Best Upi Payments Apps

98+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

Finding the right upi payments apps can be overwhelming with so many options. We've analyzed 98+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Upi Payments Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7★ (174K)NoNoOct 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (40K)YesNoOct 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoOct 2026
4slice: UPI credit card & bankslice: UPI credit card & bankFree4.3★ (276)NoNoOct 2026
5Mony - UPI for Tourists & NRIsMony - UPI for Tourists & NRIsFree4.4★ (671)NoNoOct 2026
6iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (67K)NoNoOct 2026
7QR Code Reader - Scan Barcode.QR Code Reader - Scan Barcode.Free—NoYesSep 2026
8PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8★ (1.4K)NoNoOct 2026

Top Picks for Upi Payments

PhonePe: UPI, Gold, Insurance#1

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP
Editor's Choice
💰 Finance
4.7😐(174K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
PhonePe: UPI, Gold, Insurance screenshot 2
PhonePe: UPI, Gold, Insurance screenshot 3
PhonePe: UPI, Gold, Insurance screenshot 4
PhonePe: UPI, Gold, Insurance screenshot 5
PhonePe: UPI, Gold, Insurance screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(40K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues

More Upi Payments apps to explore

FAQ about Upi Payments

What are the best upi payments apps for iPhone?
PhonePe: UPI, Gold, Insurance tops our upi payments apps ranking as of October 2026, with a 4.7-star average from 174K App Store ratings, and it's free to download.
Yes — 20 of the top upi payments apps we rank are free to download, including PhonePe: UPI, Gold, Insurance and Paytm: Secure UPI Payments.
PhonePe: UPI, Gold, Insurance has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 98+ upi payments apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

Related searches