Geo
Waste of time, no country code
Not working in Canada
Always throws error
Slow and buggy
The app still need to be updated, there is communication error at every time of opening, selecting or scanning merchant, payment. It doesn’t support dynamic QR payments. History is unavailable most of times, merchant name isn’t available on payment history, shows only vpa details. Very much disappointing app on iOS platform. Needs to be improved on immediate basis.
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About ios version
These aap is fake telling supporting need IOS 13 but when we download its telling need IOS 17 or later
Very good upi app but need improvement
Very good upi app but it sometimes error no network while accepting requesting payments in notification or while I conforming the payment error. So need improvement
Worst app
During registration the app doesn’t allow to be minimized, but requires to enter OTP. Now someone tell the sbi geniuses that in order to read OTP from my message app I have to minimize the SBI app. Tried to enter OTP 2-3 times, could not do it without opening the messages app. Now I am getting error that maximum number of attempts reached for 24 hours. In the name of security these dumb sarkaari babus can make kind of policy without thinking of its consequences. I think no one from SBI itself uses this app.
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Crashes so many times
I am still trying to be loyal to SBI, but payment failures and crashes makes it hard to use the app. Please fix the connection error issue. It is embarrassing many times I have to switch to another UPI app to complete the purchase.
Device is blocked
I was having issues with upi payment on YONO therefore I tried to switch to SBI pay BHIM. After completing the verification process successfully the app closed by itself. However the app won’t let me log in and says that my device is blocked. I contacted customer care who said that my account and my upi status is active. They said that the issue might be with the app. Now I can’t use either YONO or sbi pay bhim to make a upi payment. While YONO just crashes by itself while trying to make a upi payment, this one doesn’t even let me enter the app homepage even after successful verification.
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Does not work with US number with eSIM
Are you guys taking any steps to get this app to work with eSIM. Wake up people 2025 is almost over!!!
Not able to register.
When I tried to register I am not able to register. After receiving OTP normally it will appear in the app window itself. But in this case I have to minimize that s app and open SMS message app to read the OTP. When I come back to the app to enter OTP in the specified field in the app I get a pop up message that minimizing the app is not allowed while registering. Then how to read the OTP?
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Crashes so many times
I am still trying to be loyal to SBI, but payment failures and crashes makes it hard to use the app.
Frustrating Experience with BHIM SBI Pay App on iOS
The BHIM SBI Pay app feels severely outdated and poorly designed, especially on iOS. The developer seems to have completely overlooked the basics of user experience and modern mobile security practices. Here are a few major issues:
1. No SMS Autofill or Read Permission
The app doesn’t use iOS’s secure OTP autofill feature. Instead, it forces users to manually copy OTPs from SMS — which is completely avoidable. It’s 2025, and most apps get this right. It’s baffling that a banking app lags behind in such a critical area.
2. Forced Minimization
When trying to read an SMS or switch apps temporarily, the app either logs you out or restarts the session. This is a terrible user experience and makes tasks unnecessarily frustrating.
3. No Respect for iOS Ecosystem
The app seems like it was developed with Android-first thinking, with no adaptation or respect for iOS-specific capabilities like secure SMS reading, Face ID integration, or proper multitasking support. The assumption that iOS lacks security features is just wrong — Apple has its own robust and secure methods that don’t require such clumsy workarounds.
4. Clunky Design and Navigation
Compared to modern UPI apps like PhonePe or Google Pay, this app is sluggish, confusing, and filled with redundant steps.
1. No SMS Autofill or Read Permission
The app doesn’t use iOS’s secure OTP autofill feature. Instead, it forces users to manually copy OTPs from SMS — which is completely avoidable. It’s 2025, and most apps get this right. It’s baffling that a banking app lags behind in such a critical area.
2. Forced Minimization
When trying to read an SMS or switch apps temporarily, the app either logs you out or restarts the session. This is a terrible user experience and makes tasks unnecessarily frustrating.
3. No Respect for iOS Ecosystem
The app seems like it was developed with Android-first thinking, with no adaptation or respect for iOS-specific capabilities like secure SMS reading, Face ID integration, or proper multitasking support. The assumption that iOS lacks security features is just wrong — Apple has its own robust and secure methods that don’t require such clumsy workarounds.
4. Clunky Design and Navigation
Compared to modern UPI apps like PhonePe or Google Pay, this app is sluggish, confusing, and filled with redundant steps.
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Setting up UPI with US number
Doesn’t seem to be working when I try to get sms to verify identity to a US that is attached to my SBI account.
Not for NRI
Does not work for NRI, text not working from Canada for registration.
Registration Issues from Abroad.
I have an NRE account with SBI in Tamil Nadu & am currently working in Singapore. I want to use the BHIM SBIPay app for UPI transactions, including PayNow to UPI transfers. However, I am unable to complete the registration process from Singapore. Please assist me in resolving this issue.
Some problem my iPhone 14 1) Open app show update but already updated big fixed problem please
Some problem my iPhone 14 1) Open app show update but already updated big fixed problem please resolve my app problem
Useless
“What a hunk of junk!?” Do t waste your time with this app if you’re a NRI with a non-Indian number.
Pathetic
This banking app is a nightmare to use. Every time I try to read the OTP or switch to another appit treats it as a failed attempt and with only three chances it asks to attempt after 24 hours. I’ve been trying to register for three days, but it keeps saying my Aadhaar details are not found even though my Aadhaar is already linked to my account and attempt with debit card details is also failing.
On top of that, once a device is recognized why does the app keep forcing me to send an SMS repeatedly from my registered mobile. It’s unnecessary and frustrating. A banking app should make things easier not harder.
On top of that, once a device is recognized why does the app keep forcing me to send an SMS repeatedly from my registered mobile. It’s unnecessary and frustrating. A banking app should make things easier not harder.
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Does not work with US number with eSIM
App does not work with US number with eSIM. It has been over 1 year and several customers are inconvenienced and no solution yet!!! Please fix.
No good
This application too slow all time errors show time weste
