Best Upi Pay Apps

4.7😞(39K ratings)

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This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

🚀 Fast payments
📱 Good all-in-one app
💳 Convenient payments

Room to Improve

🔒 Security issues
🤖 Poor customer service
🛑 Doesn't work internationally
🐛 Buggy app and transactions
📱 Horrible user experience
🔑 KYC issues

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP

Strong Contender

4.7😐(170K ratings)

Free

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This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

🚀 Instant payments
👍 User-friendly interface
🔒 Secure transactions
💡 Diverse payment options
🚀 Fast and convenient

Room to Improve

🐛 Transactions failing or pending
🔍 Lack of customer support
🔍 Difficult to resolve issues
🔍 Unreliable service
🔍 Inconsistent performance

BHIM Bharat's Own Payments App by National Payments Corporation of India (NPCI)

Bharat Interface for Money

Worth Considering

Mony - UPI for Tourists & NRIs

4.4(1.4K ratings)

Free

BHIM Bharat's Own Payments App screenshot 1

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This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

More Upi Pay apps to explore

UPI Wallet for Tourists & NRIs

Cashless payments across IndiaPay at local markets and shopsAvoid currency exchange and ATM fees

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

(556)

YONO SBI: Banking, UPI & Pay

Bank, Invest, Credit Card, FD

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

(2.9K)

HDFC Bank App: Banking & Cards

UPI, Payments, Loans & Offers

Secure account access with fingerprint/facial recognitionOne-tap block/unblock for banking servicesTwo-step verification for faster transaction approvals

Manage your bank accounts, UPI payments, fund transfers, and credit cards securely and conveniently. Enjoy fast logins, instant approvals, and easy bill payments. Access loans and manage deposits all within one trusted digital banking app.

(13K)

OmniCard: UPI, Card & Rewards

Your Daily Payments UPI App

UPI payments without a bank accountCorporate card for business expensesExpense tracking and receipt uploads

This app simplifies business expense management for employees by allowing them to track, categorize, and submit expenses digitally. It offers UPI payments, corporate cards, and fund requests, all without needing a traditional bank account. Enjoy quicker reimbursements and streamlined administrative tasks.

(42)

Axis Bank Mobile Banking

by Axis Bank Ltd

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

(7.4K)

Airtel App: Recharge & Bank

Bill Payment, Recharges, UPI

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

🌟 Lifestyle

(16K)

free with in-app purchases

PayZapp UPI, Pixel Credit Card

Bill Payment, Recharge, Wallet

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

free with in-app purchases

(1.4K)

UPI Merchant

by UnionPay International Co., Ltd.

by PAYTEND EUROPE UAB

Business Bank, Loan, UPI Pay

(0)

InstaBIZ by ICICI Bank

Open current account instantlyApply for loans and overdraftsManage export-import transactions

This all-in-one business banking app offers a comprehensive suite of services for daily financial needs. Customers can manage accounts, apply for various loans, handle export-import transactions, and make instant payments. It also provides seamless merchant banking solutions.

Manage your finances with a modern and secure mobile banking service. Perform instant transfers, apply for loans, exchange currency, and pay bills anytime. Enjoy full control over your accounts with advanced security features.

P2P transfers with 0% commissionInstant cash loansFavorable currency exchange

Send & receive money instantly

(2)

ad-supported

Zenz: Money transfer app

Instant money transfersRequest money via QR codeBudgeting and spending analysis

Easily send, request, and receive money with friends and family. Manage your finances, track spending, and make payments securely. Ideal for personal and business use.

This app offers a secure and fast payment solution for individuals in Taiwan. It allows users to easily make payments, receive money, and manage transactions, catering to both consumers and small sellers. With quick setup and robust security, it simplifies online shopping and selling.

Quick registration and service activationDual buyer/seller account functionalitySecure online transaction protection

(1)

Abhi UAE - Your Salary Now!

by Abhi Fintech Limited

Instant earned salary accessDirect bank/wallet transferAutomatic salary deduction

Access your earned salary instantly, anytime, anywhere. This service helps salaried individuals manage unexpected expenses and financial opportunities without impacting company payroll. It offers a convenient way to get funds directly to your bank account or digital wallet.

Send money quickly and easily to friends and family. Pay utility bills, recharge mobile credit, and make secure card payments. Track all your transactions in one place.

Fast money transfersUtility bill paymentsMobile credit top-ups

Get EarlyPay, access anytime

Secure mobile sign-inInstant balance checksEarlyPay access

Manage your finances with this app, offering secure sign-in, instant balance checks, and early access to eligible funds. Control your card, track deliveries, and get quick support.

Citizen Services for CB (DGDE)

Lodge and track complaintsApply for Trade LicensePay license fees

This app allows citizens of Cantonment Boards to lodge complaints, apply for trade licenses, and manage water/sewerage connections. It simplifies transactions like paying fees and downloading challans and receipts directly from a mobile device.

📊 Productivity

(0)