Best Upi Pay Apps

203+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

The best upi pay apps on iPhone average 4.5★ across 203+ titles — we've ranked them by what real users actually keep on their phones. Updated May 2026.

Top Picks for Upi Pay

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Editor's Choice
💰 Finance
4.8😐(159K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by PayTM Mobile Solutions Private Limited

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

A secure mobile app for easy BHIM UPI payments and mobile recharges. Conveniently send money, pay bills, and recharge your mobile phone with peace of mind. Simplify your transactions today!

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally

More Upi Pay apps to explore

4
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
InstaBIZ by ICICI Bank
Loan, UPI, Merchant Banking
Free

The InstaBIZ: Business Banking App is an all-in-one platform that provides comprehensive financial services for businesses, including current account management, loan applications, bill payments, export-import solutions, and merchant banking solutions, all accessible through a user-friendly mobile app.

💰 Finance
(596)
5
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Transcorp
Free

Cheq is a secure platform that enables foreigners to easily make digital payments in India using UPI. Simplifying the payment process, Cheq ensures a seamless experience for international users. Sign up now to access hassle-free digital transactions in India.

💰 Finance
(79)
6
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
Your Daily Payments UPI App
Free
💰 Finance
(40)
7
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
UPI Wallet for Tourists & NRIs
Free

A user-friendly app designed for tourists, allowing them to make hassle-free mobile payments using UPI. Seamlessly manage expenses and transactions while traveling. Download now to simplify your financial management abroad.

💰 Finance
(556)
8
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

A versatile financial app offering Bill Payment, Recharge, Wallet services along with Pixel Credit Card and UPI features like scanning QR codes, sending money to contacts, and linking cards. Take control of your finances effortlessly!

💰 Finance
(1.2K)
9
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

A comprehensive rewards and recharge app, easily managing all your Airtel services in one place. Simplifying bill payments, offering exclusive rewards, and providing personalized suggestions for a seamless user experience. Download now to streamline your Airtel experience.

🌟 Lifestyle
(16K)
10
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Save & Invest
Free

Facilitating seamless digital transactions, this app offers a user-friendly platform for instant money transfers, bill payments, and mobile recharges. Experience hassle-free banking at your fingertips.

💰 Finance
(321)
11
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Get secure, on-the-go access to all your accounts with the rapid! Pay app. Manage your rapid! PayCard, view balances, transfer funds, and access earnings instantly. Experience cash back rewards, bill payment, personalized cards, and more.

💰 Finance
(179K)
12
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earnings early, manage spending, savings, and get discounts effortlessly with our app. Enjoy early access to your paycheck, instant mobile payments, smart spending insights, and grow your savings with real-time advice. Experience convenient and secure banking without hidden fees. Join us at www.payactiv.com.

💰 Finance
(77K)
13
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
14
BHIM SBIPay
BHIM SBIPay
BHIM SBIPay
by State Bank of India
Free
💰 Finance
(97)
15
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
App being gradually introduced
Free

Get a personalized, secure, and seamless banking experience at your fingertips with our new app. Download now and enjoy a tailored banking experience with features like fast and secure login, holistic account overview, and effortless loan applications.

💰 Finance
(10K)
16
Cash Book - Balance & Expense
Cash Book - Balance & Expense
Cash Book - Balance & Expense
Cashflow, Einnahmen & Ausgaben
Free

This application helps users manage their business finances effectively and securely. Keep track of all your transactions and maintain a detailed ledger book effortlessly. Try it now!

💼 Business
(82)
17
payme - переводы и платежи
payme - переводы и платежи
payme - переводы и платежи
Оплата услуг, интернета и ЖКХ
Free

Payme is a reliable financial tool for your daily needs, enabling you to conveniently and securely make payments, transfer money, and manage your finances. Enjoy the loyalty program, seamless services, and robust security features. Download the app and simplify your financial life.

💰 Finance
(8.2K)
18
Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual Fund
Angel One: Stocks, Mutual Fund
Demat, Stock Market Investment
Free

Invest and trade stocks, mutual funds, and more with a powerful investing and trading app trusted by millions. Enjoy seamless trading, simplified portfolio analysis, and lightning-fast interactions. Start investing and growing your wealth today!

💰 Finance
(2.2K)
19
BHIM PNB
BHIM PNB
BHIM PNB
by PNB
Free
💰 Finance
(0)
20
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Limited
Free

A user-friendly mobile banking app with cutting-edge features, allowing for online digital savings account opening and simplified banking transactions. Enjoy various offers and streamline your financial activities conveniently. Experience secure banking with just a few taps.

💰 Finance
(7.3K)