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Maya – savings, loans, cards

Maya – savings, loans, cards

BSP-licensed banking and more

4K ratings
582 reviews
💰 Finance
Free

Details

Released
December 6, 2017
Updated
October 28, 2026

Developer

Maya Philippines, Inc.
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About

This app offers digital banking services including high-interest savings accounts, personal loans, credit cards with rewards, and investment options in cryptocurrency and funds. Users can also pay bills, shop online, and send money globally.

✓High-interest savings accounts
✓Personal loans up to P250,000
✓Credit cards with rewards
✓Cryptocurrency and fund investments
✓Bill payments and online shopping
✓QR Ph payments
✓Worldwide card transactions
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What users say about Maya

Reviews of Maya are mostly negative: the Finance app is rated 4.6/5 from 4K App Store ratings. What users like most: fast and convenient, user-friendly interface. Top complaints: frequent app crashes and bugs, unhelpful or unresponsive customer support. Summarized from real user reviews.

Positive things

  • 🚀Fast and convenient
  • 👍User-friendly interface
  • 💳Integrated banking services
  • 💰Cashback and savings features

Negative things

  • 🐛Frequent app crashes and bugs
  • 🤖Unhelpful or unresponsive customer support
  • 🔒Unreliable verification and security issues
  • 💸Unexpected fees and charges
See all reviews

What's New in Maya

2.149.0

October 28, 2026

Here's what's new in Maya: • Signed up for Maya with a new number but already have an existing upgraded account? You can now choose which mobile number to keep. We'll take care of transferring your money and account. • You can now upgrade your account right after signing up. Plus, if you have a PhilSys ID, you won't need to enter your ID details anymore to verify your identity. This improved account registration experience makes it easier for you to access more of Maya's features!

More

Events

Read more about Welcome to Maya Black
Event EndedMajor Update

Welcome to Maya Black

Earn Maya Miles instantly and everywhere.

Aug 6, 2025 — Aug 31, 2025

Read More

Read more about Save your Fave PBB Housemates
Event EndedSpecial Event

Save your Fave PBB Housemates

The exclusive voting partner of PBB Gen 11

Sep 17, 2024 — Oct 17, 2024

Read More

Read more about Landers Credit Card by Maya
Event EndedMajor Update

Landers Credit Card by Maya

Apply for Landers Cashback Everywhere Credit Card

Nov 4, 2024 — Nov 30, 2024

Read More

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User reviews

Most RecentHighest RatedLowest Rated

Personal loan

Personal loan bedelsa
Bbedelsa

Salamat maya

Very easy to pay all my bills 🤭☺️
BBossjay27

Can’t receive OTP

Can’t even log in to the app because I can’t receive OTP. I’ve gone all the troubleshooting but still not working. I’ve tried uninstalling and reinstalling but still not working. I live overseas and I can receive OTP when signing up. After transferring money to the app I can’t access it anymore. This is a scam. BSP should look into this. Do not use this app. I’ve done my research and a lot of people have the same problem. Boo.
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9999shj

Response from developer

Hi, 99shj. We're truly sorry for the inconvenience on your overseas fund transfer and login. Users abroad are supposed to receive OTP if their Philippine SIM has active international SMS roaming, or if the telco supports SMS delivery in their current country. Kindly retry the following troubleshooting tips one more time and see if they fix anything: • Restart your device • Toggle your Airplane mode • Ensure your roaming/SMS roaming is active • Manually select another partner network • Check with your Philippine telco network if roaming is enabled. If you're still unable to receive your OTP, it is best that you contact Maya Support through non-app channels like our hotline at +632-8845-7788 or 1800-1084-57788 (domestic toll-free) so that our team can help you recover your account. Before your call, kindly prepare your valid ID, registered mobile number, registered email address, and recent transaction details if requested. Once you regain access, we recommend setting up your primary phone as a Trusted Device for your Maya account so that you will no longer go through the hassle of wating for an OTP. This can be done by going to your Profile > Security Center > My trusted phones. We'll be here every step of the way to ensure you'll regain access to your account. Thank you for your patience. 💚

Maya credit

Took so much time to get to an agent, had to load at least 400 just to speak with an agent and yet no one answered. I made a payment for my maya credit and yet it wasn’t posted in my all nor did I receive any text confirmation about it. For petes sake it took me so much time!
Aaranyaaaaa

一点都不好用

垃圾东西 一直找我问题
Kkianlei007
See 577 more reviews

User experience

🐞

Reported Bugs

4 issues

Face authentication failures

Bug

Inability to transfer or withdraw funds

Bug

Persistent login and verification issues

Bug

Delayed or failed transactions

Bug
✨

Requested Features

4 requests

Email or alternative OTP options

Feature

Improved account recovery process

Feature

Seamless integration with other services

Feature

More transparency on policies and fees

Feature

FAQ

What can I do with the Maya app?

The Maya app provides a full suite of digital banking services. You can open a savings account that earns high interest daily, apply for personal loans, get credit cards with rewards, invest in cryptocurrencies and funds, pay bills, shop online, and make QR Ph payments.

How can I earn money with Maya?

You can earn money by opening a Maya Savings account and depositing funds, which can earn up to 15% interest per annum, credited daily. Additionally, you can earn rewards like cashback or miles with Maya credit cards, and potentially profit from cryptocurrency or fund investments.

What are the loan options available?

Maya offers personal loans of up to P250,000 and Maya Easy Credit for smaller amounts up to P30,000. Loan applications are subject to credit evaluation, with terms varying based on the loan amount and chosen tenure.

Is Maya a safe and regulated app?

Yes, Maya is a BSP-licensed bank regulated by the Bangko Sentral ng Pilipinas. Your deposits are insured by PDIC up to P1,000,000 per depositor, ensuring the safety and security of your funds.

Can I use my Maya card internationally?

Yes, you can use your Maya Wallet Card or Credit Card worldwide for transactions and shopping at your favorite local shops. This allows for convenient global spending.