Best Upi Lite Apps

236+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated September 2026

Looking for free upi lite apps? 20 of our 236+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Upi Lite Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoSep 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoSep 2026
3PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (170K)NoNoSep 2026
4Yono Lite SBIYono Lite SBIFree3.7★ (1.6K)YesNoSep 2026
5UPI Amount QR GeneratorUPI Amount QR GeneratorFreeNoNoSep 2026
6BHIM SBIPayBHIM SBIPayFree3.0★ (99)NoNoSep 2026
7Apple WalletApple WalletFree4.8★ (7.4M)NoNoSep 2026
8UPI StudyUPI StudyFree5.0★ (1)NoYesJun 2026

Top Picks for Upi Lite

Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues
PhonePe UPI, Payment, Recharge#3

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Worth Considering
💰 Finance
4.7😐(170K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
PhonePe UPI, Payment, Recharge screenshot 2
PhonePe UPI, Payment, Recharge screenshot 3
PhonePe UPI, Payment, Recharge screenshot 4
PhonePe UPI, Payment, Recharge screenshot 5
PhonePe UPI, Payment, Recharge screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance

More Upi Lite apps to explore

FAQ about Upi Lite

What are the best upi lite apps for iPhone?
BHIM Bharat's Own Payments App tops our upi lite apps ranking as of September 2026, with a 4.4-star average from 1.4K App Store ratings, and it's free to download.
Yes — 20 of the top upi lite apps we rank are free to download, including BHIM Bharat's Own Payments App and Paytm: Secure UPI Payments.
BHIM Bharat's Own Payments App has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 236+ upi lite apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
BHIM (Bharat Interface for Money) is a UPI payment app developed by the National Payments Corporation of India (NPCI). It is designed to make digital transactions easier, safer, and faster for all Indian users with an intuitive interface and advanced security features.
Key features include a refreshed intuitive UI, Family Mode for managing payments, Spend Insights for expense monitoring, UPI Lite for small PIN-less payments, RuPay Credit Card on UPI, Credit Card on EMI options, UPI Circle for payments without a bank account, seamless bill payments, and light/dark mode options. It also allows for easy expense splitting with friends.