UnionBank Online

UnionBank Online

Secure, Easy & Smart

3.6K ratings
291 reviews
Free
With Ads

Details

  • Released
  • Updated

Features

UnionBank Online screenshot #1 for iPhone
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UnionBank Online screenshot #10 for iPhone
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About

Manage your finances conveniently from your mobile device. Open accounts, deposit checks, transfer funds, and pay bills with ease. Securely monitor your accounts, cards, and loans with advanced features like biometrics and OTP.

Open accounts in-app
Deposit checks 24/7
Manage accounts and cards
Transfer funds and pay bills
Request payments and split bills
Schedule branch visits
Secure access with biometrics
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What users say

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What's New in UnionBank Online

2.64.1

July 4, 2026

+ CyberSure Reminder – NEVER SHARE your personal info such as your password or OTP with anyone. Remember, UnionBank will not ask you to provide this info via call, email or SMS + Get an eGift when you refer friends for a credit card + Easily open another savings account + Search the catalogue to quickly find a specific reward + You can now view and download your Personal Loan Statement of Account and settle missed loan payments

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User reviews

Difficulty in updating a Contact Information

I am writing to express my concern regarding the inconvenience I have experienced while attempting to update my contact information for my credit card account.
I am currently living and working abroad, but I continue to actively use my Philippine credit card for transactions in the Philippines. Recently, I needed to update my contact information; however, I discovered that the available options provided by the bank are extremely difficult for overseas clients like myself.
The first option is through the mobile application. Unfortunately, I no longer have access to my previous registered phone number, making it impossible for me to complete the verification process and update my information through the app.
The second option is to contact customer service by phone. However, calling from abroad results in significant international charges from my carrier, making this option costly and impractical.
I respectfully suggest that the bank consider implementing more flexible verification methods for customers residing outside the Philippines. Many financial institutions now offer two-way verification options, such as sending one-time passwords (OTPs) to either a registered email address or a registered phone number. Additionally, some banks allow customers to update their contact information securely through their online banking websites, which is both convenient and accessible for overseas clients.
As a valued customer who continues to use the bank’s services while living abroad, I hope the bank will review and improve its current procedures to better accommodate customers in similar situations. Enhancing these services would greatly improve the customer experience and demonstrate the bank’s commitment to accessibility and convenience.
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Online banking transactions

The Apps is very friendly user, easy and quick.

Love the service

User friendly

Digital banking

Convenient and convenient safe

Instant

Making transactions easier

Developer apps

User experience

🐞

Reported Bugs

5 issues

Unable to view or download account statements

Bug

Difficulty adding Citi accounts and processing transactions

Bug

Inconsistent OTP delivery and login failures

Bug

App crashes when accessing transaction history

Bug

Inability to open new accounts through the app

Bug

Requested Features

5 requests

Add card lock feature for security

Feature

Improve Instapay transaction reliability

Feature

Provide OTP options via email or alternative numbers

Feature

Enhance transaction history and installment plan details

Feature

Optimize app performance and stability

Feature

FAQ

What can I do with the UnionBank Online app?

The app allows you to open new accounts without visiting a branch, deposit checks 24/7, manage all your accounts and credit cards, transfer funds to any bank, pay bills, request payments from others, and split bills with friends. It also offers features to schedule branch visits and find nearby ATMs.

How secure is the UnionBank Online app?

The app employs robust security measures, including One-Time Passwords (OTP) and biometric authentication for secure access. You can also manage your Visa credit cards by locking/unlocking them, setting limits, and controlling transactions. Password resets and profile unblocking can be done through self-service options.

Can I open an account through the app?

Yes, this is the first Philippine bank to enable customers to open accounts directly through the app, eliminating the need to visit a physical branch. You can choose from various account types like Personal Savings Account, PlayEveryday, Savings+, Lazada, or GetGo, and receive a Visa debit card.

What are the fees for transferring funds?

Transfers between your own UnionBank accounts or to other UnionBank accounts are credited in real-time. Free transfers to any bank are available with PESONet, with crediting on the same or next business day. InstaPay allows real-time transfers up to Php 50,000 for a small fee of PHP10. International transfers to other local banks in USD are also available for USD1.

Is the app available on all devices?

While the description doesn't explicitly state compatibility, mobile banking applications are typically designed for both iOS and Android smartphones and tablets. Users can usually download the app from their respective app stores.