Allo Bank vs BPI

Build your financial future with Allo Bank, Indonesia’s digital banking app that makes transactions, savings, and installments easier than ever. Enjoy high interest rates, instant withdrawals, 0% installments, and daily cashback. All your financial needs: secure, fast, and supervised by OJK, all in one app. ENJOY THESE BENEFITS WITH ALLO BANK - Savings interest up to 9% p.a. - Allo PayLater: flexible installments, high limit, and 0% interest for the first month - QRIS payments with Allo Prime & Allo PayLater at thousands of merchants - Unlimited free interbank transfers via BI-FAST - Instant withdrawals in real time - Virtual Debit Card & Virtual Account for online transactions anywhere FLEXIBLE & TERM SAVINGS IN ONE APP Grow your money with Allo Grow: earn up to 6.5% p.a., interest paid daily, no lock-in period, and withdraw anytime without losing interest. Secure your future with Allo Deposito: earn up to 8% p.a. with fixed returns for maximum savings growth. ALLO PAYLATER: EASY INSTALLMENTS & HIGH LIMITS A fast, flexible, collateral-free installment solution. - Limit up to Rp100 million - 0% installments for the first month - Tenors from 90 days to 36 months - Monthly fees from 0.1% (APR 1.2%–76%)* - Instant Cash Withdrawals anytime, anywhere - Shop with QRIS Allo PayLater and enjoy hundreds of promos - Perfect for daily needs, emergencies, and big purchases QRIS Simulation – Rp1,000,000 - 3 months: Rp349,798 - 6 months: Rp181,247 - 12 months: Rp97,192 Instant Withdrawal Simulation – Rp3,000,000 - 3 months: Rp1,039,251 - 6 months: Rp534,674 - 12 months: Rp282,808 - 24 months: Rp157,716 *Estimated; may vary based on credit history, customer profile, and bank policy. EASILY INCREASE YOUR LIMIT The Limit Up feature helps you grow your Allo PayLater limit through routine transactions and on-time payments. Build your credit profile more easily: useful for future financing needs like vehicle loans or mortgages. CASHBACK, DISCOUNTS & DAILY PROMOS Save more at top merchants such as: Indomaret, VIVO, Metro, Transmart, Wendy’s, Baskin Robbins, The Coffee Bean & Tea Leaf, and many more. Popular promos: - Rabu Serbu: Deposito up to 9% p.a. - Allo Grow Bonus Rp100K SAFE, TRUSTED, SUPERVISED BY OJK Allo Bank is operated by PT Allo Bank Indonesia Tbk, a licensed digital bank supervised by the Financial Services Authority (OJK) and a member of LPS deposit insurance. Your transactions, data, and funds are protected. SHOP ONLINE EASILY With the Virtual Debit Card, you can: - Shop online from anywhere in the world - Access global streaming & subscription services - Transact securely with extra protection - Enjoy cashback & discounts on e-commerce, transport, and travel Allo Bank always has exciting promos to boost your savings and benefits! CONTACT US PT Allo Bank Indonesia Tbk Menara Bank Mega Lt. 5 & 6 Jl. Kapten P. Tendean No. Kav. 12–14A South Jakarta, DKI Jakarta 12790 Allo Care: 080 4110 4110 WhatsApp: 0822 0822 4110 Follow us: Instagram: @AlloBank X: @AlloBankID YouTube: @AlloBankIndonesia TikTok: @AlloBankID

Welcome to the BPI app! Managing your money has never been easier. Access your accounts, transfer funds, pay bills, invest, and more, wherever you are. The BPI app gives you secure and convenient banking right at your fingertips. FREE TRANSFERS TO BANKS AND E-WALLETS Easily transfer money between your BPI accounts, send money to other BPI accounts, or transfer funds to other local banks and e-wallets via PesoNet and InstaPay for free. Save time by setting up Favorites for frequently used recipients. PAY BILLS ANYTIME Settle bills anytime with thousands of billers to choose from. Schedule recurring payments ahead of time so you never miss a due date. PAY WITH QR PH Skip the cash-in and pay directly from your BPI account. Simply scan any QR Ph code at participating merchants. UNDERSTAND YOUR SPENDING BETTER Get personalized insights based on your transactions and app activity to help you manage your spending, make informed financial decisions, and stay on track with your goals. OPEN AN ACCOUNT IN MINUTES Open a BPI Savings Account using your National ID and selfie verification. No branch visit required. Once approved, you can immediately access BPI digital banking services. INVEST AND GROW YOUR MONEY Grow your wealth and secure your future with BPI investment products. View and manage your investments in one place and conveniently set up or amend your Regular Subscription Plan (RSP) directly in the app. Eligible clients can also access their BPI Privilege Cards and exclusive experiences through the app. TAKE CONTROL OF YOUR SECURITY Enjoy added security with customizable transaction limits and Mobile Key authorization. Securely approve transactions using your device's biometric credentials. You can also log in to BPI online on a web browser using the QR Scanner in the app when Mobile Key is unavailable. Manage your cards anytime and enjoy greater control and protection for your everyday banking activities. BANK WITHOUT VISITING A BRANCH Access a growing range of services directly in the app: • Order a Debit Card • Open a New Account • Open a Time Deposit Account • Reorder Checkbooks • Stop Check Payment Orders • Download Statements of Account • Download Wealth Portfolio Statements • Update Mobile Number • Manage Trusted Devices • Temporarily or Permanently Block Debit or Credit Cards • Check Deposit (available to eligible customers) • Cardless Withdrawal • Buy and Sell USD • Credit-to-Cash and Balance Conversion for eligible customers • Partner Store Transactions (Deposit or Withdraw) UNLOCK PERSONALIZED OFFERS Enjoy exclusive offers, rewards, and promotions available through the BPI app. Receive personalized deals and experiences designed for BPI customers. ABOUT BPI As one of the largest banks in the Philippines, The Bank of the Philippine Islands has a long-standing reputation for providing trusted and reliable financial services. Through continuous innovation and digital transformation, BPI delivers secure, convenient, and customer-focused banking solutions that help millions of Filipinos achieve their financial goals. BPI was recognized by FinanceAsia as Best Financial Company and Best Overall Company in the Philippines. With the BPI app, you can bank with confidence knowing your transactions are protected by robust security features. The app is continuously enhanced with new features and improvements designed to make banking simpler, safer, and more convenient every day. Download the BPI app and make every day better with BPI.