Best Upi One World Apps & Games

73+ iOS apps & games curated and reviewed

4.3 avg rating
20 free apps & games
Updated May 2026

Whether you're new to upi one world or looking for an upgrade, our curated collection of 73+ iOS apps and games has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Upi One World Apps & Games (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mony - UPI for Tourists & NRIsMony - UPI for Tourists & NRIsFree4.6★ (556)NoNoAug 2026
2Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
3Cheq:UPI for Foreigners & NRIsCheq:UPI for Foreigners & NRIsFree3.9★ (95)NoNoAug 2026
4PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (169K)NoNoAug 2026
5BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoAug 2026
6ThreadsThreadsFree4.6★ (2.2M)YesYesAug 2026
7PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8★ (1.3K)NoNoAug 2026
8OmniCard: UPI, Card & RewardsOmniCard: UPI, Card & RewardsFree4.7★ (40)NoNoAug 2026

Top Picks for Upi One World

Mony - UPI for Tourists & NRIs#1

Mony - UPI for Tourists & NRIs by SMART PAYMENT SOLUTIONS PRIVATE LIMITED

UPI Wallet for Tourists & NRIs
Editor's Choice
💰 Finance
4.6😐(556 ratings)
Free
Mony - UPI for Tourists & NRIs screenshot 1
Mony - UPI for Tourists & NRIs screenshot 2
Mony - UPI for Tourists & NRIs screenshot 3
Mony - UPI for Tourists & NRIs screenshot 4
Mony - UPI for Tourists & NRIs screenshot 5
Mony - UPI for Tourists & NRIs screenshot 6

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

What We Love

  • 🚀 Convenient UPI payments
  • 🔒 Secure transactions
  • 👍 Easy to set up
  • 👍 Helpful customer support

Room to Improve

  • 🐛 KYC verification delays
  • 🐛 Unreliable transactions
  • 💰 High fees and commissions
Paytm: Secure UPI Payments#2

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Strong Contender
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
Cheq:UPI for Foreigners & NRIs#3
3.9😐(95 ratings)
Free
Cheq:UPI for Foreigners & NRIs screenshot 1
Cheq:UPI for Foreigners & NRIs screenshot 2
Cheq:UPI for Foreigners & NRIs screenshot 3
Cheq:UPI for Foreigners & NRIs screenshot 4
Cheq:UPI for Foreigners & NRIs screenshot 5
Cheq:UPI for Foreigners & NRIs screenshot 6

This app provides a seamless digital payment experience in India for foreign nationals and NRIs. It allows for fast and secure UPI transactions, online payments, and easy fund top-ups using international cards. Designed for convenience, it enables users to transact like locals.

What We Love

  • 🚀 Easy onboarding
  • 🚀 Smooth payment experience
  • 🚀 Convenient for travelers
  • 👍 Helpful support staff

Room to Improve

  • 🐛 Unreliable verification process
  • 🐛 Frequent app crashes
  • 💰 Expensive joining fee

More Upi One World apps to explore

4
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
PhonePe UPI, Payment, Recharge
FASTag, Credit Card, Gold SIP
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(169K)
free with in-app purchases
5
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
BHIM Bharat's Own Payments App
Bharat Interface for Money
Free

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

Intuitive UIFamily payment managementExpense monitoring
💰 Finance
(1.4K)
free
6
Threads
Threads
Threads
Join the conversation
Free

Connect and share your thoughts on a platform designed for conversation. Discover trending topics, join communities based on your interests, and engage in discussions through text, images, and polls. You can also control your experience with privacy settings and direct messaging.

Start conversations with text, images, polls, and moreJoin discussions through repliesStay updated on trending topics
🌐 Social Networking
(2.2M)
free with in-app purchases
7
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges
💰 Finance
(1.3K)
free with in-app purchases
8
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
Your Daily Payments UPI App
Free

This app simplifies business expense management for employees by allowing them to track, categorize, and submit expenses digitally. It offers UPI payments, corporate cards, and fund requests, all without needing a traditional bank account. Enjoy quicker reimbursements and streamlined administrative tasks.

UPI payments without a bank accountCorporate card for business expensesExpense tracking and receipt uploads
💰 Finance
(40)
free
9
Messenger
Messenger
Messenger
Text, audio and video calls
Free

Connect with friends and family through text, audio, and video calls. Share photos, videos, and large files, and express yourself with custom themes and animated content. Features an AI assistant for help and support.

Text, audio, and video callsHigh-definition photo sharingShared photo albums
🌐 Social Networking
(13M)
free with in-app purchases
10
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.

