Mony - UPI for Tourists & NRIs

Mony - UPI for Tourists & NRIs

UPI Wallet for Tourists & NRIs

556 ratings
453 reviews
Free

Details

  • Released
  • Updated
  • July 29, 2024
  • May 21, 2026

Features

Mony - UPI for Tourists & NRIs screenshot #1 for iPhone
Mony - UPI for Tourists & NRIs screenshot #2 for iPhone
Mony - UPI for Tourists & NRIs screenshot #3 for iPhone
Mony - UPI for Tourists & NRIs screenshot #4 for iPhone
Mony - UPI for Tourists & NRIs screenshot #5 for iPhone
Mony - UPI for Tourists & NRIs screenshot #6 for iPhone
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About

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

Cashless payments across India
Pay at local markets and shops
Avoid currency exchange and ATM fees
Secure and convenient transactions
Track all expenses
24/7 customer support
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What users say

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What's New in Mony

1.23

May 21, 2026

Improvements & bug fixes

User reviews

Use anything other than this app

This app is a SCAM!! I put in Rs. 5000 to use, but every time I tried to scan the QR code to pay, the app said “can’t pay to personal UPI account”. These were legit businesses that I could not pay. So when I wanted to take my money out of the account they said I have to close my account completely and they would charge me Rs. 500 for it???? Ridiculous. Please look for anything other than this app, they are not genuine.
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Tourist Beware - horrible customer service

Truly, you are better getting an international credit card and using that. This app only creates additional hassle and has with held money for a return from me for the past 2 weeks.

The customer service has truly been abysmal. No compassion and I truly think they just have a bot.

The convenience was minimal especially as many uber drivers prefers direct pay. Just get cash and utilize that. The fees are hidden and charge you significantly more.
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Awesome resource for tourists in India. One if the must have apps if traveling in India.

As a frequent traveler, it’s inconvenient when you can’t use the dominant local method of payment, and many countries have QR payment systems that travelers can’t access.

QR payments are universal and ubiquitous in India and Mony allowed me to seamlessly pay using QR codes during my month long trip. Only small hickup is you can’t pay other people or personal accounts, only businesses (maybe this is standard for QR Payments, not sure) so a couple times it didn’t work. Other than that I used it frequently and never had an issue.
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First time user

Easy to use app. Team was very helpful in setting it up. Really happy so far.
I am planning to use it again on my next trip.

Other options and better exchange rate

The app is good but exchange rate seems expensive. There should be an option to add comments or details for making payments and still Airtel phone recharge isn’t working!

User experience

🐞

Reported Bugs

3 issues

Pending transactions not getting resolved

Bug

App crashes and connectivity issues

Bug

Incorrect transaction status updates

Bug

Requested Features

4 requests

Support for personal UPI accounts

Feature

Faster KYC verification process

Feature

Improved refund and dispute handling

Feature

Customizable notification settings

Feature

FAQ

What is Mony and what does it do?

Mony is a UPI payment wallet designed specifically for tourists and NRIs in India. It allows users to make seamless, cashless payments at millions of locations across the country, eliminating the need for cash, traditional cards, or currency exchanges.

What are the key features of Mony?

Key features include the ability to pay any merchant in India using UPI, avoiding cash hassles and ATM queues. It offers a safe and secure payment experience, allows users to shop and eat like locals, track every expense directly in the app, and provides 24/7 support.

Is Mony free to use?

Based on the provided information, the app is available for free. There is no mention of subscription fees or in-app purchases for core functionality.

What are the benefits of using Mony over traditional cards in India?

Mony is tailored for tourists, bypassing common issues like currency exchange hassles, ATM lines, and potential card blocks or international transaction fees. It ensures payments are accepted at a wider range of merchants, including local shops and street vendors that may not accept international cards.

How does Mony help prevent overcharging or payment disputes?

Every payment made with Mony is digitally tracked and recorded within the app, showing the merchant name/UPI ID, date, time, and exact amount. Since the payment amount is confirmed before it's processed and cannot be altered afterward, vendors cannot overcharge or dispute the transaction.