Comparison

Yono Lite SBI vs BOI Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Yono Lite SBI

This mobile banking application allows State Bank of India customers to manage their finances conveniently on the go. It offers a wide range of features for account management, fund transfers, bill payments, and card management, accessible in multiple Indian languages.

Highlights
  • Account management and mini statements
  • Fund transfers (within SBI, third-party, inter-bank)
  • Fixed and recurring deposit opening
  • UPI transactions and management
  • Debit and prepaid card management
  • Bill payments and merchant payments
  • Voice-assisted banking
Features
Read full description

Yono Lite SBI is Mobile Banking Smart Phone application for SBI Customers in English, Hindi, Telugu, Tamil, Kannada, Malayalam, Marathi, Gujarati, Punjabi, Bengali, Odia, Assamese, and Kashmiri languages. Yono Lite is SBI’s retail internet banking-based application for your smartphones. A safe, convenient, and easy to use application with a host of features to help users manage your finances on the move. Please complete the one-time registration process to start using the application. New Registration process: - A message will be shown on the screen regarding initiating an SMS to +917208871299 from the mobile device for validating user's mobile number. Users has to send this app generated encrypted SMS manually. Users have an option to retry sending SMS to an alternate number 8422833333. - Click on ‘Proceed’ button and an SMS containing a unique code will be sent from the device to a predefined number. Kindly note that for sending SMS will incur standard SMS charges as per your telecom SMS plan. - On registration screen, please enter Username and Password and click REGISTER button. - Accept the Terms & Conditions for registration by selecting the check box and click ‘Ok’ button. - An activation code will be sent to the registered mobile number. User has to complete the activation by inputting the Activation code in the app. - User can now login to Yono Lite application. Features: My Accounts • Detailed account information (Transaction / Deposit /Loan / PPF / SSA accounts) • Mini Statement (Last 10 transactions) • mPassbook (upto 150 transactions) • View /Download statement • PPF Accounts Fund Transfer • Funds Transfer within Self Accounts • Third Party Transfer within SBI • Inter-Bank Transfer (RTGS / NEFT /IMPS) • Quick Transfer to Unregistered Beneficiaries using QR Code • IMPS Transfer (using IFSC & Account Number or Mobile Number & MMID) • Schedule Transactions • Add / Manage Beneficiary eDeposits • Open Fixed Deposit • Open Recurring Deposit • Open Multi option deposit UPI • Fund Transfer to Unregistered beneficiaries through beneficiary VPA • Fund Transfer to registered beneficiaries using Account No & IFSC code • Dispute Status • Set UPI transaction limit within overall daily limit • Enable/ Disable UPI Manage Cards • Physical Debit Cards • Virtual Debit Cards • Prepaid Cards Bill / Merchant Payments • Pay Bills • SBI Life Premium • Bill Payment History SBI Voice Assist • Voice assisted functionality to know Balance, mini-statement and Quick Transfer using voice instructions Top-up and Recharge • Top-up of State Bank Prepaid Cards • NCMC Debit Plus Card Manage Cards • Debit Cards Control Feature - Manage Debit Card Channel, Usage and Limits, Hotlisting and Set PIN • Manage Virtual Debit Cards • Manage Prepaid Cards Requests • IPO (Equity and Rights) • Apply IPO • FASTag Issuance • Get MMID • Cancel MMID • Cheque book • Positive Pay System • TDS Enquiry Services • Standing Instruction • Online Nomination • Submit 15 GH • Transfer of Savings account • eLocker • My Certificates Facility of QR based Cash withdrawal from ATMs. - User can withdraw cash by scanning the QR displayed on ATM screen through Yono Lite app. Quick Transfer and Donations • Send Money using Account Details • Donations Facility of Yono Cash for Card less cash withdrawal through ATMs Prelogin • WhatsApp Banking • BHIM SBI Pay • Report Fraudulent Txn • FASTag • QMS (Queue Management Solution) • SBI Collect • Donations to Religious Entities • Bharat Billpay • SBI Finder • Complaints • Lock/Unlock User ID • Apply for Loan • FAQs • Ask SIA • Branch/ATM

About

BOI Mobile

Access comprehensive banking services securely from your mobile device. Manage accounts, transfer funds, and perform various banking transactions conveniently. Enjoy personalized offers and locate banking services easily.

