Best Phonepe Apps

189+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.6★, the phonepe category is one of the App Store's strongest. Browse all 189+ apps we track, sorted so the most loved ones surface first.

Compare top Phonepe Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (167K)NoNoAug 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
3WhatsApp MessengerWhatsApp MessengerFree4.7★ (18M)YesYesAug 2026
4YouTubeYouTubeFree4.7★ (48M)YesYesAug 2026
5InstagramInstagramFree4.7★ (29M)YesYesAug 2026
6Flipkart - Online Shopping AppFlipkart - Online Shopping AppFree4.6★ (105K)NoNoAug 2026
7Google MapsGoogle MapsFree4.7★ (7.3M)YesYesAug 2026
8Truecaller: Premium Caller IDTruecaller: Premium Caller IDFree4.4★ (252K)YesYesAug 2026

Top Picks for Phonepe

PhonePe: Secure Payments App#1

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Bills, FASTag, Recharge
Editor's Choice
💰 Finance
4.7😐(167K ratings)
Free
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
WhatsApp Messenger#3

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.
Worth Considering
🌐 Social Networking
4.7😊(18M ratings)
FreeAdsIn-App Purchases
#2in Social Networking
WhatsApp Messenger screenshot 1
WhatsApp Messenger screenshot 2
WhatsApp Messenger screenshot 3
WhatsApp Messenger screenshot 4
WhatsApp Messenger screenshot 5

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

  • 💬 Great communication tool
  • 🌍 Connects people globally
  • 🔒 Secure and private messaging
  • 📱 Versatile features (calls, video, groups)

Room to Improve

  • 🐛 Bugs and glitches (freezing, crashing, notification issues)
  • 🔒 Privacy concerns with data sharing
  • 🙈 Lack of customization and control (status, groups)

More Phonepe apps to explore

4
YouTube
YouTube
YouTube
Videos, Music and Live Streams
Free

Watch and subscribe to a vast array of videos, from music and gaming to news and learning. Discover trending content, connect with creators, and even upload your own videos. Offers options for ad-free viewing and exclusive perks.

Personalized video recommendationsSubscribe to favorite channelsExplore trending and popular content
📷 Photo & Video
(48M)
free with in-app purchases
5
Instagram
Instagram
Instagram
Videos, creators & friends
Free

Connect with friends and discover new content through photos, videos, and short-form entertainment. Share your daily moments and life's highlights, or dive into personalized feeds based on your interests.

Short-form video creation and discovery (Reels)Ephemeral content sharing (Stories & Notes)Private group chats (Close Friends)
📷 Photo & Video
(29M)
free with in-app purchases
6
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.

Wide product selectionFast 10-minute deliveryGen-Z fashion hub
🛍️ Shopping
(105K)
free with in-app purchases
7
Google Maps
Google Maps
Google Maps
Places, navigation & traffic
Free

Navigate your world with real-time traffic, turn-by-turn directions for driving, walking, cycling, and public transport. Discover millions of businesses and places with photos and reviews. Plan trips with Street View, Immersive View, and offline maps.

Real-time GPS navigationLive traffic dataPublic transport updates
🗺️ Navigation
(7.3M)
free with in-app purchases
8
Truecaller: Premium Caller ID
Truecaller: Premium Caller ID
Truecaller: Premium Caller ID
Spam & Scam Phone Call Blocker
Free

Identify unknown callers and block spam calls and texts. This app uses AI and community data to screen calls, identify callers, and offers an AI assistant for call screening. Premium features include ad removal, unlimited lookups, and profile insights.

Identify unknown callersBlock spam calls and SMSAI-powered call screening
🔧 Utilities
(252K)
free with in-app purchases
9
Gmail - Email by Google
Gmail - Email by Google
Gmail - Email by Google
Secure, fast & organized email
Free

This application provides a secure and efficient email experience with advanced features like spam blocking, smart replies, and multi-account support. It integrates with other Google services for enhanced productivity and collaboration.

Robust security & spam blockingReal-time notificationsMultiple account support
📊 Productivity
(2.4M)
free with in-app purchases
10
Facebook
Facebook
Facebook
Connection starts here
Free

Connect with friends and discover communities based on your interests. Share moments, explore content, and use AI tools to express yourself creatively. Find unique items and engage with creators.

