Best Paytm Apps

249+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.4★, the paytm category is one of the App Store's strongest. Browse all 249+ apps we track, sorted so the most loved ones surface first.

Compare top Paytm Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
2PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (167K)NoNoAug 2026
3WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesAug 2026
4BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoAug 2026
5InstagramInstagramFree4.7★ (29M)YesYesAug 2026
6Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2★ (16K)YesNoAug 2026
7Flipkart - Online Shopping AppFlipkart - Online Shopping AppFree4.6★ (105K)NoNoAug 2026
8DigiLockerDigiLockerFree3.3★ (183)NoNoAug 2026

Top Picks for Paytm

Paytm: Secure UPI Payments#1

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Editor's Choice
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
PhonePe: Secure Payments App#2

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Bills, FASTag, Recharge
Strong Contender
💰 Finance
4.7😐(167K ratings)
Free
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
WhatsApp Messenger#3

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.
Worth Considering
🌐 Social Networking
4.7😊(18M ratings)
FreeAdsIn-App Purchases
#2in Social Networking
WhatsApp Messenger screenshot 1
WhatsApp Messenger screenshot 2
WhatsApp Messenger screenshot 3
WhatsApp Messenger screenshot 4
WhatsApp Messenger screenshot 5

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

  • 💬 Great communication tool
  • 🌍 Connects people globally
  • 🔒 Secure and private messaging
  • 📱 Versatile features (calls, video, groups)

Room to Improve

  • 🐛 Bugs and glitches (freezing, crashing, notification issues)
  • 🔒 Privacy concerns with data sharing
  • 🙈 Lack of customization and control (status, groups)

More Paytm apps to explore

4
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
💰 Finance
(1.4K)
free
5
Instagram
Instagram
Instagram
Videos, creators & friends
Free

Connect with friends and discover new content through photos, videos, and short-form entertainment. Share your daily moments and life's highlights, or dive into personalized feeds based on your interests.

Short-form video creation and discovery (Reels)Ephemeral content sharing (Stories & Notes)Private group chats (Close Friends)
📷 Photo & Video
(29M)
free with in-app purchases
6
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
7
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

Wide product selectionFast 10-minute deliveryGen-Z fashion hub
🛍️ Shopping
(105K)
free with in-app purchases
8
DigiLocker
DigiLocker
DigiLocker
Simple &Secure document wallet
Free

A secure digital wallet for citizens to store and access important documents and certificates. This platform aims to reduce the need for physical paperwork by enabling digital issuance and verification.

Secure document storageDigital certificate issuanceDocument verification
📊 Productivity
(183)
free
9
Paytm Money: Stocks, MF, IPO
Paytm Money: Stocks, MF, IPO
Paytm Money: Stocks, MF, IPO
Invest in Mutual Fund & Stocks
Free

This platform offers a comprehensive suite of investment products, including stocks, mutual funds, IPOs, and bonds. It provides a user-friendly interface for seamless onboarding and features like Stock SIP and UPI Autopay for systematic wealth building. Advanced tools like F&O trading and margin facilities are also available.

Seamless onboarding for new investorsIPO application and pre-applicationDirect equity and stock investing
💰 Finance
(578)
free
10
Google
Google
Google
Search with AI, Images & Text
Free

This app provides a comprehensive search experience, integrating AI for quick answers and personalized content. It allows you to search using images, voice, or text, and offers features like song identification and real-time translation.

AI Overviews for quick answersImage search with LensHum to Search for song identification
🔧 Utilities
(4.9M)
free with in-app purchases
11
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
12
MyJio: For Everything Jio
MyJio: For Everything Jio
MyJio: For Everything Jio
Recharge, shopping & more
Free

Manage all your Jio services, from telecom and entertainment to finance and shopping, in one place. Access music, movies, news, UPI payments, insurance, and healthcare services. Get support and order new connections easily.

Manage telecom services (mobile, fiber)Access music, movies, and newsUPI payments and banking services
📊 Productivity
(29K)
free
13
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(66K)
free
14
Blinkit: Groceries & more
Blinkit: Groceries & more
Blinkit: Groceries & more
Fruits, vegetables & groceries
Free

This app provides rapid delivery of groceries, fresh produce, and a wide range of household items. It offers a convenient online shopping experience with doorstep delivery, covering daily essentials, beauty products, electronics, and even printouts. Enjoy competitive pricing and multiple secure payment options.

30,000+ daily groceries deliveredFresh fruits & vegetablesBeauty & skincare products
🍔 Food & Drink
(50K)
free with in-app purchases
15
JioHotstar
JioHotstar
JioHotstar
Cricket, Movies and Shows
Free

Stream live sports, blockbuster movies, hit TV shows, and exclusive originals. Access content from Disney, Pixar, Marvel, HBO, and more, all in one place. Enjoy a vast library of entertainment for every taste.

Live sports streamingBlockbuster movie libraryHit TV shows and web series
🎬 Entertainment
(102K)
free with in-app purchases
16
Meesho: Online Shopping
Meesho: Online Shopping
Meesho: Online Shopping
Lowest Prices, Best Quality
Free

Discover a wide range of quality products from fashion to home essentials at the lowest prices. Enjoy free delivery, cash on delivery, and easy returns for a simple and fun online shopping experience. You can also start selling your own products and reach millions of customers.

Quality products at affordable pricesFree delivery on every orderCash on Delivery available
🛍️ Shopping
(12K)
free with in-app purchases
17
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
18
Truecaller: Premium Caller ID
Truecaller: Premium Caller ID
Truecaller: Premium Caller ID
Spam & Scam Phone Call Blocker
Free

Identify unknown callers and block spam calls and texts. This app uses AI and community data to screen calls, identify callers, and offers an AI assistant for call screening. Premium features include ad removal, unlimited lookups, and profile insights.

Identify unknown callersBlock spam calls and SMSAI-powered call screening
🔧 Utilities
(252K)
free with in-app purchases
19
Zomato: Food Delivery & Dining
Zomato: Food Delivery & Dining
Zomato: Food Delivery & Dining
Top Restaurants & Great Offers
Free

Order food from a vast selection of restaurants with fast delivery. Discover top dishes, view restaurant details, and even schedule orders in advance. Enjoy features like a dedicated vegetarian mode and food delivery to your train seat.

Search and discover top restaurants and dishesAccess detailed restaurant informationVeg Mode for vegetarian options
🍔 Food & Drink
(135K)
free with in-app purchases
20
PNB ONE
PNB ONE
PNB ONE
by PNB
Free

Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.

Interactive dashboardAccount statement viewingFund transfers (NEFT/IMPS/UPI)
💰 Finance
(557)
free

FAQ about Paytm

What are the best paytm apps for iPhone?
Paytm: Secure UPI Payments tops our paytm apps ranking as of July 2026, with a 4.7-star average from 39K App Store ratings, and it's free to download.
Yes — 20 of the top paytm apps we rank are free to download, including Paytm: Secure UPI Payments and PhonePe: Secure Payments App.
Paytm: Secure UPI Payments shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 249+ paytm apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Paytm is a digital payments app built for India, offering secure UPI payments, mobile and DTH recharges, utility bill payments, and online shopping. It supports international UPI payments in several countries, making it convenient for Indian travelers.
Key features include secure and private UPI transfers with personalized UPI IDs, international payments, PIN-less payments with UPI Lite, RuPay credit card on UPI, UPI AutoPay for recurring payments, mobile/DTH recharges, utility bill payments, rent payments, and spend analytics.

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