This banking app offers a fully digital experience for opening savings accounts, booking fixed deposits, and applying for loans or credit cards. Enjoy features like scan-and-pay, bill payments, and investment options, all with zero fees on many transactions.
Summarized from real user reviews of IndusInd Bank. Based on 2K reviews and a 4.7/5 average, it highlights the 2 positives and 3 negatives reviewers mention most about this Finance app.
2.3.1
July 18, 2026
We're continuously enhancing your banking experience. Here's what's new in this release: New & Improved Simplified Registration: No more manual mobile number entry. Simply select your SIM for SIM binding, making registration faster and more seamless. Resident to NRO Transfers: You can now conveniently transfer funds from Resident accounts to NRO accounts. Enhanced Deposit Details: Fixed Deposit and Recurring Deposit details now display the holding pattern along with improved deposit advice for joint account holders. Better NRE Fixed Deposit Booking: Enhanced experience for booking NRE Rupee Fixed Deposits. Credit Card Improvements: Outstanding dues can now be paid even for blocked credit cards. Fixes & Performance Improvements Enhanced bill payment experience with search improvements General bug fixes, stability improvements, and performance enhancements for a smoother banking experience. Update now to enjoy the latest improvements!
More2 issues
Login screen issues for non-India phone numbers
App does not work for NRI/NRO accounts
2 requests
Provide alternative login options for international users
Allow migration of accounts from previous app version
The app allows you to open a savings account digitally, book and manage fixed deposits, apply for instant personal loans and credit cards, and invest in mutual funds. You can also perform bill payments, mobile recharges, and manage your credit card.
Yes, you can open a savings account with a 100% digital process and zero paperwork. The app offers a zero balance savings account with no non-maintenance charges.
You can book a fixed deposit from home and enjoy interest rates of up to 7% p.a. The app offers different FD options including Regular, Tax-saving, and senior citizen FDs, along with an auto-sweep feature for liquidity and high returns.
Yes, you can apply for an instant personal loan up to ₹5 lakh with a 100% digital process. You can also apply for an IndusInd Bank Credit Card with instant approval and manage it within the app.
The app offers zero-fee banking with free NEFT/RTGS transactions. You also get free unlimited ATM cash withdrawals on IndusInd Bank ATMs and 0 Forex Mark-up on certain transactions.
