PayZapp UPI, Pixel Credit Card

PayZapp UPI, Pixel Credit Card

Bill Payment, Recharge, Wallet

1.3K ratings
45 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • January 18, 2023
  • July 13, 2026
PayZapp UPI, Pixel Credit Card screenshot #1 for iPhone
PayZapp UPI, Pixel Credit Card screenshot #2 for iPhone
PayZapp UPI, Pixel Credit Card screenshot #3 for iPhone
PayZapp UPI, Pixel Credit Card screenshot #4 for iPhone
PayZapp UPI, Pixel Credit Card screenshot #5 for iPhone
PayZapp UPI, Pixel Credit Card screenshot #6 for iPhone
PayZapp UPI, Pixel Credit Card screenshot #7 for iPhone
PayZapp UPI, Pixel Credit Card screenshot #8 for iPhone
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About

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and management
UPI payments and money transfers
Bill payments and mobile recharges
Link and manage debit/credit cards
In-app wallet for payments
Cashback and rewards program
Tap & Pay for offline transactions
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What users say

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+1

What's New in PayZapp UPI, Pixel Credit Card

2.56.8

July 13, 2026

* Smarter and more secure card payments: We've improved card validation to help prevent unsupported cards from being saved or used for payments. * Better support for UPI payment failures: We've improved error handling to provide clearer guidance and helpful next steps when a UPI payment doesn't go through. * A refreshed experience on iOS: The Profile, Hamburger menu, and Help Centre have been rebuilt in Flutter for a smoother and more consistent experience.

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User reviews

Easy Great app

Great

Response from developer

Hi, we only achieve greatness with the help of customers like you. Thank you for using PayZapp!

Pixel credit card and Payzapp

I can confidently say that the Pixel Credit Card has been one of the most frustrating banking experiences I’ve ever had.

It has been more than a week since I received and activated the card, yet I am still unable to add it to the app, set a PIN, manage transaction controls, or access basic card features. A credit card is supposed to be ready for use after activation, but this card remains practically unusable.

What makes the experience even worse is the PayZapp app. The app is unresponsive, fails to recognize the card, and offers little to no assistance in resolving the issue. I have raised multiple support tickets, spent considerable time following up, and repeatedly explained the same problem, but no effective solution has been provided.

To make matters worse, I even visited a bank branch seeking assistance, only to find that they were unable to help or provide any meaningful resolution. Being redirected between customer support, the app, and the branch without anyone taking ownership of the issue has been incredibly frustrating.

The lack of coordination between the card services, app functionality, customer support, and branch staff is extremely disappointing. Customers should not have to spend weeks chasing support just to perform basic tasks such as setting a PIN or managing their card.

I expected a seamless digital banking experience, but instead encountered technical issues, poor support, and endless frustration. My dissatisfaction is beyond measure, and based on my experience so far, I would not recommend this card to anyone until these issues are properly addressed.
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Response from developer

Hi, we regret the inconvenience caused. Kindly help us with the ticket ID which you may have received for us to look into the matter.

Shopping not functional for the last several months!

Although I have used the Shopping function in the app in the past, it appears to be non-functional for the last several months. I visited the local bank branch and showed the banking officer the issue. She tried it on her phone and was also unable to use Shopping!

Response from developer

Hi Vikram, this is not the experience we want you to have. Please raise a ticket at https://cs.payzapp.hdfcbank.com/plutus/helpcenter/ and quote reference ID PZ25052600027. Our team will look into this right away and get back to you with an update.

PayZapp

I use PayZapp for Quite some time and found user friendly

Response from developer

Hi, we only achieve greatness with the help of customers like you. Thank you for using PayZapp!

Total useless for NRIs

What the hell have you restricted to try only 3 attempts? If login is not successful then you ask to wait for 24 hr? Really?? This is extremely frustrating.. what kind of security it is?? You are still using these old school security techniques in AI era?

Response from developer

Hi Priyanjan, this is not the experience we want you to have. Can you tell us more about your issue? Please open the PayZapp app and follow: Menu > Help Center > Raise a Ticket, mentioning the reference ID PZ01052600003 to share your feedback. Our team will get back to you shortly!

Developer apps

User experience

🐞

Reported Bugs

2 issues

App freezes when trying to book international flights

Bug

Detecting extra charges on Pixel credit card bills

Bug

Requested Features

2 requests

Allow login with US phone number for NRE/NRO accounts

Feature

Support for international customers and phone numbers

Feature

FAQ

What does the PayZapp app do?

PayZapp is a mobile application that allows users to manage their finances. It offers features like applying for and managing a digital credit card, making UPI payments, transferring money, paying bills, and recharging services. Users can also link their existing debit and credit cards to the app.

What are the key features of the Pixel Credit Card within PayZapp?

The Pixel Credit Card is a digital credit card that offers personalized rewards with up to 5% cashback. It allows for instant digital card access, card design customization, choice of billing cycle, and the ability to pay in parts with low-cost EMIs. It also supports Tap & Pay for offline payments and offers interest-free credit for up to 50 days.

How can I make payments with PayZapp?

You can make payments using UPI by scanning QR codes or sending money to contacts, UPI IDs, or account numbers. You can also use your linked debit/credit cards or the PayZapp prepaid wallet. The app supports 'Swipe to Pay' for online transactions and 'Tap & Pay' for offline purchases.

Is PayZapp free to use?

The PayZapp app is free to download and use. While the core payment and management features are free, there may be in-app purchases related to specific services or offers. The Pixel Credit Card is a digital credit card, and its usage will be subject to credit card terms and conditions.

What kind of bills and recharges can I do with PayZapp?

You can use PayZapp to recharge your mobile (prepaid/postpaid), DTH, and FASTag. The app also allows you to pay various other bills and provides monthly payment reminders to help you stay on top of your dues.