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Papaya: Securely Pay Any Bill

Papaya: Securely Pay Any Bill

Fast & Secure Bill Payments

118K ratings
168 reviews
📊 Productivity
💰 Finance
Free

Details

Released
November 23, 2015
Updated
September 28, 2026

Features

Developer

SnapPays Mobile, Inc
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About

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

✓Pay any bill
✓Fast payments
✓Secure processing
✓Multiple payment methods
✓HIPAA and PCI compliant
✓Bank-level security
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What users say about Papaya

Reviews of Papaya are mostly negative: the Finance app is rated 4.8/5 from 118K App Store ratings. What users like most: easy and fast bill payment, convenient for smartphones. Top complaints: payments not processed correctly, privacy and security concerns. Summarized from real user reviews.

Positive things

  • 🚀Easy and fast bill payment
  • 👍Convenient for smartphones
  • 💡Helpful for forgetful users
  • 🚀Quick and efficient

Negative things

  • 🐛Payments not processed correctly
  • 🔒Privacy and security concerns
  • 🔍Lack of customer support
  • ⏱️Slow payment processing times
  • 🤖Frustrating automated responses
See all reviews

What's New in Papaya

14.56.0

September 28, 2026

Paying bills is easier than ever. In this version, we've made some improvements and changes for an even faster bill pay experience.

User reviews

Most RecentHighest RatedLowest Rated

Fast bill pay

I love this app , so easy to use
GGiaggia87

Dumb

App Store makes it sound like you don't have money to pay your bill so they will pay it and then you can pay them back well that's not how it works I had to give him the debit card to make the payment out of when I got paid and they declined it because there's no money in my account. No kidding. If i had money in my account i would NOT have used you. smh don't wants ur time.
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JJessicaWisconsin

They don’t have automatic payments

I have tried several times to pay, their first intention is for us to subscribe instead of paying. And when paying , it’s not automatic, you need to wait for a verification that doesn’t make sense. The. It says declined. Although my bank says that they don’t have anything.
Waste of time.
AA_Rozo

Excellent

Excellent
Ppitukaki

good app, but i shouldn’t have to download an app to pay a bill. fix your website.

review in title lmao
JJVK93
See 163 more reviews

User experience

🐞

Reported Bugs

3 issues

Payments not reaching intended recipients

Bug

Unexpected holds or double charges on accounts

Bug

Incorrect account information being used for payments

Bug
✨

Requested Features

4 requests

Ability to cancel or go back in the payment process

Feature

Detailed payment status updates

Feature

Clear explanation of payment flow and fees

Feature

Customer service phone number

Feature

FAQ

What does the Papaya app do?

The app provides a unified platform to pay all your bills quickly and securely. It eliminates the need to log into multiple accounts or mail checks, simplifying the entire bill payment process.

What types of bills can I pay with Papaya?

You can pay virtually any bill, including medical, dental, utilities, rent, insurance, loans, parking tickets, DMV fees, business expenses, and more. The app is designed to handle a wide variety of payment needs.

Is Papaya free to use?

Yes, the app is completely free to download and use. There are no charges for using its bill payment services.

What payment methods does Papaya support?

You can pay using a bank account, credit card, debit card, or FSA/HSA card, provided the merchant accepts these methods. This flexibility ensures you can pay using your preferred method.

How secure is Papaya?

Papaya prioritizes user security. It is HIPAA and PCI compliant and utilizes bank-level security measures to protect your financial information and transactions.