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Maya – savings, loans, cards

Maya – savings, loans, cards

BSP-licensed banking and more

3.9K ratings
572 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • June 6, 2016
  • September 9, 2026

Developer

Maya Philippines, Inc.
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About

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

✓High-interest savings accounts
✓Personal loans up to P250,000
✓Credit cards with rewards
✓Cryptocurrency and fund investments
✓Bill payments and online shopping
✓QR Ph payments
✓Worldwide card transactions
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What users say

Summarized from real user reviews of Maya. Based on 3.9K reviews and a 4.6/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and convenient
  • 👍User-friendly interface
  • 💳Integrated banking services
  • 💰Cashback and savings features

Negative things

  • 🐛Frequent app crashes and bugs
  • 🤖Unhelpful or unresponsive customer support
  • 🔒Unreliable verification and security issues
  • 💸Unexpected fees and charges
See all reviews

What's New in Maya

2.145.0

September 9, 2026

You can now approve certain transactions instantly using your face or fingerprint instead of waiting for an OTP. It’s faster and more secure, too. Set your phone as a trusted device in the Maya app to get started. You can also review or remove trusted devices anytime in the Security Center. Update the app now to enjoy this upgrade, plus the latest fixes and enhancements from Maya!

More

Events

Read more about Welcome to Maya Black
Event EndedMajor Update

Welcome to Maya Black

Earn Maya Miles instantly and everywhere.

Aug 6, 2025 — Aug 31, 2025

Read More

Read more about Save your Fave PBB Housemates
Event EndedSpecial Event

Save your Fave PBB Housemates

The exclusive voting partner of PBB Gen 11

Sep 17, 2024 — Oct 17, 2024

Read More

Read more about Landers Credit Card by Maya
Event EndedMajor Update

Landers Credit Card by Maya

Apply for Landers Cashback Everywhere Credit Card

Nov 4, 2024 — Nov 30, 2024

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Waste of time

Verification failed because name does not match my ID but they wouldn’t allow hyphens. Then when you try to submit again they make you renter all the data you just typed. No thanks I’ll just stick to Gcash.
AdamsndjdjkAdamsndjdjk

Johnny

Awsome app that’s extremely user friendly
PuYiePuYie

Best rate

Better than your long running family bank when it comes to interest & modern app
michaelelamichaelela

Response from developer

Wow! That’s so great to hear, michaelela! We’ll keep doing our best to make banking even easier for you. 🙌

Is there any update of the system right now?

I can not do some payment.
thonniethonnie

Response from developer

We’re sorry to hear about your experience, thonnie. We’d like to look into your concern and provide the appropriate assistance. Please go to Help > Chat with us in the Maya app or call 📞 (02) 8845-7788 or 📞 1800-1084-57788 (toll-free) so our team can review your concern and assist you further.

Dnbdd

Bdhddb
vitocris26vitocris26
See 567 more reviews

User experience

🐞

Reported Bugs

4 issues

Face authentication failures

Bug

Inability to transfer or withdraw funds

Bug

Persistent login and verification issues

Bug

Delayed or failed transactions

Bug
✨

Requested Features

4 requests

Email or alternative OTP options

Feature

Improved account recovery process

Feature

Seamless integration with other services

Feature

More transparency on policies and fees

Feature

FAQ

What can I do with the Maya app?

The Maya app provides a full suite of digital banking services. You can open a savings account that earns high interest daily, apply for personal loans, get credit cards with rewards, invest in cryptocurrencies and funds, pay bills, shop online, and make QR Ph payments.

How can I earn money with Maya?

You can earn money by opening a Maya Savings account and depositing funds, which can earn up to 15% interest per annum, credited daily. Additionally, you can earn rewards like cashback or miles with Maya credit cards, and potentially profit from cryptocurrency or fund investments.

What are the loan options available?

Maya offers personal loans of up to P250,000 and Maya Easy Credit for smaller amounts up to P30,000. Loan applications are subject to credit evaluation, with terms varying based on the loan amount and chosen tenure.

Is Maya a safe and regulated app?

Yes, Maya is a BSP-licensed bank regulated by the Bangko Sentral ng Pilipinas. Your deposits are insured by PDIC up to P1,000,000 per depositor, ensuring the safety and security of your funds.

Can I use my Maya card internationally?

Yes, you can use your Maya Wallet Card or Credit Card worldwide for transactions and shopping at your favorite local shops. This allows for convenient global spending.