BHIM SBIPay

BHIM SBIPay

by State Bank of India

99 ratings
109 reviews
Free

Details

  • Released
  • Updated
  • February 19, 2018
  • July 9, 2026
BHIM SBIPay screenshot #1 for iPhone
BHIM SBIPay screenshot #2 for iPhone
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BHIM SBIPay screenshot #5 for iPhone
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BHIM SBIPay screenshot #7 for iPhone
BHIM SBIPay screenshot #8 for iPhone
BHIM SBIPay screenshot #9 for iPhone
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About

This app facilitates secure and instant money transfers between any bank customers using a single platform. It also allows users to pay for various services like recharges, food orders, and utility bills, with options for local deals and merchant payments.

Send and receive money between banks
Pay for recharges (prepaid, postpaid, DTH)
Order food from multiple restaurants
Pay utility bills (electricity, gas, broadband)
Explore and get discounts on local deals
Merchant payment collection
Manage multiple bank accounts
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What users say

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What's New in BHIM SBIPay

2.3.29

July 9, 2026

- Minor enhancements

User reviews

Unstable app

I dont know how unstable it can be
Regularly use this app but once in a while it automatically logs out of the account and comes to the initial setup page . Even now when I am giving my initial details and mobile device to sms binding it says connection unsuccessful. Tried many days with restarting ,uninstalling app flight mode etc . Kindly do fix or remove the app from store
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Unable to register

Same error again and again. After sending SMS. It says communication Error. Something went wrong.

Worst app experience

Worst app ever. Same like SBI branch, it doesn’t work. Wonder how much corruption is being done in the name of app building which doesn’t do the basic thing. Trying to setup the app on my iPhone, first it doesn’t deliver OTP, once OTP came, after doing so many steps of Aadhaar authentication, everything successfully, it comes back to initial setup window again. What the heck is this!!
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Crashes so many times

I am still trying to be loyal to SBI, but payment failures and crashes makes it hard to use the app. Please fix the connection error issue. It is embarrassing many times I have to switch to another UPI app to complete the purchase.

Update Jun 2026: Still same problem exists. I always have to have a backup UPI payment. Why does it say I have to upgrade even though I have the latest version. When I click update, it just hangs.
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Registration Failure for NRI Customers Using International Mobile Numbers

The SBI Pay app currently does not allow successful registration for NRI customers using international mobile numbers, even when those numbers are already registered with the bank. In my case, as a customer in the UAE, the app fails to complete registration for an unknown reason, likely due to a technical glitch. This issue prevents NRI customers from accessing and using UPI services through the SBI Pay application. Please resolve this registration problem so international users can fully utilize the app.
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Developer apps

User experience

🐞

Reported Bugs

18 issues

Communication error messages appear frequently

Bug

App crashes when approving UPI mandates

Bug

Login fails with 'device blocked' error

Bug

OTP verification fails for international numbers

Bug

eSIM not detected during registration

Bug

Session expires too quickly

Bug

App closes when switching between apps during OTP entry

Bug

Payment failures without proper error messages

Bug

App hangs after successful verification

Bug

Notification system not working properly

Bug

QR code scanning fails intermittently

Bug

Connection drops during registration process

Bug

Re-verification loop after app updates

Bug

Transaction limits reset unexpectedly

Bug

History/transaction details not displaying

Bug

App version mismatch with iOS requirements

Bug

Automatic logout issues

Bug

Payment gateway connectivity problems

Bug

Requested Features

15 requests

SMS autofill and read permissions for OTP

Feature

eSIM support for international users

Feature

Support for US and international phone numbers

Feature

Touch ID/Face ID biometric authentication

Feature

Dark mode option

Feature

Bill payment and recharge options

Feature

DTH and utility bill payment features

Feature

Transaction limit adjustment within app

Feature

Credit card payment support

Feature

Integration with YONO app

Feature

Language selection before signup

Feature

Proper error messages in multiple languages

Feature

Dynamic QR code payment support

Feature

Merchant name display in payment history

Feature

Previous UPI ID recovery on new devices

Feature

FAQ

What is BHIM SBI Pay?

BHIM SBI Pay is a payment application that allows any bank's customer to send or receive money to/from any other bank's customer using a single app. It also enables payments for services like recharges, food orders, bill payments, and local deals.

What are the key features of BHIM SBI Pay?

Key features include sending and receiving money between banks, paying for prepaid, postpaid, and DTH recharges, ordering food from various restaurants, settling utility bills, exploring local deals with discounts, and enabling merchants to collect payments.

Is BHIM SBI Pay free to use?

Yes, the application is available for free. There are no charges mentioned for downloading or using the core services of sending and receiving money, paying bills, or making recharges.

What are the transaction limits on BHIM SBI Pay?

The maximum limit per transaction is Rs. 1,00,000/-. The maximum transaction limit per day is also Rs. 1,00,000/-.

Can I manage multiple bank accounts with BHIM SBI Pay?

Yes, you can manage multiple bank accounts. You can add your bank accounts and set a default account for making and receiving payments. During a 'Pay' transaction, you can also select any of your linked debit accounts.