bob World:Banking & Experience

bob World:Banking & Experience

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127K ratings
266 reviews
Free

Details

  • Released
  • Updated
  • May 24, 2017
  • January 30, 2026
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About

This comprehensive banking app offers a digital experience for managing all your financial needs. It allows you to open accounts, save, invest, borrow, and shop securely, all from your mobile device.

Open digital savings account instantly
Track expenses with spend analyzer
Invest in government schemes
Apply for digital loans
Book travel and pay bills
Secure login with dual PIN
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What users say

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What's New in bob World

3.8.7

January 30, 2026

Forex Fixes and improvement

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User reviews

Banking : on what!?!?

I really appreciate the excellence of the app and internet banking facility, which never fails to disappoint you and cause hindrance. The expertise in server not being able to generate data, hanging while transacting or my best is stating pin is wrong where the only right pin is entered. It asks you OTP even when you’ve set faceID. Creativity and novelty of finding new and unimaginable errors, keeps me amazed! I love it when App opens browser and if buffers - gives you time to thing why do you opt this banking. At times even staff of the bank is clueless to answer questions set by their own App, sheer brilliance!
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Garbage app

Not working at all

Activating card is horrible

Being an NRI, I had to first submit documents and that’s normal. It took long to even get the ATM card, even I tried activating it, I realised they put wrong email ID. So again I had to submit my documents like I am opening a new account to do change in email. After that when I tried activating my card, the OPT goes to your international number and the OTP didn’t get through. The app says to visit the branch but when you go to the branch they will ask you to send an email. Which they literally have with themselves only. It’s a joke!! It led me to only using cash and caused to much hassle.

Back in India after a year, the account is dormat and need to submit again from the beginning, again fair enough to verify KYC but again after submitting documents I’m back to the same situation, card won’t get activated!! Woooow
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This is the worst experience I’ve ever had with banks

This is not only my experience. My friend also uses BOB World, and till today he still can’t open the app because it is locked. When I went to the bank, they said it was my fault and that I had forgotten the PIN. I told them clearly that I did not forget the PIN and that I still remember it, but they were not willing to help.

Okay, fine — if this issue happened only to me, then I could understand. But the same thing happened to my friend as well. His app is also locked and showing “wrong PIN.” Both of us were very furious because we know the correct PIN, yet we still can’t access our accounts.

The branch staff also did not help us properly, so we are planning to change our bank accounts because Bank of Baroda is not the only bank in India. There are many other banks that provide excellent customer service to their customers.
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Not able to login through Android App

Its stuck at kyc but when I went to bank to do my kyc they said you have completed the kyc, but the popup is not going away

Developer apps

User experience

🐞

Reported Bugs

4 issues

App stuck on loading screen

Bug

Unable to add/delete beneficiaries

Bug

Incorrect account details displayed

Bug

OTP delivery failures

Bug

Requested Features

4 requests

Ability to reset login PIN

Feature

Improved transaction history and statement access

Feature

Support for international phone numbers and NRI customers

Feature

Simplified UI and navigation

Feature

FAQ

What does bob World do?

bob World is the official mobile banking application from Bank of Baroda. It provides a comprehensive digital platform for users to manage their finances, offering over 220 services. This includes opening accounts, saving, investing, borrowing, and shopping, all accessible from a smartphone.

What are the key features of bob World?

Key features include instant digital savings account opening with video KYC, expense tracking, investment management with access to government schemes, hassle-free digital loans for various needs, and secure shopping and bill payment functionalities. The app also offers a dual PIN system for enhanced security.

Is bob World free to use?

Based on the provided information, the bob World app is free to download and use. There are no mentions of subscription fees or in-app purchases for core functionalities, and it does not display advertisements.

What can I do with bob World for savings and investments?

For savings, you can track your expenses intelligently with the spend analyzer and manage your debit cards efficiently. For investments, the app provides access to Baroda Wealth for wealth management, allows one-click investment in government schemes like PPF and SSA, and offers affordable insurance options.

Can I get loans through bob World?

Yes, bob World facilitates hassle-free digital loans for various purposes. You can apply for products such as Home, Car, Personal, Mudra, MSME, Loan against FD/RD, and Micro-Personal Loans. The app also includes tools like a Credit Score checker and an EMI calculator.