Maya User Reviews

Customer Experience

Positive experience29.1% of reviews
Neutral4.1% of reviews
Negative experience66.8% of reviews

~ Based on 564 written reviews from the US App Store.

What users say

Is Maya Safe?

Maya – savings, loans, cards appears safe based on user ratings. AppsHunter Safety Score for Maya is 92/100.

This assessment is based on 3,826 user ratings, with an App Store average of 4.6/5.

Safety Analysis

89.7% of ratings point to a safe experience
2.8% of ratings suggest some concerns
7.5% of ratings point to a risky experience

~ Based on 3,826 App Store ratings for Maya.

Is Maya Legit?

Maya – savings, loans, cards appears to be a legitimate app. AppsHunter Legitimacy Score for Maya is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

no others means to communicate call lang… no access sa maya..cant login

ang hirap sa maya kapag nawalan ka ng access… tpos cant complain dahil wla silang email pra mg reklamo or to inquire need pa mglogin sa app nila..which is ang tagal dumating ng code unlike gcash.. never had this problem even im outside the country… need to call pa…eh wla nga ako sa pinas wla ibang means to communicate with them… sobrang hassle lang…
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Keeps refunding Smart load purchase

The app wont let me buy Smart prepaid load even if I have more than enough funds!

Is there any upgrade of the system right now?

I can not do some payment.

Customer service bot and customer service

I have an issue on a duplicate account which is abnormal. Its been 2 years I haven’t used maya and post using maya again this werk l am notified of having a duplicate account which I am unaware of.

AI Bot wont transfer me to a live agent even though the bot cant help me further on my concern post the ticket has been created which takes 10 business days to complete the process.

Customer service rep wont confirm the details I am asking pointing out security concern/privaty etc. What can be breached or cause a security concern if you can just confirm me the last 2 digit of the number used on the duplicate account for me to confirm if its really me who opened the other account or not?
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Surprised and Dismayed

I received my reward as a new client around 2pm and the same rewards got “expired” as per the agent around 6pm. I am asking for a copy of the terms and conditions that I have to use it immediately (as per the agent). But insisted that they cannot tell exactly when a reward expires. Deleting my account because Maya is not transparent!!
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I love this maya

Its really help alot for easy sending money and accepting money

Terrible on boarding process

I followed all tedious instructions several times only to find out information did not match the documents. Why not take them from the documents.? Extremely outdated on boarding. Will try to use credit cards when possible. And no way to log a ticket that works. No one answering on the phone.
I got the response Maya, telling me to call numbers that don't work, and asked for a ticket number when I can't open tickets. Let me know if there is a contact that actually works.
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Response from developer

Hi Astadolfo, we’re sorry to hear about your experience and understand how frustrating it must be to go through the verification process multiple times, only to encounter issues with your information and have difficulty reaching support. We’d like to help look into this further. If you have an existing ticket number, please share it with us so we can check. You may also contact 📞 02 8845-7788 or 📞 1800-1084-57788 (toll-free) for assistance.

Worthless app

Can’t past facial recognition garbage. Trash.

No way to upgrade an account

If you have a foreign passport do not even try to get your upgraded account. It always fails with “your passport is invalid” error. Support is absolutely useless they just keep saying go and upgrade your account and it doesn’t matter that you basically call them because you can’t upgrade it.

Overlimit fee of 750/closing my account

The overlimit fee is 750, my overlimit amount was only 200. When i used it again the fee is already added but you cant go beyond your limit. I don’t understand is if i cant go beyond my limit it shouldn’t go through the first time right? when i was overlimit for 200 it should have been cancelled but no they want to Charge you 750 fee. And when i tried closing my account many many many times they ended the chat the chat support will end my chat even if i continuously send messages. They are so bad customer service very bad
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Cash in

Great maya has a strong censor very easy to qrcodr but hard to cash in pls turnnoff the code if we are going to cash in so we can easily transact

Maya is not sending Otp

why there is no Otp send? How many times I ask for Otp but still nothing. It’s been how many days. Please assist!

Best rate

Better than your long running family bank when it comes to interest & modern app

Response from developer

Wow! That’s so great to hear, michaelela! We’ll keep doing our best to make banking even easier for you. 🙌

Hmmm

This app customer service is for people with upgraded accounts

Maya loan

Low interest

Maya wallet

Nice to use this maya apps wallet

lack of notification on issue and problem

The app will notify you about promotions, etc., but the app will not notify you if there is an issue or problem at the time.

Foreigner-unfriendly

Foreigner-unfriendly, not as easy to use as GCash. I’ve worked here for so long and have never encountered an app this unfriendly.

DON’T RECEIVE ANY OTP

Hello, just wanted to say the app suddenly didn’t send me any OTP that’s why I can’t log in to my account. I tried everything still nothing helps. I tried to do the chat but I can’t do that because I need to to log in to my account first before I talk to someone which is the problem. I need my money in my account so I need you to fix it ASAP.
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UNSECURED!

Maya does not provide or guarantee security of your hard earned money. Their system got hacked on the first week of April 2026. My wife’s Php 20,000 mysteriously vanished. When questioned, my wife found out that other users of the app lost over Php 100,000! As they are conducting their investigations, Maya are left in the dark waiting in vain for their money. Previous history of Maya’s system being hacked resulted in a lot of people not getting their money back at all! AVOID MAYA AT ALL COSTS!
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