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BPI

BPI

by Bank of the Philippine Islands

18K ratings
583 reviews
💼 Business
💰 Finance
Free

Details

Released
February 26, 2023
Updated
September 23, 2026

Features

Developer

Bank of the Philippine Islands
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About

Manage your finances on the go with this comprehensive banking application. Open accounts, transfer funds, pay bills, and utilize QR payments. Features include AI-powered financial planning, investment services, and secure transaction authorization.

✓Online account opening
✓QR payments
✓Money transfers
✓Scheduled transactions
✓AI personal finance manager
✓Investment services
✓Mobile key for authorization
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What users say about BPI

Reviews of BPI are mostly negative: the Finance app is rated 4.8/5 from 18K App Store ratings. What users like most: smooth transfer experience, secure authentication. Top complaints: frequent crashes, frustrating registration process. Summarized from real user reviews.

Positive things

  • 🚀Smooth transfer experience
  • 🔒Secure authentication
  • 👍Convenient mobile banking
  • 🙌Improved app design

Negative things

  • 🐛Frequent crashes
  • 🤯Frustrating registration process
  • 🤔Confusing UI changes
  • 🙅‍♀️Not OFW-friendly
  • 💔Downgrade from previous app
See all reviews

What's New in BPI

18.2

September 23, 2026

We've made updates to keep your BPI app secure and running smoothly. Update now to get the latest version.

User reviews

Most RecentHighest RatedLowest Rated

King Arthur

Very convenient to use and user friendly. Highly recommend to anyone looking for smooth banking.
JJohnDick69

Banking App

The Best banking app, easy and quick, traferring money is very simple and convinient⭐️⭐️⭐️⭐️⭐️
BBarce888

FOX

I’m very happy with BPI! The app is easy to use and makes managing my money simple and convenient. I love being able to check my balances, transfer money, and keep track of my savings all in one place. BPI makes everyday banking feel straightforward and hassle-free. I’m glad I chose them and would recommend them to anyone looking for a convenient online banking experience!
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SSmackdoge7894

banking

The best bank no doubt!
RRoland4713

Excellent

I feel safe with the app. Thank you BPI
BBryche$
See 578 more reviews

Developer apps

BPI Asset Management Research
BPI Asset Management Research

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BPI BizLink
BPI BizLink

by Bank of the Philippine Islands

💰 Finance

(6)

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BPI Mobile
BPI Mobile

by Bank of the Philippine Islands

💰 Finance

(613)

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BPI BanKo Mobile App
BPI BanKo Mobile App

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(6)

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BPI Bizko
BPI Bizko

BPI Bizko

💰 Finance
Free
VYBE by BPI
VYBE by BPI

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💰 Finance

(57)

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See developer apps

User experience

🐞

Reported Bugs

4 issues

Unable to register device

Bug

OTP not received

Bug

Transactions not processing

Bug

Compatibility issues with newer devices

Bug
✨

Requested Features

4 requests

Allow multiple device registration

Feature

Provide email-based OTP option

Feature

Restore copy-paste functionality

Feature

Add dark mode option

Feature

FAQ

What can I do with the BPI app?

The BPI app allows you to manage your bank accounts online, including opening new accounts, transferring funds between your accounts or to other banks, paying bills, and using QR payments for purchases. It also offers investment services and AI-powered financial planning tools.

How do I open a new account with the app?

You can open a BPI savings account in just 5 minutes using one government ID, without needing to visit a branch. Accepted IDs include Passport, Driver's License, Postal ID, SSS ID, PRC ID, or UMID. Once opened, you gain immediate access to BPI online banking services.

Is the app free to use?

Yes, the BPI app is free to download and use. There are no subscription fees or in-app purchases mentioned for its core banking functionalities.

How does the app secure my transactions?

The app offers enhanced security through features like Mobile Key, which allows you to authorize transactions within the app using your device's biometric credentials, eliminating the need for SMS OTPs. You can also set custom transaction limits for an extra layer of security.

Can I use the app for investments?

Yes, the app provides access to BPI's investment offerings. You can open an investment account, view and manage your funds, and set up or amend your Regular Subscription Plan (RSP) directly through the application.