248+ iOS apps curated and reviewed
The best upi payment apps on iPhone average 4.5★ across 248+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.7★ (39K) | Yes | No | Aug 2026 |
| 2 |  | Free | 4.7★ (169K) | No | No | Aug 2026 |
| 3 |  | Free | 4.4★ (1.4K) | No | No | Aug 2026 |
| 4 |  | Free | 4.6★ (556) | No | No | Aug 2026 |
| 5 |  | Free | 4.8★ (1.3K) | No | No | Aug 2026 |
| 6 |  | Free | — | No | Yes | Jun 2026 |
| 7 |  | Free | — | No | No | May 2026 |
| 8 |  | Free | — | No | No | May 2026 |
This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.
This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.
This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.
This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.
Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.
This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.
This app simplifies everyday bill payments for users in Nigeria. It allows for instant airtime top-ups, mobile data purchases, electricity bill payments, and cable TV subscription renewals, all from a single, reliable platform.
Manage your electricity services with this app. Pay bills, view billing and payment history, register complaints, and update contact information. Stay informed about your account and receive important communications.
Manage your transactions and view purchase history securely within this payment application. It offers an intuitive and user-friendly interface for easy navigation and transaction completion, prioritizing user privacy and security with industry-standard encryption.