Best Idfc Apps

47+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Looking for free idfc apps? 20 of our 47+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Idfc Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1IDFC FIRST Bank: MobileBankingIDFC FIRST Bank: MobileBankingFree4.8★ (2.9K)NoNoAug 2026
2IDFC FIRST Bank Digital RupeeIDFC FIRST Bank Digital RupeeFree4.0★ (2)NoNoJul 2026
3DigiLockerDigiLockerFree3.3★ (183)NoNoAug 2026
4iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (65K)NoNoAug 2026
5Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
6Yono Lite SBIYono Lite SBIFree3.7★ (1.6K)YesNoAug 2026
7Axis Bank Mobile BankingAxis Bank Mobile BankingFree4.6★ (7.4K)NoNoAug 2026
8IDFC BXP Business eXperienceIDFC BXP Business eXperienceFreeNoNoJul 2026

Top Picks for Idfc

IDFC FIRST Bank: MobileBanking#1

IDFC FIRST Bank: MobileBanking by IDFC FIRST BANK LTD

Savings, Payments, and Loans
Editor's Choice
💰 Finance
4.8😐(2.9K ratings)
Free
IDFC FIRST Bank: MobileBanking screenshot 1
IDFC FIRST Bank: MobileBanking screenshot 2
IDFC FIRST Bank: MobileBanking screenshot 3
IDFC FIRST Bank: MobileBanking screenshot 4
IDFC FIRST Bank: MobileBanking screenshot 5
IDFC FIRST Bank: MobileBanking screenshot 6

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

What We Love

  • 👍 Convenient mobile banking
  • 🚀 Fast and smooth app experience
  • 💡 Useful features like bulk transfers
  • 👍 Excellent user interface and navigation

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🔒 Mandatory SIM binding issues for NRI users
  • 👎 Poor customer service, especially for NRI accounts
IDFC FIRST Bank Digital Rupee#2

IDFC FIRST Bank Digital Rupee by IDFC FIRST BANK LTD

Digital Rupee - India's CBDC
Strong Contender
💰 Finance
4.0(2 ratings)
Free
IDFC FIRST Bank Digital Rupee screenshot 1
IDFC FIRST Bank Digital Rupee screenshot 2
IDFC FIRST Bank Digital Rupee screenshot 3
IDFC FIRST Bank Digital Rupee screenshot 4
IDFC FIRST Bank Digital Rupee screenshot 5
IDFC FIRST Bank Digital Rupee screenshot 6

This app allows IDFC FIRST Bank customers to securely access and use India's Central Bank Digital Currency (CBDC). It provides a digital form of legal tender, equivalent to paper currency, with robust security features like SIM and device binding.

DigiLocker#3

DigiLocker by National e-Governance Division

Simple &Secure document wallet
Worth Considering
📊 Productivity
3.3😞(183 ratings)
Free
DigiLocker screenshot 1
DigiLocker screenshot 2
DigiLocker screenshot 3
DigiLocker screenshot 4
DigiLocker screenshot 5
DigiLocker screenshot 6

A secure digital wallet for citizens to store and access important documents and certificates. This platform aims to reduce the need for physical paperwork by enabling digital issuance and verification.

What We Love

  • 📱 Centralized document storage and access
  • ✅ Government-issued documents are legally valid
  • ⚡ Quick document retrieval from government databases
  • 🎯 Convenient for travel and emergencies

Room to Improve

  • 🚪 Frequent unexpected logouts
  • 🔄 Session timeout issues
  • 📵 App crashes repeatedly

More Idfc apps to explore

4
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(65K)
free
5
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
6
Yono Lite SBI
Yono Lite SBI
Yono Lite SBI
SBI Mobile Banking App
Free

This mobile banking application allows State Bank of India customers to manage their finances conveniently on the go. It offers a wide range of features for account management, fund transfers, bill payments, and card management, accessible in multiple Indian languages.

Account management and mini statementsFund transfers (within SBI, third-party, inter-bank)Fixed and recurring deposit opening
💰 Finance
(1.6K)
free with in-app purchases
7
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Ltd
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.4K)
free
8
IDFC BXP Business eXperience
IDFC BXP Business eXperience
IDFC BXP Business eXperience
by IDFC FIRST BANK LTD
Free
💰 Finance
(0)
9
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
10
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Bills, FASTag, Recharge
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(167K)
free with in-app purchases
11
SBI Card: Manage Credit Card
SBI Card: Manage Credit Card
SBI Card: Manage Credit Card
Apply Online, Shop, Pay in EMI
Free

Manage your credit card account on the go with this app. It offers secure access to your account, allowing you to pay bills, track spending and rewards, and access over 100 servicing features. You can also apply for new cards and convert transactions to EMIs.

