Best Upi Apps

233+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated September 2026

The best upi apps on iPhone average 4.3★ across 233+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Upi Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoSep 2026
2PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (170K)NoNoSep 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoSep 2026
4Mony - UPI for Tourists & NRIsMony - UPI for Tourists & NRIsFree4.6★ (556)NoNoSep 2026
5PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8★ (1.4K)NoNoSep 2026
6Apple WalletApple WalletFree4.8★ (7.4M)NoNoSep 2026
7YONO SBI: Banking, UPI & PayYONO SBI: Banking, UPI & PayFree3.3★ (2.9K)NoNoSep 2026
8UPI Amount QR GeneratorUPI Amount QR GeneratorFreeNoNoSep 2026

Top Picks for Upi

Paytm: Secure UPI Payments#1

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Editor's Choice
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues
PhonePe UPI, Payment, Recharge#2

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Strong Contender
💰 Finance
4.7😐(170K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
PhonePe UPI, Payment, Recharge screenshot 2
PhonePe UPI, Payment, Recharge screenshot 3
PhonePe UPI, Payment, Recharge screenshot 4
PhonePe UPI, Payment, Recharge screenshot 5
PhonePe UPI, Payment, Recharge screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance

More Upi apps to explore

FAQ about Upi

What are the best upi apps for iPhone?
Paytm: Secure UPI Payments tops our upi apps ranking as of September 2026, with a 4.7-star average from 39K App Store ratings, and it's free to download.
Yes — 20 of the top upi apps we rank are free to download, including Paytm: Secure UPI Payments and PhonePe UPI, Payment, Recharge.
Paytm: Secure UPI Payments shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 233+ upi apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Paytm is a digital payments app built for India, offering secure UPI payments, mobile and DTH recharges, utility bill payments, and online shopping. It supports international UPI payments in several countries, making it convenient for Indian travelers.
Key features include secure and private UPI transfers with personalized UPI IDs, international payments, PIN-less payments with UPI Lite, RuPay credit card on UPI, UPI AutoPay for recurring payments, mobile/DTH recharges, utility bill payments, rent payments, and spend analytics.

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