BPI vs MSB Digital Bank

Welcome to the BPI app! Managing your money has never been easier. Access your accounts, transfer funds, pay bills, invest, and more, wherever you are. The BPI app gives you secure and convenient banking right at your fingertips. FREE TRANSFERS TO BANKS AND E-WALLETS Easily transfer money between your BPI accounts, send money to other BPI accounts, or transfer funds to other local banks and e-wallets via PesoNet and InstaPay for free. Save time by setting up Favorites for frequently used recipients. PAY BILLS ANYTIME Settle bills anytime with thousands of billers to choose from. Schedule recurring payments ahead of time so you never miss a due date. PAY WITH QR PH Skip the cash-in and pay directly from your BPI account. Simply scan any QR Ph code at participating merchants. UNDERSTAND YOUR SPENDING BETTER Get personalized insights based on your transactions and app activity to help you manage your spending, make informed financial decisions, and stay on track with your goals. OPEN AN ACCOUNT IN MINUTES Open a BPI Savings Account using your National ID and selfie verification. No branch visit required. Once approved, you can immediately access BPI digital banking services. INVEST AND GROW YOUR MONEY Grow your wealth and secure your future with BPI investment products. View and manage your investments in one place and conveniently set up or amend your Regular Subscription Plan (RSP) directly in the app. Eligible clients can also access their BPI Privilege Cards and exclusive experiences through the app. TAKE CONTROL OF YOUR SECURITY Enjoy added security with customizable transaction limits and Mobile Key authorization. Securely approve transactions using your device's biometric credentials. You can also log in to BPI online on a web browser using the QR Scanner in the app when Mobile Key is unavailable. Manage your cards anytime and enjoy greater control and protection for your everyday banking activities. BANK WITHOUT VISITING A BRANCH Access a growing range of services directly in the app: • Order a Debit Card • Open a New Account • Open a Time Deposit Account • Reorder Checkbooks • Stop Check Payment Orders • Download Statements of Account • Download Wealth Portfolio Statements • Update Mobile Number • Manage Trusted Devices • Temporarily or Permanently Block Debit or Credit Cards • Check Deposit (available to eligible customers) • Cardless Withdrawal • Buy and Sell USD • Credit-to-Cash and Balance Conversion for eligible customers • Partner Store Transactions (Deposit or Withdraw) UNLOCK PERSONALIZED OFFERS Enjoy exclusive offers, rewards, and promotions available through the BPI app. Receive personalized deals and experiences designed for BPI customers. ABOUT BPI As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing trusted and reliable financial services. Through continuous innovation and digital transformation, BPI delivers secure, convenient, and customer-focused banking solutions that help millions of Filipinos achieve their financial goals. BPI was recognized by FinanceAsia as Best Financial Company and Best Overall Company in the Philippines. With the BPI app, you can bank with confidence knowing your transactions are protected by robust security features. The app is continuously enhanced with new features and improvements designed to make banking simpler, safer, and more convenient every day. Download the BPI app and make every day better with BPI.

MSB Digital Bank - A Powerful Super App for Your Digital Banking Experience MSB Digital Bank is MSB’s next-generation digital banking and mobile banking app, enabling you to open an account online via eKYC in just one minute, choose a personalized account number, enjoy free 24/7 money transfers, open online savings accounts, make QR payments, pay bills, and manage your personal finances—all from your smartphone. Built on an advanced Super App architecture and powered by international-standard technology, MSB Digital Bank delivers a seamless All-in-One financial ecosystem. Banking transactions, cashless payments, and personal financial management are all available within a single application. MSB is proud to have received the "Best Digital Transformation Bank in Vietnam" award (*), reaffirming our commitment to delivering a modern, secure, and convenient digital banking experience. INNOVATIVE FEATURES – A PREMIUM EXPERIENCE - Explore without signing in: Experience a flexible digital financial environment with guest access. Discover the full capabilities of the super app before opening an account. - Personalized experience: Enjoy a smart, user-friendly interface that can be customized to suit your preferences and daily habits. - Powerful performance: Experience fast, reliable, and seamless 24/7 banking transactions powered by international-standard technology. - Advanced security: Multi-layer security protection helps safeguard your account and every transaction you make. EXCLUSIVE FINANCIAL BENEFITS & OUTSTANDING CONVENIENCE - Free lifetime online account opening: Complete 100% digital eKYC verification in just one minute. No minimum balance requirement, free 24/7 transfers, no account maintenance fees, and free ATM cash withdrawals. - Express your individuality: Choose a personalized account number based on your phone number, date of birth, or favorite number sequence. - Comprehensive financial management: Take control of your cash flow, assets, and personal finances. Track spending visually and manage your budget more effectively. - High-limit 24/7 transfers: Conveniently transfer funds with limits of up to VND 10 billion through a streamlined transaction process. - Attractive online savings rates: Open savings accounts anytime, anywhere without visiting a branch. Earn up to an additional 0.9% interest rate when opening your first online savings account with MSB. ALL-IN-ONE CONVENIENCE AT YOUR FINGERTIPS - Pay electricity, water, internet, and other utility bills. - Fast, secure, and convenient QR code payments. - Automatic mobile phone top-ups. - Schedule recurring or future-dated money transfers. EXCITING REWARDS AND SPECIAL OFFERS - Earn cashback of up to VND 1.2 million per year on bill payments and automatic top-ups. - Receive rewards of up to VND 2 million when referring friends who successfully open an account. - Enjoy thousands of exclusive offers from more than 300 MSB partners immediately after opening your account. DOWNLOAD MSB DIGITAL BANK TODAY Experience a modern digital banking app with: - Online account opening via eKYC - Personalized account numbers - Free 24/7 money transfers - High-limit fund transfers - Online savings accounts - QR code payments - Bill payments - Expense tracking and budgeting - Comprehensive personal financial management - An All-in-One digital banking ecosystem in a single super app (*) Award presented by The Global Economics Magazine. Learn more about MSB’s awards at: https://www.msb.com.vn/vi/tin-tuc.html#giai-thuong Contact Information MSB – Reach New Heights Hotline: 1900 6083 Website: https://www.msb.com.vn Zalo: https://zalo.me/msbvietnam