Zolve Credit Card | Banking

Zolve Credit Card | Banking

High APY, No SSN Credit Card

3.8K ratings
283 reviews
Free

Details

  • Released
  • Updated
  • December 2, 2021
  • August 26, 2026

Features

Zolve Credit Card | Banking screenshot #1 for iPhone
Zolve Credit Card | Banking screenshot #2 for iPhone
Zolve Credit Card | Banking screenshot #3 for iPhone
Zolve Credit Card | Banking screenshot #4 for iPhone
Zolve Credit Card | Banking screenshot #5 for iPhone
Zolve Credit Card | Banking screenshot #6 for iPhone
Zolve Credit Card | Banking screenshot #7 for iPhone
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About

This app helps international students and workers in the US and Canada manage their finances. It offers credit cards, high-yield checking accounts, and assistance with SIM cards, flights, and insurance.

US & Canada Credit Card applications
High-yield checking accounts
No SSN/SIN or credit history needed
Build credit history from Day 1
Free US SIM card delivery
International flight booking discounts
F1 Visa assistance
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What users say

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+1

What's New in Zolve Credit Card | Banking

4.0.36

August 26, 2026

A simpler and more secure sign-in experience. - Sign in using your phone number with a one-time password (OTP). - Added stronger authentication with additional verification when needed for enhanced account security. - Improved the overall login experience with a faster and more reliable sign-in flow.

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User reviews

Costumer service

Worse costumer service i have seen, i wouldn’t recommend using this service

Abruptly ended cashback and rewards

They removed cashback and rewards for the classic card without notice. They give 1% cashback now. Who’ll use this card if there are other No Annual fee cards providing better cashback.

Not having proper security

I got lot of issues after using this zolve. On my card always happening the fraud transaction
I not even using still I have this problem this is the 4th time ..
Can you improve security and without authorization how you are approving the transaction and have multiple transactions happening at same time same money still it is not blocking .this is wrost thing happening to me everytime
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Worst financial company I’ve ever experienced

Disgusting customer service, rude and incompetent staff who don’t listen to anything asked. I have been chasing them for months trying to pay my bill (the made this difficult the moment you leave USA, despite pitching themselves as ‘cross-border’) and they have said the only way I can now pay is through a payment link sent from them - but they refuse to send it! Conveniently adding on late/non-payment fees every month this drags on and they refuse to let me make a payment. They have essentially taken my account hostage so they can rack up fees; Zolve are crooks - completely unethical. Do not use.
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Customer service

First thing the cash payments saying settles in 20 mins is total lie and the live agents do not reply to the chats. It’s been 2 days since I paid my bill i cash and I am not able to use the card it says not sufficient funds but the app shows the payment is settled and available credit.

User experience

🐞

Reported Bugs

3 issues

Login issues and incorrect password errors

Bug

App freezing and not loading data

Bug

Delayed or missing transaction updates

Bug

Requested Features

4 requests

Face ID/Biometric login

Feature

Improved credit limit increase process

Feature

Integrated credit score tracking

Feature

Faster fund transfer and payment options

Feature

FAQ

Does Zolve have ads?

Yes, Zolve contains advertisements within the application.

What is the Zolve credit card APR?

The provided data does not specify the exact APR for the Zolve credit card, but user reviews mention high APR and fees.

How does Zolve help build credit history?

The Zolve Credit Card is designed to help users build their credit history from day one with responsible use, according to the app's description.

What is the APY for the Zolve checking account?

The Zolve checking account offers up to 5.13% APY on deposits, with tiered rates based on card status and direct deposits.

Can I get a Zolve credit card without a US SSN or SIN?

Yes, Zolve allows applications for credit cards using only a Passport & Visa, with no SSN/SIN or prior credit history required.

How secure is my money with Zolve?

Banking services are provided by partner banks and are FDIC-insured up to $250,000. However, user reviews mention security and account access issues.

What is the update frequency for Zolve?

The app was last updated on June 23, 2026, indicating recent development activity. The current version is 4.0.29.

What devices does Zolve support?

Zolve is currently supported on iPhone devices.