Zolve Credit Card | Banking

Zolve Credit Card | Banking

High APY, No SSN Credit Card

3.8K ratings
288 reviews
Free

Details

  • Released
  • Updated
  • December 2, 2021
  • September 12, 2026

Features

Zolve Credit Card | Banking screenshot #1 for iPhone
Zolve Credit Card | Banking screenshot #2 for iPhone
Zolve Credit Card | Banking screenshot #3 for iPhone
Zolve Credit Card | Banking screenshot #4 for iPhone
Zolve Credit Card | Banking screenshot #5 for iPhone
Zolve Credit Card | Banking screenshot #6 for iPhone
Zolve Credit Card | Banking screenshot #7 for iPhone
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About

This app helps international students and workers in the US and Canada manage their finances. It offers credit cards, high-yield checking accounts, and assistance with SIM cards, flights, and insurance.

US & Canada Credit Card applications
High-yield checking accounts
No SSN/SIN or credit history needed
Build credit history from Day 1
Free US SIM card delivery
International flight booking discounts
F1 Visa assistance
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What users say

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+1

What's New in Zolve Credit Card | Banking

4.0.38

September 12, 2026

• Added biometric authentication to securely log in if you forget your passcode. • Bug fixes and performance improvements.

User reviews

Technically the worst banking app

The banking product is good, but they need to improve the banking app, especially the navigation. Worst customer service ever. No phone support, only chat, and it’s very inefficient.

Scamming people through revarsal

They always gonna put u on fees and get money from you more than could imagine! Even running premium cards would be cheaper than this thing! And customer service? Worst peoples u could ever met! They wont help you with nothing but waste of time

Regarding security

Hi have faced issues with security even after my card was locked someone made transactions I complained to both merchant and bank about this on the spot and they just said raise the dispute I did and later they says it was a normal transaction without having any account in Airbnb how can I make transactions and in that cases I called them multiples times no response for customer service
And I app
It always a chat support how much you can type and they only respond okay that’s sit very dis point with this security concerns
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Worst bank for banking

I have used their credit card for two years and closed it due to multiple cards since then they started reporting false information to credit bureau impacting my score

DO NOT USE ZOLVE

Do not use. Extremely bad and unhelpful staff. As an international student I was depending a lot on zolve and by the gods, it let me dowm so bad. Support staff is rude and will NEVER help you. Your transactions will days weeks if not months to settle on times. If you had the misfortune of filing a dispute for any reason, it's a long and difficult process and 99% it'll be settled AGAINST you even if you provide every valid proof you have. Do yourself a favor and choose any other banking institute. Literally, anything is better than this.
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User experience

🐞

Reported Bugs

3 issues

Login issues and incorrect password errors

Bug

App freezing and not loading data

Bug

Delayed or missing transaction updates

Bug

Requested Features

4 requests

Face ID/Biometric login

Feature

Improved credit limit increase process

Feature

Integrated credit score tracking

Feature

Faster fund transfer and payment options

Feature

FAQ

Does Zolve have ads?

Yes, Zolve contains advertisements within the application.

What is the Zolve credit card APR?

The provided data does not specify the exact APR for the Zolve credit card, but user reviews mention high APR and fees.

How does Zolve help build credit history?

The Zolve Credit Card is designed to help users build their credit history from day one with responsible use, according to the app's description.

What is the APY for the Zolve checking account?

The Zolve checking account offers up to 5.13% APY on deposits, with tiered rates based on card status and direct deposits.

Can I get a Zolve credit card without a US SSN or SIN?

Yes, Zolve allows applications for credit cards using only a Passport & Visa, with no SSN/SIN or prior credit history required.

How secure is my money with Zolve?

Banking services are provided by partner banks and are FDIC-insured up to $250,000. However, user reviews mention security and account access issues.

What is the update frequency for Zolve?

The app was last updated on June 23, 2026, indicating recent development activity. The current version is 4.0.29.

What devices does Zolve support?

Zolve is currently supported on iPhone devices.