Highlights
  • View and transact from all accounts
  • Check balance and view statements
  • Fund transfers via UPI/IMPS/NEFT/RTGS
  • Fast transactions with Favourite feature
  • Personalized offers
  • Locate ATMs and manage cheques
Read full description

BOI Mobile is Bank of India’s official mobile banking application. BOI Mobile, the most comprehensive and secure Mobile Banking application, offers all banking services on your mobile. A quick and easy registration is all you need to avail Bank of India Mobile Banking services. The features of the new BOI Mobile are: a) View and transact from all your accounts including Loans and Deposits b) Check your bank balance, view & email detailed statement and view passbook on your mobile c) Transfer funds to an any Bank account using UPI/IMPS/NEFT/RTGS d) Transact super fast using Favourite feature. By tagging a transaction as favourite, you can quickly access and complete your transactions for fund transfer e) Get personalised offers on your mobile f) Service At Your Convenience: Avail banking services from the comfort of your home. You can locate an ATM, stop or check status of your cheque, order a cheque book, track your service requests and more.

Screenshots

Yono Lite SBI4 screens
BOI Mobile4 screens

Verdict

The call

The clearest difference is rating: Yono Lite SBI at 3.7 against BOI Mobile's 2.9. Yono Lite SBI also leads on ratings volume (1.6K vs 101) and update cadence (every 3 weeks vs every 2 months). BOI Mobile's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Yono Lite SBI holds the better App Store score, 3.7 against 2.9. That said, the two scores are not equally well evidenced: Yono Lite SBI has 1.6K ratings behind it against 101, so its average is the more settled of the two. Written reviews complicate that: 17% of Yono Lite SBI's written reviews are positive against 26% of BOI Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Yono Lite SBI ships an update every 3 weeks, BOI Mobile every 2 months. The most recent releases landed on November 5, 2026 and November 4, 2026 respectively.

Scorecard6 real differences · 4 level
Yono Lite SBI versus BOI Mobile: the parameters behind the verdict, then further details
ParameterYono Lite SBIBOI Mobile
PriceFreeFree
Rating3.7 (1.6K ratings) — better2.9 (101 ratings)
Positive reviews16.7% of reviews26.4% of reviews — better
Number of ratings1.6K — better101
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size116 MB141 MB
Age rating4+9+
DeveloperState Bank of IndiaBank of India

Customer experience

Yono Lite SBI

All ratings1,612 ratings
Positive67.7%
Neutral9.0%
Negative23.3%
Written reviews294 reviews
Positive16.7%
Neutral9.5%
Negative73.8%

BOI Mobile

All ratings101 ratings
Positive46.5%
Neutral4.0%
Negative49.5%
Written reviews87 reviews
Positive26.4%
Neutral3.4%
Negative70.1%

Bugs and requests

Yono Lite SBI

Reported bugs

7 issues
  • Frequent login issues
  • OTP not received, even after multiple attempts
  • App crashes on launch after iOS updates
  • Unable to register device or account
  • Incorrect time shown in app
Show 2 more
  • Beneficiary addition not working
  • Stuck in OTP loop, unable to complete transactions

Requested features

7 requests
  • Add Face ID/Touch ID login
  • Improve registration process for international users
  • Integrate OTP app into main banking app
  • Allow password manager integration
  • Add QR code scanning for UPI payments
Show 2 more
  • Provide more detailed account information
  • Improve overall user experience and design

BOI Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Yono Lite SBI

No in-app purchases

None

BOI Mobile

No in-app purchases

Questions

Is Yono Lite SBI free?
Yono Lite SBI is free to download, with no in-app purchases.
Is BOI Mobile free?
BOI Mobile is free to download, with no in-app purchases.
Which has better reviews, Yono Lite SBI or BOI Mobile?
Yono Lite SBI is rated higher. Yono Lite SBI averages 3.7 out of 5 from 1.6K ratings, while BOI Mobile averages 2.9 from 101 ratings.
Do Yono Lite SBI or BOI Mobile have ads?
Yono Lite SBI shows ads; BOI Mobile does not.
Which is updated more often, Yono Lite SBI or BOI Mobile?
Yono Lite SBI ships an update every 3 weeks, and BOI Mobile every 2 months. Most recently, Yono Lite SBI was updated on November 5, 2026 and BOI Mobile on November 4, 2026.

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