Free

Details

  • Released
  • Updated
  • February 1, 2019
  • September 24, 2026

Features

RCBC Pulz screenshot #1 for iPhone
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RCBC Pulz screenshot #7 for iPhone
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About

Manage all your bank accounts, cards, and loans from a single, modern interface. Perform transactions, open new accounts, and track spending with ease. Offers financial literacy resources and investment opportunities.

✓Unified account view
✓Hassle-free transactions
✓Open accounts remotely
✓Transaction history tracking
✓QR code payments
✓Cardless ATM withdrawals
✓In-app investments
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What's New in RCBC Pulz

26.5.0

September 24, 2026

Bug fixes and performance improvements

User reviews

The Best

This app is very user friendly. I can transfer fund easy to my other bank accounts. What l love most of this app is l can convert dollar to peso in real time. That is from my dollar account to my peso account. They have competitive rates you can see in real time. I don’t have to wait in line to change my dollar to peso. I upgraded my iphone twice and never encountered any problem transferring this app to my new phone. I am 70 years old woman and this app is a life saver. Well you can say that l am a little into tech despite my age. I have other bank apps but so far this app served me well than the other ones. Thank you RCBC Pulz, you’re the best!
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Response from developer

Thank you Gesbatt, for your five star review! We are happy you had a good experience and hope you continue enjoying the convenience of our RCBC Pulz app.

This App Keeps Crashing

The app keeps crashing, and I can’t view my bank balance. Please fix and update your system as soon as possible.

Response from developer

Hi AllRiseKiseki. Thank you for posting a review and we’re sorry to hear that your experience did not match your expectations. Please allow us to assist you by sending us an email at customercare@rcbc.com or call our 24/7 Customer Care hotline at 8877-7222 so we can address your concern.

Cant link my account to this APP

I’ve been trying to link my credit card account to this app, but it keeps showing an error every time I attempt to connect it. I’ve double-checked all my login details and credentials, and they are definitely correct, so it doesn’t seem to be an issue on my end.

This has been very frustrating because I’m unable to use one of the app’s key features. I’ve tried multiple times, but the same error keeps appearing. Please look into this issue and fix it as soon as possible. It would also be helpful if the app provided a more specific error message so users know what’s causing the problem.
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Misleading display and poor user experience.

This is the worst banking app I have ever used. I have paid my balance in full and on time, and my available credit limit has been restored — confirming my payment was successful. However, the app still shows my previous balance as if it is still owed. Additionally, my statement of account is not available even though it is already the scheduled release date.

The app fails to update information properly, making it confusing and hard to trust what you see. It should clearly show the true current balance and make statements available on time. This needs serious improvement.
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Instapay and PesoNet not working!

The app newest version is terrible. The instapay and Pesonet are both not wotking! Do something better!

Developer apps

FAQ

What can I do with RCBC Pulz?

RCBC Pulz allows you to manage all your RCBC accounts, including savings, current, prepaid cards, credit cards, and loans, from one place. You can perform various transactions like fund transfers, bill payments, cardless withdrawals, and even open new accounts remotely.

How can I open a new account with RCBC Pulz?

You can open a USD or PHP account directly within the app anytime, anywhere, without needing to visit a physical branch. The process requires zero minimum balance and only one valid government-issued ID.

Is RCBC Pulz free to use?

Yes, RCBC Pulz is a free application. The description does not mention any subscription fees, in-app purchases, or advertisements, indicating it is provided as a complimentary service.

What types of transactions can I perform?

You can conduct a wide range of transactions including stress-free deposits, withdrawals, and payments via QR code. Additionally, you can perform cardless withdrawals, send cash, deposit checks, transfer funds locally and internationally, convert foreign currencies, pay bills for free, and purchase load.

Can I invest through RCBC Pulz?

Yes, RCBC Pulz offers investment opportunities through the country's first digital in-app Unit Investment Trust Fund (UITF). You can place and manage additional investments, and withdraw earnings without penalties.