AU 0101: Mobile Banking App

AU 0101: Mobile Banking App

Savings Account, FD, Cards

39 ratings
80 reviews
Free

Details

  • Released
  • Updated
  • December 5, 2020
  • October 11, 2026

Features

AU 0101: Mobile Banking App screenshot #1 for iPhone
AU 0101: Mobile Banking App screenshot #2 for iPhone
AU 0101: Mobile Banking App screenshot #3 for iPhone
AU 0101: Mobile Banking App screenshot #4 for iPhone
AU 0101: Mobile Banking App screenshot #5 for iPhone
AU 0101: Mobile Banking App screenshot #6 for iPhone
AU 0101: Mobile Banking App screenshot #7 for iPhone
AU 0101: Mobile Banking App screenshot #8 for iPhone
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About

This app provides a comprehensive mobile banking experience, allowing users to manage accounts, make payments, apply for loans and credit cards, and invest. It offers video banking for account opening and service requests, along with features for budgeting and lifestyle services.

✓Open savings accounts online
✓UPI payments and transfers
✓Apply for loans and credit cards
✓Manage fixed deposits (FDs)
✓Video banking services
✓Invest in mutual funds and equities
✓Unified account management
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What users say about AU 0101

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+1

What's New in AU 0101

21.9.196

October 11, 2026

Minor bug fixes and internal optimisations for enhanced stability.

User reviews

Excellent Banking Experience

Absolutely happy with my experience with AU 0101 Mobile Banking App. The app is smooth, user-friendly, fast, and easy to navigate. Banking transactions are quick and convenient, and the overall experience has been excellent. The services and features are well designed and make managing my account very easy. Highly recommended
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Response from developer

Hi Lavi! We thank you for your appreciation. It encourages us to do better every time!

Cannot even register

The app does not even open the messages pop up window to send an SMS to register. The verify button does nothing and then puts a 24 hour block on registration.

Response from developer

Hi Sir/Mam, we understand you did not have a great experience with us. We request you to share some additional details on this link https://Feedback.aubank.in/survey/S/S so that we can assist you better.

Smooth UPI Experience & Great Overall App

The AU 0101 app has a clean and user-friendly interface, and the overall experience has been quite smooth. The UPI functionality is especially convenient now, with quick payments and an easy-to-use interface. Account management, transactions, and other banking services are also well organized and easy to access. Overall, the app feels reliable, responsive, and much more convenient to use.
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Response from developer

Hi Dev, We thank you for your appreciation. It encourages us to do better every time!

Poor NRI customer service

I would give AU Bank 1 star. While they offer some attractive NRI products, their customer service—especially for the NRI account opening process—is extremely disappointing.

The team seemed to have limited knowledge of the process, and communication was poor. It took almost a month to open my account, whereas another service provider completed a similar process in just two weeks. Almost every step required repeated follow-ups.

Due to incorrect guidance from the team, I also incurred a wire transfer fee because of a failed transfer. Eventually, I became frustrated and requested account closure. Unfortunately, even after two weeks and multiple follow-ups, the closure is still pending.

Overall, the products may look attractive, but the customer service experience has been extremely poor. I would strongly recommend considering these factors before choosing AU Bank, especially for NRI services, unless you have plenty of time and patience.
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Response from developer

Hi Sir/Ma'am, we understand you did not have a great experience with us. We request you to share some additional details on this link https://Feedback.aubank.in/survey/S/S so that we can assist you better.

Data collection

The app and the bank collect significant amounts of your financial data to issue credit cards.
Which is expected but the actual card offered in the end of the process is likely not what you want or at the limit you want.

The limit given to me at a cibil of 790+ was 35,000₹. Which is hilarious and frankly insulting.

However the bank reserves the right offer what they want.

For me.
The card offered and credit limit could’ve been done provisionaly (based on income, cibil, etc) before any major data collection. Then if concented continue with the whole process. Adjust limits or whatever.

There are issues concerning privacy, just a day after data submission i recieved calls from loan providers mostly scams (offering line of credit at 0% interest rate).

So consumer beware.
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Response from developer

Hi Javed, we understand you did not have a great experience with us. We request you to share some additional details on this link https://Feedback.aubank.in/survey/S/S so that we can assist you better.

