240+ iOS apps curated and reviewed
The best upi apps on iPhone average 4.2★ across 240+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.7★ (39K) | Yes | No | Aug 2026 |
| 2 |  | Free | 4.7★ (169K) | No | No | Aug 2026 |
| 3 |  | Free | 4.4★ (1.4K) | No | No | Aug 2026 |
| 4 |  | Free | 4.6★ (556) | No | No | Aug 2026 |
| 5 |  | Free | 4.8★ (6.7M) | Yes | No | Aug 2026 |
| 6 |  | Free | 4.8★ (1.3K) | No | No | Aug 2026 |
| 7 |  | Free | — | No | No | May 2026 |
| 8 |  | Free | 4.2★ (239) | No | No | Aug 2026 |
This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.
This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.
This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.
This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.
Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.
Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.
This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.
Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.
Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.
This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.
This app combines email, news, and payment services into a single platform. Manage your inbox with advanced spam filters, stay informed with breaking news and trending stories, and make fast, secure payments for recharges and bills.
This app simplifies business expense management for employees by allowing them to track, categorize, and submit expenses digitally. It offers UPI payments, corporate cards, and fund requests, all without needing a traditional bank account. Enjoy quicker reimbursements and streamlined administrative tasks.
Easily send, request, and receive money with friends and family. Manage your finances, track spending, and make payments securely. Ideal for personal and business use.
This unified digital payments app offers a fast, secure, and seamless UPI experience for users of any bank. It allows for instant money transfers, bill payments, and access to everyday digital services, with features like UPI Delegate for shared payments and spend analytics.
Manage your bank accounts, UPI payments, fund transfers, and credit cards securely and conveniently. Enjoy fast logins, instant approvals, and easy bill payments. Access loans and manage deposits all within one trusted digital banking app.
Earn transferable college credits through online courses from US Universities. Learn anytime, anywhere with mobile-formatted lessons and track your progress seamlessly. Connect with educational content designed for flexible learning.
Manage your business finances with an intuitive accounting app. Track ledgers, sales orders, and purchases in real-time for informed decision-making. Simplify transaction organization and streamline vendor and customer interactions.