Zero-balance digital savings accountDaily interest on savingsFixed deposits up to 7.75% returns
💰 Finance
(239)
free
11
Zennopay: UPI Scan, Pay Abroad
Zennopay: UPI Scan, Pay Abroad
Zennopay: UPI Scan, Pay Abroad
Digital payments for Tourists
Free
💰 Finance
(0)
12
PNB ONE
PNB ONE
PNB ONE
by PNB
Free

Manage all your banking needs from a single platform. Transfer funds, view statements, invest, and manage cards securely. Offers a user-friendly interface with features like fingerprint login and bill payments.

Interactive dashboardAccount statement viewingFund transfers (NEFT/IMPS/UPI)
💰 Finance
(557)
free
13
UPI Merchant
UPI Merchant
UPI Merchant
by UnionPay International Co., Ltd.
Free
💰 Finance
(0)
14
Utkarsh UPI
Utkarsh UPI
Utkarsh UPI
by UTKARSH SMALL FINANCE BANK LIMITED
Free

Facilitate instant and secure financial transactions using various methods like QR codes, Virtual Payment Addresses (VPAs), and Account + IFSC. Supports UPI Lite for faster, smaller transactions and Tap & Pay for contactless payments.

Instant secure paymentsQR code paymentsVPA payments
💰 Finance
(0)
free
15
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Jupiter: Cards, UPI, Banking
Save & Invest
Free

Manage your finances with a digital banking app offering a lifetime free credit card with significant cashback, UPI payments, expense tracking, and investment options like mutual funds and digital gold. It also provides access to personal loans and mini loans.

Lifetime free credit card with high cashbackFast and secure UPI paymentsExpense tracking and budgeting tools
💰 Finance
(328)
free
16
YouTube
YouTube
YouTube
Videos, Music and Live Streams
Free

Watch and subscribe to a vast array of videos, from music and gaming to news and learning. Discover trending content, connect with creators, and even upload your own videos. Offers options for ad-free viewing and exclusive perks.

Personalized video recommendationsSubscribe to favorite channelsExplore trending and popular content
📷 Photo & Video
(49M)
free with in-app purchases
17
Cash Book - Balance & Expense
Cash Book - Balance & Expense
Cash Book - Balance & Expense
Cash Flow, Income & Expenses
Free

This app simplifies financial management for individuals and businesses. Track income, expenses, and cash flow with digital registers, generate reports, and manage staff salaries or debts. It offers features like data backup, bill attachment, and search/filter options for easy record-keeping.

Unlimited cash book creationGenerate and export reports (Excel, PDF)Attach bill images to entries
💼 Business
(2.4K)
free with in-app purchases
18
Google
Google
Google
Search with AI, Images & Text
Free

This app provides a comprehensive search experience, integrating AI for quick answers and personalized content. It allows you to search using images, voice, or text, and offers features like song identification and real-time translation.

AI Overviews for quick answersImage search with LensHum to Search for song identification
🔧 Utilities
(5M)
free with in-app purchases
19
BHIM IOB UPI
BHIM IOB UPI
BHIM IOB UPI
by IOB
Free

This app allows users to make and receive payments using a virtual payment address linked to their bank account. It supports balance inquiries, QR code payments, and managing payees and VPAs. Registration requires a registered mobile number and SIM card for device binding.

Virtual Payment Address creationSend money and collection requestsBalance inquiry for VPA linked accounts
💰 Finance
(21)
free
20
Falling Guy ™
Falling Guy ™
Falling Guy ™
The Craziest Free Fall Game!
Free

Guide a character through challenging levels, avoiding obstacles and aiming for targets. Prevent injury to ensure the character reaches the final destination in this free fall game.

Guide character through levelsAvoid obstaclesHit bull's eye targets
🎮 Games
(17)
free

FAQ about Upi One World

What are the best upi one world apps & games for iPhone?
Mony - UPI for Tourists & NRIs tops our upi one world apps & games ranking as of May 2026, with a 4.6-star average from 556 App Store ratings, and it's free to download.
Yes — 20 of the top upi one world apps & games we rank are free to download, including Mony - UPI for Tourists & NRIs and Paytm: Secure UPI Payments.
Mony - UPI for Tourists & NRIs has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 73+ upi one world apps & games on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
Mony is a UPI payment wallet designed specifically for tourists and NRIs in India. It allows users to make seamless, cashless payments at millions of locations across the country, eliminating the need for cash, traditional cards, or currency exchanges.
Key features include the ability to pay any merchant in India using UPI, avoiding cash hassles and ATM queues. It offers a safe and secure payment experience, allows users to shop and eat like locals, track every expense directly in the app, and provides 24/7 support.