Developer apps

User experience

🐞

Reported Bugs

56 issues

EC0003 Error when opening account details

Bug

App constantly asks to log in again

Bug

Infinite loading screen when managing savings/credit card accounts on iOS

Bug

App gets stuck on loading screen

Bug

App is unusable and garbage

Bug

App freezes with no taps working

Bug

Registration always fails

Bug

No notifications for payment requests or within the app

Bug

Face recognition followed by login page, then face recognition again on iPhone

Bug

Button not showing in express EMI selection on iPhone

Bug

Unable to activate credit card features due to login/registration errors

Bug

Error after entering card number & PAN card number during registration

Bug

App crashes when activating a new credit card or swiping to see previous card

Bug

Technical issues during registration

Bug

Error in connecting to server host when adding credit card

Bug

App shows loader and nothing happens when clicking on account buttons

Bug

Profile not opening, sidebar scrolling issues

Bug

Bugs in FD screen, not handling corner cases

Bug

Unable to access the app

Bug

Cannot select month and year for card details when paying credit card bills

Bug

Billdesk page issues (pop-up size, session compromise)

Bug

UPI payment experience is poor with a close button in the middle

Bug

Session expires frequently without reason

Bug

Face ID & fingerprint issues on iPhone, app not working

Bug

Auto-generated credentials causing issues

Bug

Deducted money but account rejected, slow refund process

Bug

Credit card not showing in the app, unable to disable services

Bug

MPIN reset issues, unable to forget or reset MPIN

Bug

App not working after update

Bug

Service unavailable frequently

Bug

Biometric authentication issues on iPhone (fingerprint instead of face unlock)

Bug

App size is heavy

Bug

Annoying OTP for every transfer

Bug

Payment issues with card details (dropdown not opening, cannot type)

Bug

Pop-up issues on iPhone during payment

Bug

Second account login is difficult, only one account option available

Bug

App crashes on activation button press

Bug

Permission requests for microphone and contacts are concerning

Bug

Lost money with no customer support for fraud transactions

Bug

Error in connecting to server host when adding credit card

Bug

Executives not returning documents and cheques

Bug

App shows loader and nothing happens

Bug

Profile not opening, sidebar scrolling issues

Bug

FD screen bugs

Bug

Unable to access app, service not processing

Bug

Unable to register on the app, 'sorry we are currently unable to service your request' message

Bug

Cannot select month and year for bill payments

Bug

App not working properly on iPhone (Face ID & fingerprint issues)

Bug

Unable to open pop-up for bank selection or card payment

Bug

Credit card fetching issues with the app

Bug

Account opening deducted money, account rejected, slow refund

Bug

Cannot do multiple transfers at once, OTP for every transfer is annoying

Bug

App doesn't open after update

Bug

Service unavailable all the time

Bug

Biometric authentication issue on iPhone

Bug

App size is heavy

Bug
✨

Requested Features

6 requests

Improve UI and performance

Feature

Make the app faster and less heavy

Feature

Provide current month average balance information

Feature

Allow multiple transfers at once without OTP for each

Feature

Automate resolution for common issues

Feature

Reduce app download size

Feature

FAQ

What can I do with the AU 0101 app?

The AU 0101 app offers over 180 banking and lifestyle services. You can open savings accounts, manage existing accounts, make UPI payments, transfer funds, apply for loans and credit cards, invest in FDs, mutual funds, and equities, and even book travel.

How do I open an account with AU 0101?

For new customers, you can download the app, enter your basic details, and complete video KYC from home to start using over 180 services instantly. Existing customers can set up their mPIN and verify using their account or card details.

Is the AU 0101 app secure?

Yes, the app prioritizes security with multi-level encryption and biometric authentication for every transaction. It also uses mPIN-based secure login for added protection, and your data is never shared without your consent.

Can I manage multiple bank accounts in this app?

Yes, the app allows you to link and manage multiple bank accounts securely in one place. The OneTrack feature provides a unified view of your money across all your linked accounts for better budgeting and control.

What are the costs associated with using the AU 0101 app?

The app itself is free to download and use. While many services are free, there might be associated fees for specific transactions or services like loans, credit cards, or investments, which would be detailed at the time of availing them.