Best Bhim Upi Apps

157+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated July 2026

The best bhim upi apps on iPhone average 3.9★ across 157+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Bhim Upi Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoJul 2026
2PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (165K)YesNoJul 2026
3Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoJul 2026
4BHIM SBIPayBHIM SBIPayFree3.0★ (98)NoNoJul 2026
5PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8★ (1.3K)YesNoJul 2026
6Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2★ (16K)YesNoJul 2026
7YONO SBI:Banking and LifestyleYONO SBI:Banking and LifestyleFree3.3★ (2.9K)NoNoJul 2026
8MyJio: For Everything JioMyJio: For Everything JioFree4.7★ (29K)NoNoJul 2026

Top Picks for Bhim Upi

PhonePe: Secure Payments App#2

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Strong Contender
💰 Finance
4.7😐(165K ratings)
Free
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
Paytm: Secure UPI Payments#3

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Worth Considering
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally

More Bhim Upi apps to explore

4
BHIM SBIPay
BHIM SBIPay
BHIM SBIPay
by State Bank of India
Free

This app facilitates secure and instant money transfers between any bank customers using a single platform. It also allows users to pay for various services like recharges, food orders, and utility bills, with options for local deals and merchant payments.

Send and receive money between banksPay for recharges (prepaid, postpaid, DTH)Order food from multiple restaurants
💰 Finance
(98)
free
5
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges
💰 Finance
(1.3K)
free with in-app purchases
6
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
7
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
8
MyJio: For Everything Jio
MyJio: For Everything Jio
MyJio: For Everything Jio
Recharge, shopping & more
Free

Manage all your Jio services, from telecom and entertainment to finance and shopping, in one place. Access music, movies, news, UPI payments, insurance, and healthcare services. Get support and order new connections easily.

Manage telecom services (mobile, fiber)Access music, movies, and newsUPI payments and banking services
📊 Productivity
(29K)
free
9
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
10
PNB ONE
PNB ONE
PNB ONE
by PNB
Free

Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.

Interactive dashboardAccount statement viewingFund transfers (NEFT/IMPS/UPI)
💰 Finance
(552)
free
11
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

Wide product selectionFast 10-minute deliveryGen-Z fashion hub
🛍️ Shopping
(104K)
free with in-app purchases
12
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Limited
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.3K)
free
13
BHIM IOB UPI
BHIM IOB UPI
BHIM IOB UPI
by Indian Overseas Bank
Free

This app allows users to make and receive payments using a virtual payment address linked to their bank account. It supports balance inquiries, QR code payments, and managing payees and VPAs. Registration requires a registered mobile number and SIM card for device binding.

Virtual Payment Address creationSend money and collection requestsBalance inquiry for VPA linked accounts
💰 Finance
(20)
free
14
Yono Lite SBI
Yono Lite SBI
Yono Lite SBI
SBI Mobile Banking App
Free

This mobile banking application allows State Bank of India customers to manage their finances conveniently on the go. It offers a wide range of features for account management, fund transfers, bill payments, and card management, accessible in multiple Indian languages.

Account management and mini statementsFund transfers (within SBI, third-party, inter-bank)Fixed and recurring deposit opening
💰 Finance
(1.6K)
free with in-app purchases
15
BHIM UCO UPI
BHIM UCO UPI
BHIM UCO UPI
by UCO BANK
Free

This banking application allows users to send and receive money using a virtual private address. It facilitates various payment methods including P2P, P2A, and Aadhaar payments, and provides transaction history and beneficiary management.

Send and receive money via Virtual Private AddressSupports P2P, P2A, and Aadhaar paymentsInitiate and authorize collect requests
💰 Finance
(2)
free
16
BHIM DLB UPI
BHIM DLB UPI
BHIM DLB UPI
by Dhanlaxmi Bank Ltd.
Free

This application allows users to link multiple bank accounts from different banks to a single platform for all their banking needs. It facilitates sending and receiving money, initiating payment requests, and making merchant payments through virtual IDs and QR codes.

Link multiple bank accountsSend and receive moneyInitiate collect requests
💰 Finance
(0)
free
17
BHIM KBL UPI
BHIM KBL UPI
BHIM KBL UPI
by THE KARNATAKA BANK LIMITED
Free

This app facilitates universal transactions through the UPI platform, allowing users to link bank accounts and initiate payments or fund requests. It supports various transfer methods including virtual IDs, Aadhaar numbers, and account details, and enables QR code generation for receiving payments.

Link multiple bank accountsInitiate payment and collect requestsTransfer funds via virtual ID, Aadhaar, account number, or mobile number
💰 Finance
(2)
free
18
Kripalu Nidhi
Kripalu Nidhi
Kripalu Nidhi
Jagadguru Kripalu Parishat
Free

Access a vast collection of spiritual teachings, including videos, audios, lectures, and devotional songs from Jagadguru Kripalu Ji Maharaj. This app helps in daily spiritual practice and finding answers to spiritual questions.

Extensive video and audio collectionDevotional keertans and padsCategorized lectures and sankeertan
🌟 Lifestyle
(46)
free with in-app purchases
19
Nidhanam
Nidhanam
Nidhanam
By Jeevan Sampada
Free

Access a collection of devotional songs and spiritual discourses inspired by the teachings of Rev. Pandurangshastri Athavale. These audio resources are based on Vedic scriptures and aim to bring positive transformation.

Devotional songs (Bhav Geets)Spiritual discoursesVedic scripture teachings
🎵 Music
(151)
free
20
Gujarati Samachar for iPhone
Gujarati Samachar for iPhone
Gujarati Samachar for iPhone
by Sudhirbhai Ubhada
Free

Access all the latest Gujarati news from Gujarat, including top stories, national and international updates, business, sports, and entertainment. Stay informed with news delivered directly to your device.

All Gujarat Samachar NewsTop StoriesNational & International News
📡 News
(45)
free

FAQ about Bhim Upi

What are the best bhim upi apps for iPhone?
BHIM Bharat's Own Payments App tops our bhim upi apps ranking as of July 2026, with a 4.4-star average from 1.4K App Store ratings, and it's free to download.
Yes — 20 of the top bhim upi apps we rank are free to download, including BHIM Bharat's Own Payments App and PhonePe: Secure Payments App.
BHIM Bharat's Own Payments App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 157+ bhim upi apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
BHIM (Bharat Interface for Money) is a UPI payment app developed by the National Payments Corporation of India (NPCI). It is designed to make digital transactions easier, safer, and faster for all Indian users with an intuitive interface and advanced security features.
Key features include a refreshed intuitive UI, Family Mode for managing payments, Spend Insights for expense monitoring, UPI Lite for small PIN-less payments, RuPay Credit Card on UPI, Credit Card on EMI options, UPI Circle for payments without a bank account, seamless bill payments, and light/dark mode options. It also allows for easy expense splitting with friends.