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BDO Online

BDO Online

BDO's new Online Banking app

12K ratings
539 reviews
💰 Finance
Free

Details

Released
November 7, 2021
Updated
October 9, 2026

Features

Developer

BDO Unibank, Inc.
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❓4 answered
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About

Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.

✓Lock/unlock cards
✓View statements
✓Free BDO to BDO transfers
✓Biometric/Passcode confirmation
✓QR code money transfers
Show original description

What users say about BDO Online

Reviews of BDO Online are mostly negative: the Finance app is rated 4.7/5 from 12K App Store ratings. What users like most: lightning-fast load times, robust security features. Top complaints: frequent crashes and bugs, inconsistent login issues. Summarized from real user reviews.

Positive things

  • 🚀Lightning-fast load times
  • 🔒Robust security features
  • 👍User-friendly interface

Negative things

  • 🐛Frequent crashes and bugs
  • 🔑Inconsistent login issues
  • ⏱️Slow and unresponsive
  • 💳Unable to access credit card accounts
  • 📤Unsuccessful transactions and transfers
  • 🔒Accounts getting locked out
See all reviews

What's New in BDO Online

26.22.01

October 9, 2026

BDO Online now has new notification categories to give you a faster, more organized experience. Download BDO Online now!

More

User reviews

Most RecentHighest RatedLowest Rated

Needs upgrade

It doesn’t show your balance after each transaction.
MMMorena is maganda

Very easy app

Very friendly !! Super mabilis and reliable!! Only BDO international po ito!
RRosaliling

BDO

Best Philippine bank
IIakana

Online banking automatically remove your access online without notice

One of our account was sudden remove in my online banking and it wont allow us to add it back for no reason. This is so inconvenient and unacceptable feature of this app.

But its easy to use.
CCmj09

Sending money to other banks & creating QR code

Both were unsuccessful.
Pls fix bugs if any.
It’s frustrating. Thank you.
F😢Frustrated customer 😢
See 534 more reviews

Developer apps

BDO Digital Banking
BDO Digital Banking

by Banco De Oro Unibank, Inc.

💰 Finance

(555)

Free
BDO Pay
BDO Pay

BDO's NEW Mobile Wallet

💰 Finance

(67)

Free
BDO Checkout
BDO Checkout

by BDO Unibank, Inc.

💰 Finance

(1)

Free
BDO Unibank SG
BDO Unibank SG

by BDO Unibank, Inc.

💰 Finance

(2)

Free
BDO Securities Mobile App
BDO Securities Mobile App

by BDO Unibank, Inc.

💰 Finance

(23)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Accounts not showing up

Bug

Transaction history not updating

Bug

Inability to receive OTP

Bug

Constant need to reset password

Bug
✨

Requested Features

5 requests

Allow saving of biller details

Feature

Synchronize passwords across web and mobile

Feature

Provide OTP options via email or authenticator app

Feature

Optimize for tablet/iPad use

Feature

Add ability to transfer between own accounts (e.g., USD to PHP)

Feature

FAQ

What can I do with the BDO Online app?

The app allows you to view and manage your BDO accounts. You can secure your cards by locking/unlocking them, disabling overseas transactions, and setting limits. It also enables quick viewing of statements, free BDO to BDO transfers, low-fee transfers to other banks and wallets, transaction confirmation via biometrics or Passcode, and sending/requesting/withdrawing/depositing money via QR code.

How do I reset my password if I forget it?

If you're having trouble logging in, tap 'Need help logging in?' on the login screen and select 'I'd like to reset my password.' Follow the steps to set up a new password, which will then be used to log in to the app. This new password will also be reflected on the BDO Online website and the BDO Pay app.

Is the BDO Online app free to use?

Yes, the BDO Online app is free to download and use. There are no charges for using the app itself. However, standard bank fees may apply for certain transactions, such as transfers to other banks and wallets, though BDO to BDO transfers are free.

What are the key security features of the app?

The app offers robust security features to protect your accounts and cards. You can instantly secure your cards in real-time by using the lock or unlock card function. Additionally, you can disable overseas debit card transactions and set specific debit card limits. Transactions can be confirmed using secure biometrics or a Passcode for added protection.