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bob World:Banking & Experience

bob World:Banking & Experience

Save Invest Borrow Shop

2.2K ratings
315 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 21, 2017
  • August 20, 2026

Developer

Bank of Baroda
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About

This comprehensive banking app offers a digital experience for managing all your financial needs. It allows you to open accounts, save, invest, borrow, and shop securely, all from your mobile device.

✓Open digital savings account instantly
✓Track expenses with spend analyzer
✓Invest in government schemes
✓Apply for digital loans
✓Book travel and pay bills
✓Secure login with dual PIN
Show original description

What users say

Summarized from real user reviews of bob World. Based on 2.2K reviews and a 4.6/5 average, it highlights the 4 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Excellent app
  • 🚀Quick and easy transactions
  • 🔒Secure banking experience
  • 👍User-friendly interface

Negative things

  • 🐛App crashes frequently
  • 🐛Login/registration issues
  • 🐛Unreliable app performance
  • 🐛Compatibility problems with newer iOS versions
  • 🐛Unresponsive customer support
See all reviews

What's New in bob World

3.9.0

August 20, 2026

Fixes and Improvements.

User reviews

Most RecentHighest RatedLowest Rated

App is crashing

The app keeps crashing and not launching. It remains on the splash screen and keeps buffering, preventing me from checking my account for months. Please fix this issue.
Urvilshah56Urvilshah56

Very unethical

App not working since while and now it says old ?? Than where is new one thus is worst thing bank could do , no information nothing
iffy4everiffy4ever

App didn’t even open

I’ve been trying to transfer money to my mom for her medical expenses but this stupid app won’t open. I had to transfer through third party apps like Google pay/other UPI apps. Worst UX! I’d rate a negative 1000 for this app if I could.
preekypreeky

Still not working

This app not working
pushotampushotam

This app is not loading

Both new and old Bobworld apps are not working. Customer support is pathetic
smatramsmatram
See 310 more reviews

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User experience

🐞

Reported Bugs

4 issues

App stuck on loading screen

Bug

Unable to add/delete beneficiaries

Bug

Incorrect account details displayed

Bug

OTP delivery failures

Bug
✨

Requested Features

4 requests

Ability to reset login PIN

Feature

Improved transaction history and statement access

Feature

Support for international phone numbers and NRI customers

Feature

Simplified UI and navigation

Feature

FAQ

What does bob World do?

bob World is the official mobile banking application from Bank of Baroda. It provides a comprehensive digital platform for users to manage their finances, offering over 220 services. This includes opening accounts, saving, investing, borrowing, and shopping, all accessible from a smartphone.

What are the key features of bob World?

Key features include instant digital savings account opening with video KYC, expense tracking, investment management with access to government schemes, hassle-free digital loans for various needs, and secure shopping and bill payment functionalities. The app also offers a dual PIN system for enhanced security.

Is bob World free to use?

Based on the provided information, the bob World app is free to download and use. There are no mentions of subscription fees or in-app purchases for core functionalities, and it does not display advertisements.

What can I do with bob World for savings and investments?

For savings, you can track your expenses intelligently with the spend analyzer and manage your debit cards efficiently. For investments, the app provides access to Baroda Wealth for wealth management, allows one-click investment in government schemes like PPF and SSA, and offers affordable insurance options.

Can I get loans through bob World?

Yes, bob World facilitates hassle-free digital loans for various purposes. You can apply for products such as Home, Car, Personal, Mudra, MSME, Loan against FD/RD, and Micro-Personal Loans. The app also includes tools like a Credit Score checker and an EMI calculator.