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Best Upi Payment Apps

248+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated October 2026

The best upi payment apps on iPhone average 4.4โ˜… across 248+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Upi Payment Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7โ˜… (41K)YesNoOct 2026
2PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7โ˜… (176K)NoNoOct 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4โ˜… (1.4K)NoNoOct 2026
4PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8โ˜… (1.5K)NoNoOct 2026
5Mony - UPI for Tourists & NRIsMony - UPI for Tourists & NRIsFree4.4โ˜… (692)NoNoOct 2026
6NiftyScan: PayNow, UPI & SGQRNiftyScan: PayNow, UPI & SGQRFreeโ€”NoYesJun 2026
7iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8โ˜… (70K)NoNoOct 2026
8UPI MerchantUPI MerchantFreeโ€”NoNoMay 2026

Top Picks for Upi Payment

Paytm: Secure UPI Payments#1

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(41K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app facilitates secure digital payments and money transfers across India and internationally. It offers features like personalized UPI IDs, transaction privacy controls, and easy bill payments. Users can also manage bank balances and track spending with detailed analytics.

What We Love

  • ๐Ÿš€ Fast payments
  • ๐Ÿ“ฑ Good all-in-one app
  • ๐Ÿ’ณ Convenient payments

Room to Improve

  • ๐Ÿ”’ Security issues
  • ๐Ÿค– Poor customer service
  • ๐Ÿ›‘ Doesn't work internationally
  • ๐Ÿ› Buggy app and transactions
  • ๐Ÿ“ฑ Horrible user experience
  • ๐Ÿ”‘ KYC issues
PhonePe: UPI, Gold, Insurance#2

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜(176K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
PhonePe: UPI, Gold, Insurance screenshot 2
PhonePe: UPI, Gold, Insurance screenshot 3
PhonePe: UPI, Gold, Insurance screenshot 4
PhonePe: UPI, Gold, Insurance screenshot 5
PhonePe: UPI, Gold, Insurance screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • ๐Ÿš€ Instant payments
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ’ก Diverse payment options
  • ๐Ÿš€ Fast and convenient

Room to Improve

  • ๐Ÿ› Transactions failing or pending
  • ๐Ÿ” Lack of customer support
  • ๐Ÿ” Difficult to resolve issues
  • ๐Ÿ” Unreliable service
  • ๐Ÿ” Inconsistent performance

More Upi Payment apps to explore

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FAQ about Upi Payment

What are the best upi payment apps for iPhone?
Paytm: Secure UPI Payments tops our upi payment apps ranking as of October 2026, with a 4.7-star average from 41K App Store ratings, and it's free to download.
Yes โ€” 20 of the top upi payment apps we rank are free to download, including Paytm: Secure UPI Payments and PhonePe: UPI, Gold, Insurance.
Paytm: Secure UPI Payments shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ upi payment apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

Related searches

google pay: secure upi paymentpaytm: secure upi paymentspaytm: upi payments & recharge