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PayZapp UPI, Pixel Credit Card

PayZapp UPI, Pixel Credit Card

Bill Payment, Recharge, Wallet

1.5K ratings
54 reviews
💰 Finance
Free

Details

Released
January 18, 2023
Updated
October 30, 2026

Features

Developer

HDFC Bank Ltd.
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PayZapp UPI, Pixel Credit Card screenshot #1 for iPhone
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PayZapp UPI, Pixel Credit Card screenshot #5 for iPhone
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PayZapp UPI, Pixel Credit Card screenshot #7 for iPhone
PayZapp UPI, Pixel Credit Card screenshot #8 for iPhone
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Reviews summary↘︎
⭐54
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🔄6+ apps
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❓8 answered
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About

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access, pay-in-parts options, and tap-to-pay functionality.

✓Digital Pixel Credit Card
✓UPI payments and transfers
✓Bill and recharge payments
✓Link and manage debit/credit cards
✓PayZapp Prepaid Wallet
✓Rewards and cashback
✓Tap & Pay functionality
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What users say about PayZapp UPI, Pixel Credit Card

Reviews of PayZapp UPI, Pixel Credit Card are mostly negative: the Finance app is rated 4.8/5 from 1.5K App Store ratings. Top complaints: unable to login with US phone number, app not working for international customers. Summarized from real user reviews.

Negative things

  • 🚫Unable to login with US phone number
  • 🚫App not working for international customers
  • 🚫No option to change country code from default +91
  • 🐛App freezes and crashes
  • 🚫Useless for US-based NRI customers
See all reviews

What's New in PayZapp UPI, Pixel Credit Card

2.63.8

October 30, 2026

Pay Again is now available from your transaction history for UPI payments Find and manage autoload easily with clear ON/OFF status Enhanced device verification for improved security Bug fixes and improvements

More

User reviews

Most RecentHighest RatedLowest Rated

Bugs

App is not responding when trying to attach image when needed to raise ticket. App has no function to access gallery in iPhone 15
RRajendra5555

Response from developer

Hi Rajendra, we can you tell us more about your issue? Please open the PayZapp app and follow: Menu > Help Center > Raise a Ticket, mentioning the reference ID PZ19102600029 to share your feedback. Our team will get back to you shortly!

Incredibly well designed

Probably the most well designed UPI app there is. Easily beats Google Pay in terms of UI. Zero clutter or promotion. Well done.
Vvishaakhv

Response from developer

Hi, we only achieve greatness with the help of customers like you. Thank you for using PayZapp

App gets crash on launch in the iPhone 13 Pro

App gets crash on launch in the iPhone 13 Pro. App version is 2.59.3.
SSunnyp08

Response from developer

Hi Sunny, we can you tell us more about your issue? Please open the PayZapp app and follow: Menu > Help Center > Raise a Ticket, mentioning the reference ID PZ07092600004 to share your feedback. Our team will get back to you shortly!

Two things to rectify

I have been using PayZapp for a long time, and overall, it is a very useful and convenient app. The widgets, user interface, and reward system make it great to use. However, there are two minor issues that prevent it from being top-notch:
1. Intrusive Pop-up Ads: Every time I open the app to make a quick payment, pop-up ads for loans and credit cards appear. Having to dismiss these ads during urgent transactions is quite frustrating.
2. Transaction Speed & Weak Internet Performance: Compared to Google Pay, PayZapp takes a few seconds longer to process payments. Additionally, when the internet connection is weak, PayZapp struggles significantly to complete transactions, whereas Google Pay handles low-connectivity situations much better.
If the team can optimize payment speeds in low-network conditions and minimize intrusive pop-up ads, PayZapp would easily be the best payment app available.
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DDeepak@Kochi

Response from developer

Hi Deepak, can you tell us more about your issue? Please open the PayZapp app and follow: Menu > Help Center > Raise a Ticket, mentioning the reference ID PZ11082600027 to share your feedback. Our team will get back to you shortly!

Poor execution

Shoving it down your customers' throats by making it impossible to make card payments through other methods is an incredibly cheap and an untrustworthy practice.
MMJP_2021

Response from developer

Hi, can you tell us more about your issue? Please open the PayZapp app and follow: Menu > Help Center > Raise a Ticket, mentioning the reference ID PZ11082600017 to share your feedback. Our team will get back to you shortly!

See 49 more reviews

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See developer apps

User experience

🐞

Reported Bugs

2 issues

App freezes when trying to book international flights

Bug

Detecting extra charges on Pixel credit card bills

Bug
✨

Requested Features

2 requests

Allow login with US phone number for NRE/NRO accounts

Feature

Support for international customers and phone numbers

Feature

FAQ

What are the main features of PayZapp?

PayZapp offers a digital Pixel Credit Card with personalized rewards, UPI payments, bill and recharge services, and a prepaid wallet. You can also link existing debit/credit cards and utilize features like Tap & Pay.

How secure is PayZapp for transactions?

PayZapp emphasizes security with features like 'Swipe to Pay' for online transactions, which does not require OTPs and is stated as 100% secure for HDFC Bank Debit/Credit Cards and the PayZapp Prepaid Wallet.

Can I apply for a new credit card through PayZapp?

Yes, PayZapp allows you to apply for the Pixel Credit Card, a fully digital credit card. You can manage all its settings, rewards, statements, and repayments directly within the app.

What payment methods does PayZapp support?

PayZapp supports payments via UPI, Debit/Credit Cards, and the PayZapp Prepaid Wallet. You can also link any bank's debit or credit cards to the app.

Does PayZapp offer any rewards or cashback?

Yes, PayZapp offers assured CashBack and rewards. The Pixel Credit Card provides personalized rewards of up to 5% cashback on chosen merchants.

Is PayZapp available on multiple platforms?

Based on the provided data, PayZapp is currently supported on iPhone. Information regarding Android availability is not specified.

How often is PayZapp updated?

The latest version of PayZapp is 2.63.8, and it was last updated on October 30, 2026. This indicates a recent update, suggesting regular maintenance and feature additions.

What are the common issues users face with PayZapp?

User reviews indicate issues such as inability to log in with US phone numbers, the app not working for international customers, and the app freezing or crashing. Some users also report no option to change the country code from the default +91.