Best Bhim Upi Apps

250+ iOS apps curated and reviewed

3.8 avg rating
20 free apps
Updated November 2026

The best bhim upi apps on iPhone average 3.8★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated November 2026.

Compare top Bhim Upi Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoNov 2026
2PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7★ (177K)NoNoNov 2026
3Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (41K)YesNoNov 2026
4BHIM SBIPayBHIM SBIPayFree3.0★ (99)NoNoNov 2026
5YONO SBI: Banking, UPI & PayYONO SBI: Banking, UPI & PayFree3.3★ (2.9K)NoNoNov 2026
6PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8★ (1.5K)NoNoNov 2026
7Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2★ (16K)YesNoNov 2026
8Axis Bank Mobile BankingAxis Bank Mobile BankingFree4.6★ (7.4K)NoNoNov 2026

Top Picks for Bhim Upi

PhonePe: UPI, Gold, Insurance#2

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP
Strong Contender
💰 Finance
4.7😐(177K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
PhonePe: UPI, Gold, Insurance screenshot 2
PhonePe: UPI, Gold, Insurance screenshot 3
PhonePe: UPI, Gold, Insurance screenshot 4
PhonePe: UPI, Gold, Insurance screenshot 5
PhonePe: UPI, Gold, Insurance screenshot 6

This app facilitates instant money transfers, bill payments, and mobile recharges using BHIM UPI, credit/debit cards, or wallets. It also offers investment options in mutual funds and insurance plans, including gold purchases.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance
Paytm: Secure UPI Payments#3

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Worth Considering
💰 Finance
4.7😞(41K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app facilitates secure digital payments and money transfers across India and internationally. It offers features like personalized UPI IDs, transaction privacy controls, and convenient bill payments and recharges. Users can also manage bank balances and track spending with detailed analytics.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues

More Bhim Upi apps to explore

FAQ about Bhim Upi

What are the best bhim upi apps for iPhone?
BHIM Bharat's Own Payments App tops our bhim upi apps ranking as of November 2026, with a 4.4-star average from 1.4K App Store ratings, and it's free to download.
Yes — 20 of the top bhim upi apps we rank are free to download, including BHIM Bharat's Own Payments App and PhonePe: UPI, Gold, Insurance.
BHIM Bharat's Own Payments App has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 250+ bhim upi apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.