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BPI

BPI

by Bank of the Philippine Islands

16K ratings
542 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • February 26, 2023
  • June 22, 2026

Features

Developer

Bank of the Philippine Islands
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About

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

✓Online account opening
✓QR payments
✓Money transfers
✓Scheduled transactions
✓AI personal finance manager
✓Investment services
✓Mobile key for authorization
Show original description

What users say

Summarized from real user reviews of BPI. Based on 16K reviews and a 4.8/5 average, it highlights the 4 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Smooth transfer experience
  • 🔒Secure authentication
  • 👍Convenient mobile banking
  • 🙌Improved app design

Negative things

  • 🐛Frequent crashes
  • 🤯Frustrating registration process
  • 🤔Confusing UI changes
  • 🙅‍♀️Not OFW-friendly
  • 💔Downgrade from previous app
See all reviews

What's New in BPI

18.1

June 22, 2026

We've fixed a few things behind the scenes for you. Update your BPI app today for a smoother and more reliable experience.

User reviews

Most RecentHighest RatedLowest Rated

Great app

Love this app! Make my banking experience easy using my phone! User friendly and very convenient!
Danielle amberDanielle amber

Unreliable!

From 5-star rating down to just 2 stars. Napaka-unreliable, always merong downtime. Bilang OFW napakahirap na may kailangan akong ipadalhan ng pera tapos biglang unable to transfer or what.
J PaxxxJ Paxxx

No stress

Easy to make transactions.
mmalliemmallie

Best bank app

No hustle on sending money while abroad.
Megot1978Megot1978

No notif or emails on deduction of funds

Notifies when asking for payment, but doesn’t when they deduct.
Shujen MaeShujen Mae
See 537 more reviews

Developer apps

BPI Asset Management Research
BPI Asset Management Research

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BPI BizLink
BPI BizLink

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(6)

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BPI Mobile
BPI Mobile

by Bank of the Philippine Islands

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BPI BanKo Mobile App
BPI BanKo Mobile App

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(6)

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BPI Bizko
BPI Bizko

BPI Bizko

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VYBE by BPI
VYBE by BPI

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(56)

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See developer apps

User experience

🐞

Reported Bugs

4 issues

Unable to register device

Bug

OTP not received

Bug

Transactions not processing

Bug

Compatibility issues with newer devices

Bug
✨

Requested Features

4 requests

Allow multiple device registration

Feature

Provide email-based OTP option

Feature

Restore copy-paste functionality

Feature

Add dark mode option

Feature

FAQ

What can I do with the BPI app?

The BPI app allows you to manage your bank accounts online, including opening new accounts, transferring funds between your accounts or to other banks, paying bills, and using QR payments for purchases. It also offers investment services and AI-powered financial planning tools.

How do I open a new account with the app?

You can open a BPI savings account in just 5 minutes using one government ID, without needing to visit a branch. Accepted IDs include Passport, Driver's License, Postal ID, SSS ID, PRC ID, or UMID. Once opened, you gain immediate access to BPI online banking services.

Is the app free to use?

Yes, the BPI app is free to download and use. There are no subscription fees or in-app purchases mentioned for its core banking functionalities.

How does the app secure my transactions?

The app offers enhanced security through features like Mobile Key, which allows you to authorize transactions within the app using your device's biometric credentials, eliminating the need for SMS OTPs. You can also set custom transaction limits for an extra layer of security.

Can I use the app for investments?

Yes, the app provides access to BPI's investment offerings. You can open an investment account, view and manage your funds, and set up or amend your Regular Subscription Plan (RSP) directly through the application.