BOI Mobile

BOI Mobile

by Bank of India

100 ratings
87 reviews
Free

Details

Released
September 7, 2023
Updated
September 2, 2026

Features

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About

Access all your banking services securely from your mobile device. View account details, transfer funds, manage cheques, and receive personalized offers. Enjoy convenient banking from home.

✓View and transact from all accounts
✓Check balance and view statements
✓Fund transfers via UPI/IMPS/NEFT/RTGS
✓Quick access with Favourite feature
✓Personalized offers
✓Locate ATMs and manage cheques
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What's New in BOI Mobile

3.9.0

September 2, 2026

* Registration using foreign numbers * Demat and Trading Account opening * Credit to NRO account * Suspect registry integration for enhanced due diligence * Bug Fixes and Security Enhancement

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User reviews

Some bug fixes needs immediate attention

The layout of the home page is not aligned properly. Top row of the home page is colliding with the phone’s dynamic island. So the power button and profile icon are not working properly. Please rectify this simple issue.

If possible change the theme of this app to some readable dark and light gradient(like the colours used in the latest hdfc app). I want to see the BOI app shine brighter among other private and public bank apps. Please consider this feedback and change the gradient which you are using now.
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Showing error in every feature just after signing in

The BOI Mobile app does not work properly. I frequently face technical issues while using the app, such as pages not loading, showing error while loading any feature, I am not able to use any feature, and the app becoming unresponsive. These issues make it difficult to use basic banking services smoothly. Please look into these technical problems and improve the app’s performance and reliability.
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unblock

The BOI mobile application has improved significantly and is much better than before. However, there are still several features that could be added to make the app more user-friendly and convenient.

For example, if the mobile banking application gets blocked, the customer currently has to contact the branch to get it unblocked. It would be helpful to introduce a self-service unblock option, such as verification through a security question, ATM/debit card details, or another secure authentication method.

Adding such features would reduce the need to visit the branch and provide customers with a faster and more convenient banking experience.
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The has lots of issues

I have download the app but while login the otp i was recived is wrong

Useless

Totally useless. Always says we are unable to reach our systems in time to proceed. Have been trying since two months but has never let me in!! I could use their WhatsApp feature till now to avail the minimum services like statement and knowing the account balance. Even that has been facing technical difficulties for long now. God knows what to do.

I have rarely visited any of other banks for past 16 years. Seems like only solution for this bank is to visit them and lodge an application !!! Frustrating, I have my home loan account here.... Should never have fallen for that extra 20 bps discount on loan rates!!!
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Developer apps

FAQ

What can I do with the BOI Mobile app?

The BOI Mobile app allows you to view and transact from all your accounts, including loans and deposits. You can check your bank balance, view detailed statements, and manage your passbook directly on your mobile. It also facilitates fund transfers to any bank account using UPI, IMPS, NEFT, and RTGS.

Is the BOI Mobile app secure?

Yes, BOI Mobile is described as the most comprehensive and secure mobile banking application. It offers all banking services on your mobile with a quick and easy registration process to ensure safe access to your accounts.

How can I transfer funds using the app?

You can transfer funds to any bank account using various methods supported by the app, including UPI, IMPS, NEFT, and RTGS. The 'Favourite' feature also allows you to quickly access and complete frequent fund transfer transactions.

What other banking services are available?

Beyond transactions, the app provides services like locating ATMs, stopping or checking the status of cheques, ordering a cheque book, and tracking your service requests. You can also receive personalized offers through the app.

Is the BOI Mobile app free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases, and it does not appear to be ad-supported.