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BHIM SBIPay

BHIM SBIPay

by State Bank of India

98 ratings
99 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • February 19, 2018
  • July 9, 2026

Developer

State Bank of India
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BHIM SBIPay screenshot #9 for iPhone
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About

This app facilitates secure and instant money transfers between any bank customers using a single platform. It also allows users to pay for various services like recharges, food orders, and utility bills, with options for local deals and merchant payments.

✓Send and receive money between banks
✓Pay for recharges (prepaid, postpaid, DTH)
✓Order food from multiple restaurants
✓Pay utility bills (electricity, gas, broadband)
✓Explore and get discounts on local deals
✓Merchant payment collection
✓Manage multiple bank accounts
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What users say

Summarized from real user reviews of BHIM SBIPay. Based on 98 reviews and a 3.0/5 average, it highlights the 5 positives and 16 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly interface design
  • 🔒Strong security features
  • 💳Easy money transfer functionality
  • ⚡Quick payment processing when working
  • 📱Convenient UPI payment option

Negative things

  • 🐛Frequent app crashes and freezes
  • ❌Poor performance on iOS platform
  • 🌐Persistent communication errors
  • ⏱️Extremely slow app loading times
  • 🔐Problematic OTP verification process
  • 📵No eSIM support for international users
  • 🚫Non-functional for NRI/overseas accounts
  • 🔄Constant re-verification loops
  • 💥Session expiration issues
  • 🌍No support for international phone numbers
  • 📱Incompatible with older iPhone models
  • 🔌Forced minimization restrictions during registration
  • ❌Missing SMS autofill feature
  • 🔋Device blocking after verification failures
  • 📊Inconsistent transaction limits
  • 🎯Unreliable payment mandate handling
See all reviews

What's New in BHIM SBIPay

2.3.29

July 9, 2026

- Minor enhancements

User reviews

Most RecentHighest RatedLowest Rated

Geo

Waste of time, no country code
George Australia MelbourneGeorge Australia Melbourne

Not working in Canada

Always throws error
KL44BasilKL44Basil

Slow and buggy

The app still need to be updated, there is communication error at every time of opening, selecting or scanning merchant, payment. It doesn’t support dynamic QR payments. History is unavailable most of times, merchant name isn’t available on payment history, shows only vpa details. Very much disappointing app on iOS platform. Needs to be improved on immediate basis.
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Dr. A.MDr. A.M

About ios version

These aap is fake telling supporting need IOS 13 but when we download its telling need IOS 17 or later
Vaseem khotVaseem khot

Very good upi app but need improvement

Very good upi app but it sometimes error no network while accepting requesting payments in notification or while I conforming the payment error. So need improvement
NikjayswalNikjayswal
See 94 more reviews

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User experience

🐞

Reported Bugs

18 issues

Communication error messages appear frequently

Bug

App crashes when approving UPI mandates

Bug

Login fails with 'device blocked' error

Bug

OTP verification fails for international numbers

Bug

eSIM not detected during registration

Bug

Session expires too quickly

Bug

App closes when switching between apps during OTP entry

Bug

Payment failures without proper error messages

Bug

App hangs after successful verification

Bug

Notification system not working properly

Bug

QR code scanning fails intermittently

Bug

Connection drops during registration process

Bug

Re-verification loop after app updates

Bug

Transaction limits reset unexpectedly

Bug

History/transaction details not displaying

Bug

App version mismatch with iOS requirements

Bug

Automatic logout issues

Bug

Payment gateway connectivity problems

Bug
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Requested Features

15 requests

SMS autofill and read permissions for OTP

Feature

eSIM support for international users

Feature

Support for US and international phone numbers

Feature

Touch ID/Face ID biometric authentication

Feature

Dark mode option

Feature

Bill payment and recharge options

Feature

DTH and utility bill payment features

Feature

Transaction limit adjustment within app

Feature

Credit card payment support

Feature

Integration with YONO app

Feature

Language selection before signup

Feature

Proper error messages in multiple languages

Feature

Dynamic QR code payment support

Feature

Merchant name display in payment history

Feature

Previous UPI ID recovery on new devices

Feature

FAQ

What is BHIM SBI Pay?

BHIM SBI Pay is a payment application that allows any bank's customer to send or receive money to/from any other bank's customer using a single app. It also enables payments for services like recharges, food orders, bill payments, and local deals.

What are the key features of BHIM SBI Pay?

Key features include sending and receiving money between banks, paying for prepaid, postpaid, and DTH recharges, ordering food from various restaurants, settling utility bills, exploring local deals with discounts, and enabling merchants to collect payments.

Is BHIM SBI Pay free to use?

Yes, the application is available for free. There are no charges mentioned for downloading or using the core services of sending and receiving money, paying bills, or making recharges.

What are the transaction limits on BHIM SBI Pay?

The maximum limit per transaction is Rs. 1,00,000/-. The maximum transaction limit per day is also Rs. 1,00,000/-.

Can I manage multiple bank accounts with BHIM SBI Pay?

Yes, you can manage multiple bank accounts. You can add your bank accounts and set a default account for making and receiving payments. During a 'Pay' transaction, you can also select any of your linked debit accounts.