Best Paytm Upi Apps

4.7😞(40K ratings)

FreeAds

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

🚀 Fast payments
📱 Good all-in-one app
💳 Convenient payments

Room to Improve

🔒 Security issues
🤖 Poor customer service
🛑 Doesn't work internationally
🐛 Buggy app and transactions
📱 Horrible user experience
🔑 KYC issues

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP

Strong Contender

4.7😐(174K ratings)

Free

PhonePe: UPI, Gold, Insurance screenshot 1

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This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

🚀 Instant payments
👍 User-friendly interface
🔒 Secure transactions
💡 Diverse payment options
🚀 Fast and convenient

Room to Improve

🐛 Transactions failing or pending
🔍 Lack of customer support
🔍 Difficult to resolve issues
🔍 Unreliable service
🔍 Inconsistent performance

Paytm for Business by Paytm Mobile Solutions

Accept & Manage Payments

Worth Considering

BHIM Bharat's Own Payments App

3.8😞(211 ratings)

FreeAds

This app allows businesses to easily accept digital payments from customers through various methods like UPI, cards, and wallets. Merchants can generate QR codes, create payment links, track transactions in real-time, and manage customer ledgers. It also offers instant bank settlements and GST invoice generation.

What We Love

👍 Easy to use interface
💰 Helpful for business transactions
🔒 Safe and secure platform
📱 Good for payment settlements

Room to Improve

😞 Extremely poor customer support
💸 Unauthorized recurring charges for soundbox rental
🚫 Difficult to deactivate business accounts
⏱️ Long wait times for customer service
🐛 App crashes and freezes frequently
🌍 App doesn't work from certain locations (USA)
📵 No sound notification feature for iPhone
💳 Hidden charges and misleading fee structure
🔗 Unresponsive support agents
❌ Unresolved payment disputes and blocked funds

More Paytm Upi apps to explore

Bharat Interface for Money

Intuitive UIFamily payment managementExpense monitoring

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

(1.4K)

Airtel App: Recharge & Bank

Bill Payment, Recharges, UPI

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

🌟 Lifestyle

(16K)

free with in-app purchases

PayZapp UPI, Pixel Credit Card

Bill Payment, Recharge, Wallet

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

free with in-app purchases

(1.4K)

Utkarsh UPI

UTKARSH SMALL FINANCE BANK

Instant secure paymentsQR code paymentsVPA payments

Facilitate instant and secure financial transactions using various methods like QR codes, Virtual Payment Addresses (VPAs), and Account + IFSC. Supports UPI Lite for faster, smaller transactions and Tap & Pay for contactless payments.

rapid! Access PayCard OnDemand

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

(195K)

Papaya: Securely Pay Any Bill

Fast & Secure Bill Payments

Pay any billFast paymentsSecure processing

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

(118K)

iMobile: Loan, Cards & Banking

Loans, Cards, Payment & FASTag

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

On-demand pay and beyond

Early access to wagesGovernment payment early accessSpending and saving tools

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

(78K)

Debit card, rewards, pay later

PayPal - Pay, Send, Save

Send and receive money globallyEarn cash back offersRequest a debit card

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

free with in-app purchases

(6.3M)

ZainCash Iraq - زين كاش عراق

by Iraq Wallet

Digital debit accountSend and receive paymentsMobile recharge and bill payment

A licensed mobile wallet for Iraq, enabling users to pay bills, book travel, transfer money, recharge phones, and shop online securely and easily. It offers a digital debit account with no opening fees or minimum balance, accessible through thousands of agents nationwide.

(42K)

Sahl سهل - Payments Made Easy

One Stop For All Your Bills

Manage all bills in one placeDirect electricity card chargingTrack electricity card consumption

Manage, track, and pay all your bills from one secure app. This app offers hassle-free bill payments for utilities, mobile, subscriptions, and more. It's the only mobile app in Egypt to directly charge electricity cards from your phone.

(11K)

Mony - UPI for Tourists & NRIs

UPI Wallet for Tourists & NRIs

Cashless payments across IndiaPay at local markets and shopsAvoid currency exchange and ATM fees

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

by Dhanlaxmi Bank Ltd.

Link multiple bank accountsSend and receive moneyInitiate collect requests

This application allows users to link multiple bank accounts from different banks to a single platform for all their banking needs. It facilitates sending and receiving money, initiating payment requests, and making merchant payments through virtual IDs and QR codes.

(0)

Rediff: UPI, Mail & News App

UPI Payments, Email & News App

Spam-free email inboxReal-time news updatesVisual web stories

This app combines email, news, and payment services into a single platform. Manage your inbox with advanced spam filters, stay informed with breaking news and trending stories, and make fast, secure payments for recharges and bills.

(8)

Axis Bank Mobile Banking

by Axis Bank Ltd

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

(7.4K)

UPI Merchant - Mobile Receive

by Sinopay (Singapore) Private Limited

Hisaab: Split Bills & UPI

(0)

Track group expenses, settle