Mony - UPI for Tourists & NRIs

Mony - UPI for Tourists & NRIs

UPI Wallet for Tourists & NRIs

556 ratings
417 reviews
Free

Details

  • Released
  • Updated
  • July 29, 2024
  • May 21, 2026

Features

Mony - UPI for Tourists & NRIs screenshot #1 for iPhone
Mony - UPI for Tourists & NRIs screenshot #2 for iPhone
Mony - UPI for Tourists & NRIs screenshot #3 for iPhone
Mony - UPI for Tourists & NRIs screenshot #4 for iPhone
Mony - UPI for Tourists & NRIs screenshot #5 for iPhone
Mony - UPI for Tourists & NRIs screenshot #6 for iPhone
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About

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

Cashless payments across India
Pay at local markets and shops
Avoid currency exchange and ATM fees
Secure and convenient transactions
Track all expenses
24/7 customer support
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What users say

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What's New in Mony

1.23

May 21, 2026

Improvements & bug fixes

User reviews

Poor Quality

Make more light weight.

Great

Superb experience

A must have option for non-Indians travelling here

This app makes payments really easy and simple. Works in 99% of vendors and shops that I have encountered this trip but please keep some cash in hand for those that don’t.

A waste of time

Mony says “use it like a local” but that is completely untrue. I could not use it for paying individual traders like Rickshaw Drivers or fruit sellers, I could not use it to transfer money to a friend in India, and I could not use it to stream a film online. In fact the only places I could use it were big shops where they always have cash and change! Completely useless and a waste of time. What is more they threatened me with low usage fees and account closure fees. Overall a bad experience.
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Failed my first transaction

The app has failed for the first transaction and deducted the money. They cannot even process the return after 7 days. It is really disappointing. I would rather go with different payment methods.

User experience

🐞

Reported Bugs

3 issues

Pending transactions not getting resolved

Bug

App crashes and connectivity issues

Bug

Incorrect transaction status updates

Bug

Requested Features

4 requests

Support for personal UPI accounts

Feature

Faster KYC verification process

Feature

Improved refund and dispute handling

Feature

Customizable notification settings

Feature

FAQ

What is Mony and what does it do?

Mony is a UPI payment wallet designed specifically for tourists and NRIs in India. It allows users to make seamless, cashless payments at millions of locations across the country, eliminating the need for cash, traditional cards, or currency exchanges.

What are the key features of Mony?

Key features include the ability to pay any merchant in India using UPI, avoiding cash hassles and ATM queues. It offers a safe and secure payment experience, allows users to shop and eat like locals, track every expense directly in the app, and provides 24/7 support.

Is Mony free to use?

Based on the provided information, the app is available for free. There is no mention of subscription fees or in-app purchases for core functionality.

What are the benefits of using Mony over traditional cards in India?

Mony is tailored for tourists, bypassing common issues like currency exchange hassles, ATM lines, and potential card blocks or international transaction fees. It ensures payments are accepted at a wider range of merchants, including local shops and street vendors that may not accept international cards.

How does Mony help prevent overcharging or payment disputes?

Every payment made with Mony is digitally tracked and recorded within the app, showing the merchant name/UPI ID, date, time, and exact amount. Since the payment amount is confirmed before it's processed and cannot be altered afterward, vendors cannot overcharge or dispute the transaction.