Pay credit card billsTrack spending and rewardsConvert transactions to EMI
💰 Finance
(247)
free
12
Google Gemini
Google Gemini
Google Gemini
Your AI assistant from Google
Free

This AI assistant helps you brainstorm, create content, and simplify complex topics. It integrates with your Google apps to provide personalized assistance, plan trips, and study smarter. Upgrade for advanced features like video generation and deeper research capabilities.

Unlimited prompting with Gemini 3 FlashLive interaction via camera/screen sharingContent creation (mockups, posters, diagrams)
📊 Productivity
(2.1M)
free with in-app purchases
13
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

Wide product selectionFast 10-minute deliveryGen-Z fashion hub
🛍️ Shopping
(105K)
free with in-app purchases
14
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.

Zero-balance digital savings accountDaily interest on savingsFixed deposits up to 7.75% returns
💰 Finance
(213)
free
15
Google Chrome
Google Chrome
Google Chrome
Fast & Secure, by Google
Free

This web browser offers fast and secure internet access, integrating Google Search and Lens for quick information retrieval. It provides robust security features like enhanced protection and password management, and syncs your data across devices for seamless browsing.

Fast and secure browsingGoogle Search and Lens integrationEnhanced protection mode
🔧 Utilities
(3.7M)
free with in-app purchases
16
Google
Google
Google
Search with AI, Images & Text
Free

This app provides a comprehensive search experience, integrating AI for quick answers and personalized content. It allows you to search using images, voice, or text, and offers features like song identification and real-time translation.

AI Overviews for quick answersImage search with LensHum to Search for song identification
🔧 Utilities
(4.9M)
free with in-app purchases
17
FirstMobile App
FirstMobile App
FirstMobile App
by First Bank of Nigeria Limited
Free

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Financial transactionsNon-financial transactionsDIY enrollment
💰 Finance
(2K)
free
18
IDBI Bank GO Mobile+
IDBI Bank GO Mobile+
IDBI Bank GO Mobile+
by IDBI BANK LIMITED
Free

Manage your IDBI Bank accounts conveniently from your mobile device. Perform transactions, pay bills, transfer funds, and control your debit card securely. Personalize your banking experience with custom themes and quick access options.

Account balance and statement viewingUtility bill paymentsPrepaid mobile and DTH top-ups
💰 Finance
(180)
free
19
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
UPI, Payments, Loans & Offers
Free

Manage your bank accounts, UPI payments, fund transfers, and credit cards securely and conveniently. Enjoy fast logins, instant approvals, and easy bill payments. Access loans and manage deposits all within one trusted digital banking app.

Secure account access with fingerprint/facial recognitionOne-tap block/unblock for banking servicesTwo-step verification for faster transaction approvals
💰 Finance
(13K)
free
20
Gmail - Email by Google
Gmail - Email by Google
Gmail - Email by Google
Secure, fast & organized email
Free

This application provides a secure and efficient email experience with advanced features like spam blocking, smart replies, and multi-account support. It integrates with other Google services for enhanced productivity and collaboration.

Robust security & spam blockingReal-time notificationsMultiple account support
📊 Productivity
(2.4M)
free with in-app purchases

FAQ about Idfc

What are the best idfc apps for iPhone?
IDFC FIRST Bank: MobileBanking tops our idfc apps ranking as of July 2026, with a 4.8-star average from 2.9K App Store ratings, and it's free to download.
Yes — 20 of the top idfc apps we rank are free to download, including IDFC FIRST Bank: MobileBanking and IDFC FIRST Bank Digital Rupee.
IDFC FIRST Bank: MobileBanking has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 47+ idfc apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to perform a wide range of banking activities including viewing account balances, making instant payments and transfers, tracking expenses, building wealth through investments, applying for personal loans, and purchasing insurance. It offers a seamless online banking experience with integrated services.
The app promotes 'Zero Fee Banking' for many services. This includes free savings account services like money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals. There are also zero fees on DD & Pay order issuance and 3rd party withdrawals, as well as no ECS return fee or decline fee at ATMs for low funds.

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