This app allows users to make and receive payments using a virtual payment address linked to their bank account. It supports balance inquiries, QR code payments, and managing payees and VPAs. Registration requires a registered mobile number and SIM card for device binding.
2.5
March 5, 2026
• Bug fixes and performance improvements • Improved app stability • Minor UI enhancements for better user experience
MoreBHIM IOB UPI is a mobile application that enables users to make and receive payments using a Virtual Payment Address (VPA) linked to their bank account. It facilitates transactions without needing to share additional bank account details.
Key features include the creation of a Virtual Payment Address to link bank accounts, sending money, requesting collections, checking account balances for VPA linked accounts, managing payees and VPAs, and making payments via QR codes, including QR code generation.
Yes, the application is free to download and use. There are no in-app purchases or advertisements mentioned in the provided description.
To register, you need to have your registered mobile number with the bank account. An OTP will be sent to this number for initial registration and device binding. The SIM card of the registered mobile number must be present in the device where the app is installed.
You can use the app to send money to others by entering their VPA or by scanning their QR code. You can also request money from others. The app allows you to manage your linked bank accounts and check balances through your VPA.
