Free

Details

  • Released
  • Updated
  • February 1, 2019
  • July 15, 2026

Features

RCBC Pulz screenshot #1 for iPhone
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RCBC Pulz screenshot #7 for iPhone
RCBC Pulz screenshot #8 for iPhone
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About

Manage all your bank accounts, cards, and loans from a single, modern interface. Perform transactions, open new accounts, and track spending with ease. Offers financial literacy resources and investment opportunities.

Unified account view
Hassle-free transactions
Open accounts remotely
Transaction history tracking
QR code payments
Cardless ATM withdrawals
In-app investments
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+1

What's New in RCBC Pulz

26.4.0

July 15, 2026

Bug fixes and performance improvements

User reviews

Misleading display and poor user experience.

This is the worst banking app I have ever used. I have paid my balance in full and on time, and my available credit limit has been restored — confirming my payment was successful. However, the app still shows my previous balance as if it is still owed. Additionally, my statement of account is not available even though it is already the scheduled release date.

The app fails to update information properly, making it confusing and hard to trust what you see. It should clearly show the true current balance and make statements available on time. This needs serious improvement.
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Instapay and PesoNet not working!

The app newest version is terrible. The instapay and Pesonet are both not wotking! Do something better!

Cant go way past kyc

Your application has a bug where your kyc partner idfy cannot access camera from within your app. It thinks it is in browser and instructions are from safari which to non-tech users may be difficult to understand. I tested on iphone 11 and 12, and still issue persists. Without kyc, app is useless

Response from developer

Hi Aivy. thank you for posting a review and we’re sorry to hear that your experience did not match your expectations. Please allow us to assist you by sending us an email at customercare@rcbc.com or call our 24/7 Customer Care hotline at 8877-7222 so we can address your concern.

Not working

I have tried several times to reinstall and restart my iPhone 16 but the app is not working. But it works on my spouse’s iPhone.

Cant access my account

Ive been trying to access my account for 3 weeks now and i havent received any OTP from both my mobile and the app while retrieving my password. Ive emailed your customer service and did not get a reply. Please make it possible to receive OTPs through our registered emails as well. Its so frustrating.
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Developer apps

FAQ

What can I do with RCBC Pulz?

RCBC Pulz allows you to manage all your RCBC accounts, including savings, current, prepaid cards, credit cards, and loans, from one place. You can perform various transactions like fund transfers, bill payments, cardless withdrawals, and even open new accounts remotely.

How can I open a new account with RCBC Pulz?

You can open a USD or PHP account directly within the app anytime, anywhere, without needing to visit a physical branch. The process requires zero minimum balance and only one valid government-issued ID.

Is RCBC Pulz free to use?

Yes, RCBC Pulz is a free application. The description does not mention any subscription fees, in-app purchases, or advertisements, indicating it is provided as a complimentary service.

What types of transactions can I perform?

You can conduct a wide range of transactions including stress-free deposits, withdrawals, and payments via QR code. Additionally, you can perform cardless withdrawals, send cash, deposit checks, transfer funds locally and internationally, convert foreign currencies, pay bills for free, and purchase load.

Can I invest through RCBC Pulz?

Yes, RCBC Pulz offers investment opportunities through the country's first digital in-app Unit Investment Trust Fund (UITF). You can place and manage additional investments, and withdraw earnings without penalties.