Best Upi For Nri Apps

202+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

Whether you're new to upi for nri or looking for an upgrade, our curated collection of 202+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Upi For Nri

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Editor's Choice
💰 Finance
4.7😐(164K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
Paytm: Secure UPI Payments#3

Paytm: Secure UPI Payments by PayTM Mobile Solutions Private Limited

UPI, Recharge & Pay Bills
Worth Considering
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally

More Upi For Nri apps to explore

4
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
UPI Wallet for Tourists & NRIs
Free

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

Cashless payments across IndiaPay at local markets and shopsAvoid currency exchange and ATM fees
💰 Finance
(556)
free
5
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(63K)
free
6
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Transcorp
Free

This app provides a seamless digital payment experience in India for foreign nationals and NRIs. It allows for fast and secure UPI transactions, online payments, and easy fund top-ups using international cards. Designed for convenience, it enables users to transact like locals.

Fast and secure UPI paymentsScan QR codes to pay merchantsOnline payments with UPI handle
💰 Finance
(80)
paid
7
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Limited
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.3K)
free
8
SBNRI: NRI Mutual Fund & Tax
SBNRI: NRI Mutual Fund & Tax
SBNRI: NRI Mutual Fund & Tax
Build your Indian Portfolio
Free

Invest in India with a trusted platform designed for NRIs and OCIs. Build your Indian portfolio, track investments, and access advisory services for taxation, repatriation, and planning. Seamlessly invest in mutual funds, real estate, and more using your Indian bank accounts.

Build Indian portfolioMutual fund investmentTrack existing investments
💰 Finance
(917)
free with in-app purchases
9
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
Your Daily Payments UPI App
Free

This app simplifies business expense management for employees by allowing them to track, categorize, and submit expenses digitally. It offers UPI payments, corporate cards, and fund requests, all without needing a traditional bank account. Enjoy quicker reimbursements and streamlined administrative tasks.

UPI payments without a bank accountCorporate card for business expensesExpense tracking and receipt uploads
💰 Finance
(41)
free
10
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Save & Invest
Free

Manage your finances with a digital banking app offering a lifetime free credit card with significant cashback, UPI payments, expense tracking, and investment options like mutual funds and digital gold. It also provides access to personal loans and mini loans.

Lifetime free credit card with high cashbackFast and secure UPI paymentsExpense tracking and budgeting tools
💰 Finance
(327)
free
11
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.

Zero-balance digital savings accountDaily interest on savingsFixed deposits up to 7.75% returns
💰 Finance
(196)
free
12
BHIM SBIPay
BHIM SBIPay
BHIM SBIPay
by State Bank of India
Free

This app facilitates secure and instant money transfers between any bank customers using a single platform. It also allows users to pay for various services like recharges, food orders, and utility bills, with options for local deals and merchant payments.

Send and receive money between banksPay for recharges (prepaid, postpaid, DTH)Order food from multiple restaurants
💰 Finance
(98)
free
13
MyJio: For Everything Jio
MyJio: For Everything Jio
MyJio: For Everything Jio
Recharge, shopping & more
Free

Manage all your Jio services, from telecom and entertainment to finance and shopping, in one place. Access music, movies, news, UPI payments, insurance, and healthcare services. Get support and order new connections easily.

Manage telecom services (mobile, fiber)Access music, movies, and newsUPI payments and banking services
📊 Productivity
(29K)
free
14
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
15
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
16
NRI Shaadi
NRI Shaadi
NRI Shaadi
The #1 NRI Matchmaking App
Free

This app connects individuals of Indian origin living abroad with potential life partners. It offers profile creation, daily match suggestions, and secure in-app messaging. Premium features unlock contact details and enhance profile visibility for a more personalized search.

Create and manage user profilesSearch for matches by community, city, or professionView full profiles and photos of matches
🌐 Social Networking
(635)
free with in-app purchases
17
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
App being gradually introduced
Free

Manage your bank accounts, UPI payments, fund transfers, and credit cards securely and conveniently. Enjoy fast logins, instant approvals, and easy bill payments. Access loans and manage deposits all within one trusted digital banking app.

Secure account access with fingerprint/facial recognitionOne-tap block/unblock for banking servicesTwo-step verification for faster transaction approvals
💰 Finance
(10K)
free
18
INDmoney: NRI Investing App
INDmoney: NRI Investing App
INDmoney: NRI Investing App
Indian Stocks & Mutual Funds
Free

Invest in Indian stocks and mutual funds with this comprehensive app. It offers a free demat account and real-time market data. Track your portfolio, receive alerts, and access advanced analytics for both stocks and mutual funds.

Free demat accountReal-time stock market news & alertsInvest in 5000+ stocks
💰 Finance
(29)
free with in-app purchases
19
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
Loan, UPI, Merchant Banking
Free

This all-in-one business banking app offers a comprehensive suite of services for daily financial needs. Customers can manage accounts, apply for various loans, handle export-import transactions, and make instant payments. It also provides seamless merchant banking solutions.

Open current account instantlyApply for loans and overdraftsManage export-import transactions
💰 Finance
(680)
free
20
ICICI Direct-Stocks F&O MF IPO
ICICI Direct-Stocks F&O MF IPO
ICICI Direct-Stocks F&O MF IPO
Open Demat & Trade in Options
Free

This app provides a comprehensive platform for online trading and investment. It integrates savings, demat, and trading accounts, offering access to a wide range of stocks, mutual funds, and IPOs with real-time data and expert recommendations.

Integrated 3-in-1 accountInvest in 5000+ stocks and derivativesReal-time market data
💰 Finance
(4.1K)
free