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BHIM KBL UPI

BHIM KBL UPI

by THE KARNATAKA BANK LIMITED

2 ratings
20 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • August 25, 2018
  • July 8, 2026

Features

Developer

THE KARNATAKA BANK LIMITED
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About

This app facilitates universal transactions through the UPI platform, allowing users to link bank accounts and initiate payments or fund requests. It supports various transfer methods including virtual IDs, Aadhaar numbers, and account details, and enables QR code generation for receiving payments.

✓Link multiple bank accounts
✓Initiate payment and collect requests
✓Transfer funds via virtual ID, Aadhaar, account number, or mobile number
✓Generate and scan QR codes for payments
✓View other bank account balances
✓Supports UPI to UPI and UPI to IMPS transactions
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What's New in BHIM KBL UPI

1.4.0

July 8, 2026

Security Enhancement

User reviews

Most RecentHighest RatedLowest Rated

Need to improve a lot

Dear Bank, work on it. Improve this UPI App
Gnana KannadaGnana Kannada

UPI set

Not set UPI ID maximum time out you showing bad experience 😡🤬
SHARANUHSHARANUH

Not for NRIs

This app is not for NRIs. Also, The bank’s NRI customer service is very difficult to get help from if you have a foreign number
TradesmanabcdTradesmanabcd

Response from developer

Hi, sorry for the inconvenience caused. Please write to us at info@ktkbnak.com along with your registered mobile number and short description of the issue to check this at our end. Looking forward for your continuous support.

Worst app

I am unable to upgrade app .
Mobile app developers does not how to handle errors ?
It’s very strange that asking to upgrade the app and redirecting to App Store . In App Store still old version present . Versioning not handled and many customers facing this problem. Fix it quickly
RTNPAGRTNPAG

Worst app

Do you even compare your app with other bank app ?
sunnytolsunnytol
See 15 more reviews

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FAQ

What is BHIM KBL UPI?

BHIM KBL UPI is a mobile application built on the UPI platform that allows users to link their bank accounts and perform various financial transactions, including sending and receiving money.

Is BHIM KBL UPI free to use?

Yes, BHIM KBL UPI is available for free download and use. There are no charges associated with using the core features of the application.

What are the prerequisites for using BHIM KBL UPI?

To use BHIM KBL UPI, you need a registered mobile number with your bank, the SIM in the primary slot (for dual SIM devices), mobile number registered for transaction SMS alerts, and a valid debit card. You do not need to be a KBL customer.

How secure is BHIM KBL UPI?

BHIM KBL UPI uses an App PIN for securing the app and opening it, and an MPIN for completing transactions as a second factor of authentication, ensuring secure transactions.

Can I link bank accounts from banks other than Karnataka Bank?

Yes, you can link any of your other bank accounts that are mapped to your registered mobile number with a valid debit card. You do not need to be a KBL customer to use BHIM KBL UPI.

What types of transactions can I perform with BHIM KBL UPI?

You can initiate payments (push) and collect (pull) fund transfer requests based on virtual ID, Aadhaar number, Bank account number with IFSC code, or Mobile Number with MMID. You can also view your other bank account balances.

Does BHIM KBL UPI have ads?

No, BHIM KBL UPI does not contain advertisements. The application is designed to provide a seamless and uninterrupted user experience.

How often is BHIM KBL UPI updated?

The latest version of BHIM KBL UPI is 1.3.9, which was last updated on April 2, 2026. Updates typically include enhancements to UI/UX design and feature improvements.