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PayZapp UPI, Pixel Credit Card

PayZapp UPI, Pixel Credit Card

Bill Payment, Recharge, Wallet

1.3K ratings
51 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 18, 2023
  • August 12, 2026

Features

Developer

HDFC Bank Ltd.
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PayZapp UPI, Pixel Credit Card screenshot #8 for iPhone
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About

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

✓Digital credit card application and management
✓UPI payments and money transfers
✓Bill payments and mobile recharges
✓Link and manage debit/credit cards
✓In-app wallet for payments
✓Cashback and rewards program
✓Tap & Pay for offline transactions
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What users say

Summarized from real user reviews of PayZapp UPI, Pixel Credit Card. Based on 1.3K reviews and a 4.8/5 average, it highlights the 5 negatives reviewers mention most about this Finance app.

Negative things

  • 🚫Unable to login with US phone number
  • 🚫App not working for international customers
  • 🚫No option to change country code from default +91
  • 🐛App freezes and crashes
  • 🚫Useless for US-based NRI customers
See all reviews

What's New in PayZapp UPI, Pixel Credit Card

2.59.1

August 12, 2026

* Smarter and more secure card payments: We've improved card validation to help prevent unsupported cards from being saved or used for payments. * Better support for UPI payment failures: We've improved error handling to provide clearer guidance and helpful next steps when a UPI payment doesn't go through. * A refreshed experience on iOS: The Profile, Hamburger menu, and Help Centre have been rebuilt in Flutter for a smoother and more consistent experience.

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User reviews

Most RecentHighest RatedLowest Rated

Two things to rectify

I have been using PayZapp for a long time, and overall, it is a very useful and convenient app. The widgets, user interface, and reward system make it great to use. However, there are two minor issues that prevent it from being top-notch:
1. Intrusive Pop-up Ads: Every time I open the app to make a quick payment, pop-up ads for loans and credit cards appear. Having to dismiss these ads during urgent transactions is quite frustrating.
2. Transaction Speed & Weak Internet Performance: Compared to Google Pay, PayZapp takes a few seconds longer to process payments. Additionally, when the internet connection is weak, PayZapp struggles significantly to complete transactions, whereas Google Pay handles low-connectivity situations much better.
If the team can optimize payment speeds in low-network conditions and minimize intrusive pop-up ads, PayZapp would easily be the best payment app available.
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Deepak@KochiDeepak@Kochi

Response from developer

Hi Deepak, can you tell us more about your issue? Please open the PayZapp app and follow: Menu > Help Center > Raise a Ticket, mentioning the reference ID PZ11082600027 to share your feedback. Our team will get back to you shortly!

Poor execution

Shoving it down your customers' throats by making it impossible to make card payments through other methods is an incredibly cheap and an untrustworthy practice.
MJP_2021MJP_2021

Response from developer

Hi, can you tell us more about your issue? Please open the PayZapp app and follow: Menu > Help Center > Raise a Ticket, mentioning the reference ID PZ11082600017 to share your feedback. Our team will get back to you shortly!

App Created without common sense

Requires data to be turned on. How the hell are people on international trip supposed to activate given sky high data roaming costs?
zethuzzethuz

Response from developer

Hi, can you tell us more about your issue? Please open the PayZapp app and follow: Menu > Help Center > Raise a Ticket, mentioning the reference ID PZ31072600001 to share your feedback. Our team will get back to you shortly!

Good

Good
Sana tkSana tk

Response from developer

Hi, we only achieve greatness with the help of customers like you. Thank you for using PayZapp!

Easy Great app

Great
Patel RSPatel RS

Response from developer

Hi, we only achieve greatness with the help of customers like you. Thank you for using PayZapp!

See 46 more reviews

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User experience

🐞

Reported Bugs

2 issues

App freezes when trying to book international flights

Bug

Detecting extra charges on Pixel credit card bills

Bug
✨

Requested Features

2 requests

Allow login with US phone number for NRE/NRO accounts

Feature

Support for international customers and phone numbers

Feature

FAQ

What does the PayZapp app do?

PayZapp is a mobile application that allows users to manage their finances. It offers features like applying for and managing a digital credit card, making UPI payments, transferring money, paying bills, and recharging services. Users can also link their existing debit and credit cards to the app.

What are the key features of the Pixel Credit Card within PayZapp?

The Pixel Credit Card is a digital credit card that offers personalized rewards with up to 5% cashback. It allows for instant digital card access, card design customization, choice of billing cycle, and the ability to pay in parts with low-cost EMIs. It also supports Tap & Pay for offline payments and offers interest-free credit for up to 50 days.

How can I make payments with PayZapp?

You can make payments using UPI by scanning QR codes or sending money to contacts, UPI IDs, or account numbers. You can also use your linked debit/credit cards or the PayZapp prepaid wallet. The app supports 'Swipe to Pay' for online transactions and 'Tap & Pay' for offline purchases.

Is PayZapp free to use?

The PayZapp app is free to download and use. While the core payment and management features are free, there may be in-app purchases related to specific services or offers. The Pixel Credit Card is a digital credit card, and its usage will be subject to credit card terms and conditions.

What kind of bills and recharges can I do with PayZapp?

You can use PayZapp to recharge your mobile (prepaid/postpaid), DTH, and FASTag. The app also allows you to pay various other bills and provides monthly payment reminders to help you stay on top of your dues.