Best Upi Payments Apps

120+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated June 2026

Finding the right upi payments app can be overwhelming with so many options. We've analyzed 120+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Upi Payments

Paytm: Secure UPI Payments#1

Paytm: Secure UPI Payments by PayTM Mobile Solutions Private Limited

UPI, Recharge & Pay Bills
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

A secure mobile app for easy BHIM UPI payments and mobile recharges. Conveniently send money, pay bills, and recharge your mobile phone with peace of mind. Simplify your transactions today!

What We Love

  • ๐Ÿš€ Fast payments
  • ๐Ÿ“ฑ Good all-in-one app
  • ๐Ÿ’ณ Convenient payments

Room to Improve

  • ๐Ÿ”’ Security issues
  • ๐Ÿค– Poor customer service
  • ๐Ÿ›‘ Doesn't work internationally
PhonePe: Secure Payments App#2

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(162K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

What We Love

  • ๐Ÿš€ Instant payments
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ’ก Diverse payment options

Room to Improve

  • ๐Ÿ› Transactions failing or pending
  • ๐Ÿ” Lack of customer support
  • ๐Ÿ” Difficult to resolve issues

More Upi Payments apps to explore

4
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
UPI Wallet for Tourists & NRIs
Free

A user-friendly app designed for tourists, allowing them to make hassle-free mobile payments using UPI. Seamlessly manage expenses and transactions while traveling. Download now to simplify your financial management abroad.

๐Ÿ’ฐ Finance
(556)
5
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

๐Ÿ’ฐ Finance
(63K)
6
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

A versatile financial app offering Bill Payment, Recharge, Wallet services along with Pixel Credit Card and UPI features like scanning QR codes, sending money to contacts, and linking cards. Take control of your finances effortlessly!

๐Ÿ’ฐ Finance
(1.2K)
7
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

A comprehensive rewards and recharge app, easily managing all your Airtel services in one place. Simplifying bill payments, offering exclusive rewards, and providing personalized suggestions for a seamless user experience. Download now to streamline your Airtel experience.

๐ŸŒŸ Lifestyle
(2.3K)
8
GPAY
GPAY
GPAY
by Grameenphone Limited
Free

Experience a mobile wallet offering convenient solutions for recharging mobile numbers, paying utility bills, and purchasing train tickets. Register via the mobile app or by dialing *777 to access these features. Ease your transactions with GPAY today!

๐Ÿ’ฐ Finance
(47)
9
MyJio: For Everything Jio
MyJio: For Everything Jio
MyJio: For Everything Jio
Recharge, shopping & more
Free

An all-in-one app for Jio users to conveniently recharge, shop, and manage services. Experience seamless access to exclusive offers and services through a single platform. Download now for easy and efficient management of all your Jio needs.

๐Ÿ“Š Productivity
(29K)
10
BHIM SBIPay
BHIM SBIPay
BHIM SBIPay
by State Bank of India
Free
๐Ÿ’ฐ Finance
(97)
11
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
App being gradually introduced
Free

Get a personalized, secure, and seamless banking experience at your fingertips with our new app. Download now and enjoy a tailored banking experience with features like fast and secure login, holistic account overview, and effortless loan applications.

๐Ÿ’ฐ Finance
(10K)
12
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
Your Daily Payments UPI App
Free
๐Ÿ’ฐ Finance
(40)
13
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Accept & track digital payment
Free

This application enables businesses to accept and track digital payments through various channels, including credit cards, debit cards, UPI, and wallets, allowing them to go cashless and focus on their products. With a simple and secure setup process, businesses can start accepting payments in under 7 minutes and benefit from real-time data analysis, instant refunds, and 24/7 support.

๐Ÿ’ฐ Finance
(22)
14
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
Loan, UPI, Merchant Banking
Free

The InstaBIZ: Business Banking App is an all-in-one platform that provides comprehensive financial services for businesses, including current account management, loan applications, bill payments, export-import solutions, and merchant banking solutions, all accessible through a user-friendly mobile app.

๐Ÿ’ฐ Finance
(596)
15
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Transcorp
Free

Cheq is a secure platform that enables foreigners to easily make digital payments in India using UPI. Simplifying the payment process, Cheq ensures a seamless experience for international users. Sign up now to access hassle-free digital transactions in India.

๐Ÿ’ฐ Finance
(80)
16
BHIM IOB UPI
BHIM IOB UPI
BHIM IOB UPI
by Indian Overseas Bank
Free

This mobile application allows users to make and receive payments using their bank account, with features such as creating a virtual payment address, sending money, checking balance, and managing payees. Download the app to easily make payments, send money, and check your account balance with just a few taps.

๐Ÿ’ฐ Finance
(20)
17
CashBook-UPI Wallets for Staff
CashBook-UPI Wallets for Staff
CashBook-UPI Wallets for Staff
Cashflow, Einnahmen & Ausgaben
Free

This application helps users manage their business finances effectively and securely. Keep track of all your transactions and maintain a detailed ledger book effortlessly. Try it now!

๐Ÿ’ผ Business
(176)
18
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This banking application offers a range of services, including zero-balance digital savings accounts with daily interest, fixed deposits with high interest rates, and instant personal loans up to โ‚น5 lakhs. It also enables fast UPI payments, automated bill payments, and real-time spend tracking with complete security, allowing users to take control of their finances with smarter banking.

๐Ÿ’ฐ Finance
(193)
19
Union ease - Mobile Banking
Union ease - Mobile Banking
Union ease - Mobile Banking
Union Bank of India
Free

Experience Vyom โ€“ Union Bank of India's new digital banking universe offering a comprehensive view of all your accounts, personalized offers, transaction overview, and easy credit card applications. Explore a smarter way to bank today!

๐Ÿ’ฐ Finance
(12)
20
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Save & Invest
Free

Facilitating seamless digital transactions, this app offers a user-friendly platform for instant money transfers, bill payments, and mobile recharges. Experience hassle-free banking at your fingertips.

๐Ÿ’ฐ Finance
(325)

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