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bob World:Banking & Experience

bob World:Banking & Experience

Save Invest Borrow Shop

2.2K ratings
319 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 21, 2017
  • August 20, 2026

Developer

Bank of Baroda
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About

This comprehensive banking app offers a digital experience for managing all your financial needs. It allows you to open accounts, save, invest, borrow, and shop securely, all from your mobile device.

✓Open digital savings account instantly
✓Track expenses with spend analyzer
✓Invest in government schemes
✓Apply for digital loans
✓Book travel and pay bills
✓Secure login with dual PIN
Show original description

What users say

Summarized from real user reviews of bob World. Based on 2.2K reviews and a 4.6/5 average, it highlights the 4 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Excellent app
  • 🚀Quick and easy transactions
  • 🔒Secure banking experience
  • 👍User-friendly interface

Negative things

  • 🐛App crashes frequently
  • 🐛Login/registration issues
  • 🐛Unreliable app performance
  • 🐛Compatibility problems with newer iOS versions
  • 🐛Unresponsive customer support
See all reviews

What's New in bob World

3.9.0

August 20, 2026

Fixes and Improvements.

User reviews

Most RecentHighest RatedLowest Rated

Dysfunctional App

While using prepaid phone recharge function, this app is crashing not sure how reliable and usable it is since it has been renamed as Bob World Old.
DanP25081234DanP25081234

Fix your app

How do you release an app without testing it properly? The app was working just fine with my U.S phone number that is linked to the account. Now it doesn’t. Fix it please. This is just annoying!
jacobcjjacobcj

Mukesh Dave

Very Useful and Helpful App.
Saheb-MukeshSaheb-Mukesh

Does not work when you need

Made me logout for not reason and asked for sms to validate my mobile number and then once I was able to login I can’t see my funds or accounts. Only quick view I can see my balance. This bank should be fined heavily for making customers not access their funds.
RedpoltergeistRedpoltergeist

App is crashing

The app keeps crashing and not launching. It remains on the splash screen and keeps buffering, preventing me from checking my account for months. Please fix this issue.
Urvilshah56Urvilshah56
See 314 more reviews

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User experience

🐞

Reported Bugs

4 issues

App stuck on loading screen

Bug

Unable to add/delete beneficiaries

Bug

Incorrect account details displayed

Bug

OTP delivery failures

Bug
✨

Requested Features

4 requests

Ability to reset login PIN

Feature

Improved transaction history and statement access

Feature

Support for international phone numbers and NRI customers

Feature

Simplified UI and navigation

Feature

FAQ

What does bob World do?

bob World is the official mobile banking application from Bank of Baroda. It provides a comprehensive digital platform for users to manage their finances, offering over 220 services. This includes opening accounts, saving, investing, borrowing, and shopping, all accessible from a smartphone.

What are the key features of bob World?

Key features include instant digital savings account opening with video KYC, expense tracking, investment management with access to government schemes, hassle-free digital loans for various needs, and secure shopping and bill payment functionalities. The app also offers a dual PIN system for enhanced security.

Is bob World free to use?

Based on the provided information, the bob World app is free to download and use. There are no mentions of subscription fees or in-app purchases for core functionalities, and it does not display advertisements.

What can I do with bob World for savings and investments?

For savings, you can track your expenses intelligently with the spend analyzer and manage your debit cards efficiently. For investments, the app provides access to Baroda Wealth for wealth management, allows one-click investment in government schemes like PPF and SSA, and offers affordable insurance options.

Can I get loans through bob World?

Yes, bob World facilitates hassle-free digital loans for various purposes. You can apply for products such as Home, Car, Personal, Mudra, MSME, Loan against FD/RD, and Micro-Personal Loans. The app also includes tools like a Credit Score checker and an EMI calculator.