Personalized feedMarketplace shoppingAI-powered content creation
🌐 Social Networking
(28M)
free with in-app purchases
11
Google
Google
Google
Search with AI, Images & Text
Free

This app provides a comprehensive search experience, integrating AI for quick answers and personalized content. It allows you to search using images, voice, or text, and offers features like song identification and real-time translation.

AI Overviews for quick answersImage search with LensHum to Search for song identification
🔧 Utilities
(4.9M)
free with in-app purchases
12
MyJio: For Everything Jio
MyJio: For Everything Jio
MyJio: For Everything Jio
Recharge, shopping & more
Free

Manage all your Jio services, from telecom and entertainment to finance and shopping, in one place. Access music, movies, news, UPI payments, insurance, and healthcare services. Get support and order new connections easily.

Manage telecom services (mobile, fiber)Access music, movies, and newsUPI payments and banking services
📊 Productivity
(29K)
free
13
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
14
JioHotstar
JioHotstar
JioHotstar
Cricket, Movies and Shows
Free

Stream live sports, blockbuster movies, hit TV shows, and exclusive originals. Access content from Disney, Pixar, Marvel, HBO, and more, all in one place. Enjoy a vast library of entertainment for every taste.

Live sports streamingBlockbuster movie libraryHit TV shows and web series
🎬 Entertainment
(102K)
free with in-app purchases
15
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
💰 Finance
(1.4K)
free
16
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
17
Google Chrome
Google Chrome
Google Chrome
Fast & Secure, by Google
Free

This web browser offers fast and secure internet access, integrating Google Search and Lens for quick information retrieval. It provides robust security features like enhanced protection and password management, and syncs your data across devices for seamless browsing.

Fast and secure browsingGoogle Search and Lens integrationEnhanced protection mode
🔧 Utilities
(3.7M)
free with in-app purchases
18
Meesho: Online Shopping
Meesho: Online Shopping
Meesho: Online Shopping
Lowest Prices, Best Quality
Free

Discover a wide range of quality products from fashion to home essentials at the lowest prices. Enjoy free delivery, cash on delivery, and easy returns for a simple and fun online shopping experience. You can also start selling your own products and reach millions of customers.

Quality products at affordable pricesFree delivery on every orderCash on Delivery available
🛍️ Shopping
(12K)
free with in-app purchases
19
Google Photos: Backup & Edit
Google Photos: Backup & Edit
Google Photos: Backup & Edit
Smart Photo and Video Storage
Free

This app serves as a central hub for all your photos and videos, offering AI-powered editing, effortless organization, and secure cloud storage. It allows you to easily search, relive, and share your memories, while also freeing up space on your device.

15 GB cloud storageAI-powered editing toolsNatural language search
📷 Photo & Video
(1.5M)
free with in-app purchases
20
WhatsApp Business
WhatsApp Business
WhatsApp Business
by WhatsApp Inc.
Free

This app offers business tools to help you work smarter, build trust, and grow your customer base. It provides automated messages, organized conversations, and a professional profile to enhance customer interactions and sales.

Automated quick replies and away messagesLabels for conversation organizationProfessional business profile
💼 Business
(1.5M)
free with in-app purchases

FAQ about Phonepe

What are the best phonepe apps for iPhone?
PhonePe: Secure Payments App tops our phonepe apps ranking as of July 2026, with a 4.7-star average from 167K App Store ratings, and it's free to download.
Yes — 20 of the top phonepe apps we rank are free to download, including PhonePe: Secure Payments App and Paytm: Secure UPI Payments.
PhonePe: Secure Payments App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 189+ phonepe apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to make secure UPI payments, transfer money between bank accounts, recharge your mobile and DTH services, pay various utility bills like electricity and gas, and make payments at offline and online stores. Additionally, you can invest in mutual funds and purchase various types of insurance policies.
You can link your bank account to the app and use BHIM UPI to transfer money instantly to other UPI users or merchants. The app supports managing multiple bank accounts, checking balances, and saving beneficiaries for easy transactions.

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