Best Upi Apps

176+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our UPI list covers 176+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Upi

Paytm: Secure UPI Payments#1

Paytm: Secure UPI Payments by PayTM Mobile Solutions Private Limited

UPI, Recharge & Pay Bills
Editor's Choice
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

A secure mobile app for easy BHIM UPI payments and mobile recharges. Conveniently send money, pay bills, and recharge your mobile phone with peace of mind. Simplify your transactions today!

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
PhonePe: Secure Payments App#2

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Strong Contender
💰 Finance
4.8😐(161K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues

More Upi apps to explore

4
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
UPI Wallet for Tourists & NRIs
Free

A user-friendly app designed for tourists, allowing them to make hassle-free mobile payments using UPI. Seamlessly manage expenses and transactions while traveling. Download now to simplify your financial management abroad.

💰 Finance
(556)
5
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

A versatile financial app offering Bill Payment, Recharge, Wallet services along with Pixel Credit Card and UPI features like scanning QR codes, sending money to contacts, and linking cards. Take control of your finances effortlessly!

💰 Finance
(1.2K)
6
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

An app that consolidates important items like credit cards, IDs, tickets, and more on your iPhone, promoting easy and secure payments in stores or online using Apple Pay, offering features like Apple Pay Later and Apple Card for simplified transactions and management.

💰 Finance
(6.7M)
7
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

A versatile mobile application that combines banking, shopping, travel booking, bill payments, investments, and more in one place. Download the app for a seamless user experience and convenient access to a wide range of SBI services and features.

💰 Finance
(2.9K)
8
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
9
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

A comprehensive rewards and recharge app, easily managing all your Airtel services in one place. Simplifying bill payments, offering exclusive rewards, and providing personalized suggestions for a seamless user experience. Download now to streamline your Airtel experience.

🌟 Lifestyle
(2.3K)
10
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
Your Daily Payments UPI App
Free
💰 Finance
(40)
11
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This banking application offers a range of services, including zero-balance digital savings accounts with daily interest, fixed deposits with high interest rates, and instant personal loans up to ₹5 lakhs. It also enables fast UPI payments, automated bill payments, and real-time spend tracking with complete security, allowing users to take control of their finances with smarter banking.

💰 Finance
(193)
12
MyJio: For Everything Jio
MyJio: For Everything Jio
MyJio: For Everything Jio
Recharge, shopping & more
Free

An all-in-one app for Jio users to conveniently recharge, shop, and manage services. Experience seamless access to exclusive offers and services through a single platform. Download now for easy and efficient management of all your Jio needs.

📊 Productivity
(29K)
13
BHIM PNB
BHIM PNB
BHIM PNB
by Punjab National Bank
Free
💰 Finance
(0)
14
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Save & Invest
Free

Facilitating seamless digital transactions, this app offers a user-friendly platform for instant money transfers, bill payments, and mobile recharges. Experience hassle-free banking at your fingertips.

💰 Finance
(325)
15
BHIM SBIPay
BHIM SBIPay
BHIM SBIPay
by State Bank of India
Free
💰 Finance
(97)
16
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Limited
Free

A user-friendly mobile banking app with cutting-edge features, allowing for online digital savings account opening and simplified banking transactions. Enjoy various offers and streamline your financial activities conveniently. Experience secure banking with just a few taps.

💰 Finance
(7.3K)
17
CashBook-UPI Wallets for Staff
CashBook-UPI Wallets for Staff
CashBook-UPI Wallets for Staff
Cashflow, Einnahmen & Ausgaben
Free

This application helps users manage their business finances effectively and securely. Keep track of all your transactions and maintain a detailed ledger book effortlessly. Try it now!

💼 Business
(176)
18
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a diverse range of products from fashion to electronics with discounts, rewards, and personalized shopping experiences on this all-in-one shopping app. Update now to explore new trends, personalized recommendations, and convenient features tailored for an enhanced shopping experience.

🛍️ Shopping
(103K)
19
GPAY
GPAY
GPAY
by Grameenphone Limited
Free

Experience a mobile wallet offering convenient solutions for recharging mobile numbers, paying utility bills, and purchasing train tickets. Register via the mobile app or by dialing *777 to access these features. Ease your transactions with GPAY today!

💰 Finance
(47)
20
Rediff
Rediff
Rediff
Rediff Mail, News & Payments
Free

Download the official Rediffmail app to enjoy a seamless and secure email experience across your iPhone and iPad. With features like a clutter-free inbox, strong anti-spam protection, and offline mail access, this app simplifies your email management.

🔧 Utilities
(5)

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