IndusInd Bank: Savings A/C, FD

IndusInd Bank: Savings A/C, FD

Savings Bank Account & FD

2.2K ratings
140 reviews
Free

Details

  • Released
  • Updated
  • January 29, 2025
  • August 18, 2026

Features

IndusInd Bank: Savings A/C, FD screenshot #1 for iPhone
IndusInd Bank: Savings A/C, FD screenshot #2 for iPhone
IndusInd Bank: Savings A/C, FD screenshot #3 for iPhone
IndusInd Bank: Savings A/C, FD screenshot #4 for iPhone
IndusInd Bank: Savings A/C, FD screenshot #5 for iPhone
IndusInd Bank: Savings A/C, FD screenshot #6 for iPhone
IndusInd Bank: Savings A/C, FD screenshot #7 for iPhone
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About

This banking app offers a fully digital experience for opening savings accounts, booking fixed deposits, and applying for loans or credit cards. Enjoy features like scan-and-pay, bill payments, and investment options, all with zero fees on many transactions.

Digital savings account opening
Fixed deposit booking and management
Instant personal loans and credit lines
Credit card application and management
Bill payments and mobile recharges
Mutual fund investments
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What users say

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What's New in IndusInd Bank

2.5.0

August 18, 2026

We’ve made your banking experience even better with these updates: • Nominee Updates – Add or update up to 4 nominees for eligible accounts. • Apply for a Debit Card – Eligible customers can now apply for a debit card directly from the app. • Improved Transaction Limits – A smoother and more intuitive experience to view and manage your transaction limits. • Secure FD – Introducing Secure FD with a limited rollout for select eligible customers, offering an additional layer of control over premature withdrawals. • Convert to BSBD Account – Eligible customers can now opt to convert their account to a Basic Savings Bank Deposit (BSBD) account. We’re continuously improving INDIE to make your everyday banking simpler, safer and more convenient

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User reviews

Confusing

The app is quite confusing for customers. The loan amount is shown, but there is no clear monthly EMI/payment breakdown or repayment table. As a user, it is difficult to understand how much I need to pay every month, for how many months, and what the total repayment amount will be.

On top of that, the support information is a major issue. The email/contact options don’t appear to be working, and there are no clearly available phone numbers to contact for assistance.

Please add a proper EMI/repayment schedule and provide working customer-support email and phone contact details. These are essential for a loan app where users need clear financial information and reliable support.
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Uselss app for NRIs

you can login to you account in this app only by otp which is sent to your indian number. which is senselss if you dont live in India.
Now the app has stopped working for me displaying an error whcih says "network threat detected" which is a false positive as i have not changed my network. Please do better
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Dumb management and app developers

I am travelling overseas and unable to use the app now. Since the upgrade I had to register once again. But as I do not have mobile roaming I am unable to use as the app needs to verify the sim, just not the number. As I am unable to send a text message I am unable to use the app. Can someone find an alternative solution. Very frustrating.
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Not working properly

The latest INDIE app update seems more secure, but it has significantly affected usability. Despite having my registered SIM inserted and active, the SIM binding process fails to validate it. Earlier, the app repeatedly showed “Unsecure data network detected” even when I switched between different Wi-Fi networks and mobile data connections.

Now, the app has restricted my access for 24 hours due to a verification issue that appears to be caused by the app itself. Security is important, but genuine customers should not be locked out of their accounts because of technical problems in the verification process.

I hope the development team addresses these issues quickly and improves the reliability of SIM binding and network verification in future updates.
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App not working

App not working on mobile data/ wifi anything. Everything is insecure network as per indie. WTH

Developer apps

User experience

🐞

Reported Bugs

2 issues

Login screen issues for non-India phone numbers

Bug

App does not work for NRI/NRO accounts

Bug

Requested Features

2 requests

Provide alternative login options for international users

Feature

Allow migration of accounts from previous app version

Feature

FAQ

What can I do with the IndusInd Bank mobile banking app?

The app allows you to open a savings account digitally, book and manage fixed deposits, apply for instant personal loans and credit cards, and invest in mutual funds. You can also perform bill payments, mobile recharges, and manage your credit card.

Is it free to open a savings account with this app?

Yes, you can open a savings account with a 100% digital process and zero paperwork. The app offers a zero balance savings account with no non-maintenance charges.

What are the benefits of booking a fixed deposit through the app?

You can book a fixed deposit from home and enjoy interest rates of up to 7% p.a. The app offers different FD options including Regular, Tax-saving, and senior citizen FDs, along with an auto-sweep feature for liquidity and high returns.

Can I apply for a loan or credit card through the app?

Yes, you can apply for an instant personal loan up to ₹5 lakh with a 100% digital process. You can also apply for an IndusInd Bank Credit Card with instant approval and manage it within the app.

What kind of transactions are free on this app?

The app offers zero-fee banking with free NEFT/RTGS transactions. You also get free unlimited ATM cash withdrawals on IndusInd Bank ATMs and 0 Forex Mark-up on certain transactions.