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BDO Online

BDO Online

BDO's new Online Banking app

9.2K ratings
535 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • November 7, 2021
  • August 24, 2026

Features

Developer

BDO Unibank, Inc.
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Reviews summary↘︎
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About

Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.

✓Lock/unlock cards
✓View statements
✓Free BDO to BDO transfers
✓Biometric/Passcode confirmation
✓QR code money transfers
Show original description

What users say

Summarized from real user reviews of BDO Online. Based on 9.2K reviews and a 4.6/5 average, it highlights the 3 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Lightning-fast load times
  • 🔒Robust security features
  • 👍User-friendly interface

Negative things

  • 🐛Frequent crashes and bugs
  • 🔑Inconsistent login issues
  • ⏱️Slow and unresponsive
  • 💳Unable to access credit card accounts
  • 📤Unsuccessful transactions and transfers
  • 🔒Accounts getting locked out
See all reviews

What's New in BDO Online

26.21.1

August 24, 2026

BDO Online is now updated with new features to help you stay on top of your accounts and cards! - Confirm your web transactions via Push Authentication on the app. - Buy USD straight from your PHP account. - Activate your Credit Card in a few taps. - Enable or Disable Online Access Download BDO Online now!

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User reviews

Most RecentHighest RatedLowest Rated

Sending money to other banks & creating QR code

Both were unsuccessful.
Pls fix bugs if any.
It’s frustrating. Thank you.
Frustrated customer 😢Frustrated customer 😢

impossible to open the app

it is giving me this message : “sorry, we’re unable to do that right now… Try again.” 🤡 like, forever?!
DyosipinDyosipin

Needs help

My Ph mobile number is outdated and its what I register when I open my Bdo online account..Now I need to log in but needs OTP that they are sending on my philippine number but I cant received because there is no signal.I am here abroad..What do I do BDO?Please help..thank you
lehyohlehyoh

Fast and Easy

I have a hard time in desktop but IOS went easy. Easy pay bills.
Rey EbalangRey Ebalang

No problem

D best sa mga ofw ang BDO walang problema.. d tulad ng BPI after nila ako inapprove at nakpag deposit kinansela nila account ko so kailangan kupa umuwi ng pinas pra withdraw pera ko
Ari74magAri74mag
See 530 more reviews

Developer apps

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BDO Pay
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BDO Checkout
BDO Checkout

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(1)

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BDO Unibank SG
BDO Unibank SG

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(2)

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BDO Securities Mobile App
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See developer apps

User experience

🐞

Reported Bugs

4 issues

Accounts not showing up

Bug

Transaction history not updating

Bug

Inability to receive OTP

Bug

Constant need to reset password

Bug
✨

Requested Features

5 requests

Allow saving of biller details

Feature

Synchronize passwords across web and mobile

Feature

Provide OTP options via email or authenticator app

Feature

Optimize for tablet/iPad use

Feature

Add ability to transfer between own accounts (e.g., USD to PHP)

Feature

FAQ

What can I do with the BDO Online app?

The app allows you to view and manage your BDO accounts. You can secure your cards by locking/unlocking them, disabling overseas transactions, and setting limits. It also enables quick viewing of statements, free BDO to BDO transfers, low-fee transfers to other banks and wallets, transaction confirmation via biometrics or Passcode, and sending/requesting/withdrawing/depositing money via QR code.

How do I reset my password if I forget it?

If you're having trouble logging in, tap 'Need help logging in?' on the login screen and select 'I'd like to reset my password.' Follow the steps to set up a new password, which will then be used to log in to the app. This new password will also be reflected on the BDO Online website and the BDO Pay app.

Is the BDO Online app free to use?

Yes, the BDO Online app is free to download and use. There are no charges for using the app itself. However, standard bank fees may apply for certain transactions, such as transfers to other banks and wallets, though BDO to BDO transfers are free.

What are the key security features of the app?

The app offers robust security features to protect your accounts and cards. You can instantly secure your cards in real-time by using the lock or unlock card function. Additionally, you can disable overseas debit card transactions and set specific debit card limits. Transactions can be confirmed using secure biometrics or a Passcode for added protection.