reviews

Most RecentHighest RatedLowest Rated

Too many bugs

Cannot create UPI pin and unable to reset it. Lacks basic features. And when you change the theme in some screens the display fields are different which is a basic testing that a junior developer should have done. Seems like a useless IT team developed this.
Nk7788Nk7788

Nice

smooth ui
melchimmelchim

Pathetic. Extremely slow and buggy

Pathetic. Extremely slow and buggy
IOB net banking is patheticIOB net banking is pathetic

Excellent!!

One of the most reliable financial application.
Doorohan Kumar DuhitDoorohan Kumar Duhit

Not able to request sms

When I try to click the send sms to verify the mobile i get a pop up like WiFi is not allowed. How can the app without WiFi ? What am I missing here ?
HariSurianHariSurian
See 56 more reviews

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FAQ

What is BHIM IOB UPI?

BHIM IOB UPI is a mobile application that enables users to make and receive payments using a Virtual Payment Address (VPA) linked to their bank account. It facilitates transactions without needing to share additional bank account details.

What are the key features of BHIM IOB UPI?

Key features include the creation of a Virtual Payment Address to link bank accounts, sending money, requesting collections, checking account balances for VPA linked accounts, managing payees and VPAs, and making payments via QR codes, including QR code generation.

Is BHIM IOB UPI free to use?

Yes, the application is free to download and use. There are no in-app purchases or advertisements mentioned in the provided description.

What is required to register for BHIM IOB UPI?

To register, you need to have your registered mobile number with the bank account. An OTP will be sent to this number for initial registration and device binding. The SIM card of the registered mobile number must be present in the device where the app is installed.

How can I use BHIM IOB UPI for payments?

You can use the app to send money to others by entering their VPA or by scanning their QR code. You can also request money from others. The app allows you to manage your linked bank accounts and check balances through your VPA.