Best Upi Lite Apps

4.7😞(41K ratings)

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This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

🚀 Fast payments
📱 Good all-in-one app
💳 Convenient payments

Room to Improve

🔒 Security issues
🤖 Poor customer service
🛑 Doesn't work internationally
🐛 Buggy app and transactions
📱 Horrible user experience
🔑 KYC issues

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP

Strong Contender

4.7😐(176K ratings)

Free

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This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

🚀 Instant payments
👍 User-friendly interface
🔒 Secure transactions
💡 Diverse payment options
🚀 Fast and convenient

Room to Improve

🐛 Transactions failing or pending
🔍 Lack of customer support
🔍 Difficult to resolve issues
🔍 Unreliable service
🔍 Inconsistent performance

BHIM Bharat's Own Payments App by National Payments Corporation of India (NPCI)

Bharat Interface for Money

Worth Considering

Fixed amount UPI QR codes

4.4(1.4K ratings)

Free

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This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

More Upi Lite apps to explore

UPI Amount QR Generator

Generate fixed amount UPI QR codesSupport for multiple UPI IDsSave and manage multiple UPI accounts

Easily generate fixed-amount UPI QR codes for quick and accurate business payments. This tool simplifies payment collection for various businesses by allowing customers to scan and pay instantly without manual amount entry.

SBI Mobile Banking App

Account management and mini statementsFund transfers (within SBI, third-party, inter-bank)Fixed and recurring deposit opening

This mobile banking application allows State Bank of India customers to manage their finances conveniently on the go. It offers a wide range of features for account management, fund transfers, bill payments, and card management, accessible in multiple Indian languages.

free with in-app purchases

(1.6K)

BHIM SBIPay

by State Bank of India

Send and receive money between banksPay for recharges (prepaid, postpaid, DTH)Order food from multiple restaurants

This app facilitates secure and instant money transfers between any bank customers using a single platform. It also allows users to pay for various services like recharges, food orders, and utility bills, with options for local deals and merchant payments.

(99)

UPI Merchant - Mobile Receive

by Sinopay (Singapore) Private Limited

by Dhanlaxmi Bank Ltd.

Link multiple bank accountsSend and receive moneyInitiate collect requests

This application allows users to link multiple bank accounts from different banks to a single platform for all their banking needs. It facilitates sending and receiving money, initiating payment requests, and making merchant payments through virtual IDs and QR codes.

Mony - UPI for Tourists & NRIs

UPI Wallet for Tourists & NRIs

Cashless payments across IndiaPay at local markets and shopsAvoid currency exchange and ATM fees

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

by UnionPay International Co., Ltd.

Airtel App: Recharge & Bank

Bill Payment, Recharges, UPI

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

🌟 Lifestyle

(16K)

free with in-app purchases

Apple Wallet

Apple Pay, Apple Card and more

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

(7.5M)

PayZapp UPI, Pixel Credit Card

Bill Payment, Recharge, Wallet

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

free with in-app purchases

(1.5K)

Utkarsh UPI

UTKARSH SMALL FINANCE BANK

Instant secure paymentsQR code paymentsVPA payments

Facilitate instant and secure financial transactions using various methods like QR codes, Virtual Payment Addresses (VPAs), and Account + IFSC. Supports UPI Lite for faster, smaller transactions and Tap & Pay for contactless payments.

iMobile: Loan, Cards & Banking

Loans, Cards, Payment & FASTag

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

(70K)

OmniCard: UPI, Card & Rewards

Your Daily Payments UPI App

UPI payments without a bank accountCorporate card for business expensesExpense tracking and receipt uploads

This app simplifies business expense management for employees by allowing them to track, categorize, and submit expenses digitally. It offers UPI payments, corporate cards, and fund requests, all without needing a traditional bank account. Enjoy quicker reimbursements and streamlined administrative tasks.

(46)

HDFC Bank App: Banking & Cards

UPI, Payments, Loans & Offers

Secure account access with fingerprint/facial recognitionOne-tap block/unblock for banking servicesTwo-step verification for faster transaction approvals

Manage your bank accounts, UPI payments, fund transfers, and credit cards securely and conveniently. Enjoy fast logins, instant approvals, and easy bill payments. Access loans and manage deposits all within one trusted digital banking app.

(13K)

Rediff: UPI, Mail & News App

UPI Payments, Email & News App

Spam-free email inboxReal-time news updatesVisual web stories

This app combines email, news, and payment services into a single platform. Manage your inbox with advanced spam filters, stay informed with breaking news and trending stories, and make fast, secure payments for recharges and bills.

(21)

NiftyScan: PayNow, UPI & SGQR

Decode payment codes instantly

🔧 Utilities

AfterTrade - Stocks IPO UPI

by Aftertrade Broking private limited