Maya – savings, loans, cards

Maya – savings, loans, cards

BSP-licensed banking and more

3.8K ratings
560 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • December 6, 2017
  • July 12, 2026
Maya – savings, loans, cards screenshot #1 for iPhone
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Maya – savings, loans, cards screenshot #6 for iPhone
Maya – savings, loans, cards screenshot #7 for iPhone
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About

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

High-interest savings accounts
Personal loans up to P250,000
Credit cards with rewards
Cryptocurrency and fund investments
Bill payments and online shopping
QR Ph payments
Worldwide card transactions
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What users say

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+1

What's New in Maya

2.140.0

July 12, 2026

This update includes some small fixes and improvements for a more effortless experience while using Maya. Enjoy!

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User reviews

Surprised and Dismayed

I received my reward as a new client around 2pm and the same rewards got “expired” as per the agent around 6pm. I am asking for a copy of the terms and conditions that I have to use it immediately (as per the agent). But insisted that they cannot tell exactly when a reward expires. Deleting my account because Maya is not transparent!!
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I love this maya

Its really help alot for easy sending money and accepting money

Terrible on boarding process

I followed all tedious instructions several times only to find out information did not match the documents. Why not take them from the documents.? Extremely outdated on boarding. Will try to use credit cards when possible. And no way to log a ticket that works. No one answering on the phone.
I got the response Maya, telling me to call numbers that don't work, and asked for a ticket number when I can't open tickets. Let me know if there is a contact that actually works.
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Worthless app

Can’t past facial recognition garbage. Trash.

No way to upgrade an account

If you have a foreign passport do not even try to get your upgraded account. It always fails with “your passport is invalid” error. Support is absolutely useless they just keep saying go and upgrade your account and it doesn’t matter that you basically call them because you can’t upgrade it.

User experience

🐞

Reported Bugs

4 issues

Face authentication failures

Bug

Inability to transfer or withdraw funds

Bug

Persistent login and verification issues

Bug

Delayed or failed transactions

Bug

Requested Features

4 requests

Email or alternative OTP options

Feature

Improved account recovery process

Feature

Seamless integration with other services

Feature

More transparency on policies and fees

Feature

FAQ

What can I do with the Maya app?

The Maya app provides a full suite of digital banking services. You can open a savings account that earns high interest daily, apply for personal loans, get credit cards with rewards, invest in cryptocurrencies and funds, pay bills, shop online, and make QR Ph payments.

How can I earn money with Maya?

You can earn money by opening a Maya Savings account and depositing funds, which can earn up to 15% interest per annum, credited daily. Additionally, you can earn rewards like cashback or miles with Maya credit cards, and potentially profit from cryptocurrency or fund investments.

What are the loan options available?

Maya offers personal loans of up to P250,000 and Maya Easy Credit for smaller amounts up to P30,000. Loan applications are subject to credit evaluation, with terms varying based on the loan amount and chosen tenure.

Is Maya a safe and regulated app?

Yes, Maya is a BSP-licensed bank regulated by the Bangko Sentral ng Pilipinas. Your deposits are insured by PDIC up to P1,000,000 per depositor, ensuring the safety and security of your funds.

Can I use my Maya card internationally?

Yes, you can use your Maya Wallet Card or Credit Card worldwide for transactions and shopping at your favorite local shops. This allows for convenient global spending.