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myWisely: Mobile Banking

myWisely: Mobile Banking

Get paid. Track spend. Save.

35K ratings
646 reviews
#113 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • April 23, 2019
  • February 4, 2026

Features

Developer

ADP, Inc
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About

Manage your finances with early access to paychecks, fee-free banking, and automated savings tools. This app allows you to track spending, pay bills, and save for your goals, even when changing jobs.

✓Get paid up to 2 days early
✓Save for goals automatically
✓No hidden or overdraft fees
✓Track spending
✓Pay bills
✓Works with job changes
Show original description

What users say

Summarized from real user reviews of myWisely. Based on 35K reviews and a 4.7/5 average, it highlights the 3 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Quick direct deposits
  • 💰Convenient for receiving paychecks
  • 📈Helpful budgeting and savings features

Negative things

  • 🤖Poor customer service and lack of human support
  • 🔒Account lockouts and difficulties accessing funds
  • 💳Unreliable card functionality and activation issues
  • 💰Unexpected fees and charges
See all reviews

What's New in myWisely

26.6.0

February 4, 2026

We’ve refreshed Wisely to make your life easier. We're continuing to optimize your myWisely experience with bug fixes and improvements.

Charts

Top Free

📈 113+4

Finance

This app rose +4 positions in Finance chart.

Last updated on August 7, 2026.

User reviews

Most RecentHighest RatedLowest Rated

The worst possible flaw

If a card cannot be added to Apple wallet, the card is completely useless.
AnarimusAnarimus

LOVE IT

love this app. Highly suggest
Bhalz dheapBhalz dheap

Its bad

Won’t let you use any other bank. Cant add certain cards to transfee money. Take money without you knowing.
Ty money24Ty money24

Best app ever

I love this app so much but I wish they can add a update which there will be both email and number option for authentication anytime I want to spend my card online , I hate it that it’s only number it ask for code , and also please make it easy for us to update our number on the app
Cause currently I’m having a number changing issues which I will be glad if you can help
My name is Thomas fisher from new Mexico
Show more
: Thomas Fisher: Thomas Fisher

Amazing Online Bank

No complaints using this banking online. I’ve had it for 6 years already . Great for checking and savings. The only thing is it does not have Zelle.
Makeüp JunkieMakeüp Junkie
See 641 more reviews

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User experience

🐞

Reported Bugs

3 issues

Recurring issues with card activation and verification

Bug

Inconsistent deposit timing and processing

Bug

Unexplained account lockouts and access problems

Bug
✨

Requested Features

3 requests

Ability to instantly transfer funds to external accounts

Feature

Improved mobile app experience and user interface

Feature

Clearer communication on account status and changes

Feature

FAQ

What does the myWisely app do?

The myWisely app helps you manage your money by providing early access to your paychecks, allowing you to save for your goals, and eliminating hidden banking fees. It also enables you to track your spending and pay bills conveniently.

How can I get paid early with myWisely?

To get paid up to 2 days early, you need to log in to the myWisely app or mywisely.com and opt-in to early direct deposit. This feature is subject to the timing of your employer's payment instructions.

Are there any fees associated with using myWisely?

myWisely is designed to be fee-free, with no hidden fees, overdraft fees, or minimum balance requirements. However, it's always recommended to check your cardholder agreement for any specific transaction fees or terms.

Can I use myWisely if I switch jobs?

Yes, the app is designed to move with you even when you switch jobs. If you have a Wisely Pay or Wisely Cash card, this feature may require an upgrade, which might not be available to all cardholders.

How does the savings feature work?

The app allows you to grow your savings at your own pace and make savings automatic. You can transfer money to your savings envelope, and it will no longer appear in your available balance. You can transfer funds back to your available balance anytime through the app or website.