Best Bill Pay Online Apps

239+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated November 2026

Looking for free bill pay online apps? 20 of our 239+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Bill Pay Online Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoNov 2026
2Xpress Bill PayXpress Bill PayFree4.8★ (28K)NoNoNov 2026
3BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoNov 2026
4Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (38K)YesNoNov 2026
5GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (65K)NoNoNov 2026
6Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (886K)NoNoNov 2026
7PowerPlug: Pay Bills & AirtimePowerPlug: Pay Bills & AirtimeFree3.9★ (7)NoNoOct 2026
8DivDat Mobile Payments AppDivDat Mobile Payments AppFree4.8★ (5.7K)NoNoNov 2026

Top Picks for Bill Pay Online

Papaya: Securely Pay Any Bill#1

Papaya: Securely Pay Any Bill by SnapPays Mobile, Inc

Fast & Secure Bill Payments
Editor's Choice
💰 Finance
4.8😞(118K ratings)
Free
Papaya: Securely Pay Any Bill screenshot 1
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Papaya: Securely Pay Any Bill screenshot 5
Papaya: Securely Pay Any Bill screenshot 6

This app offers a streamlined solution for paying all your bills, eliminating the need for checks, phone calls, or multiple account logins. It utilizes advanced technology to process payments quickly and securely, supporting a wide range of bill types and payment methods.

What We Love

  • 🚀 Easy and fast bill payment
  • 👍 Convenient for smartphones
  • 💡 Helpful for forgetful users
  • 🚀 Quick and efficient

Room to Improve

  • 🐛 Payments not processed correctly
  • 🔒 Privacy and security concerns
  • 🔍 Lack of customer support
  • ⏱️ Slow payment processing times
  • 🤖 Frustrating automated responses
Xpress Bill Pay#2

Xpress Bill Pay by Xpress Solutions Inc.

The trusted way to pay
Strong Contender
💰 Finance
4.8😐(28K ratings)
Free
Xpress Bill Pay screenshot 1
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Xpress Bill Pay screenshot 6

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient bill payment
  • 💡 Helpful features like paperless statements
  • 👍 User-friendly app
  • 👍 Quick and easy to pay bills
  • 👍 Excellent app for paying bills

Room to Improve

  • 🐛 Update loop issues
  • 🐛 App not working after updates
  • 🐛 Routing number/payment issues
  • 🐛 Inability to make multiple payments at once
  • 🐛 Incompatibility with certain payment methods
  • 🐛 Confusing/frustrating user experience
BILL AP & AR Business Payments#3

BILL AP & AR Business Payments by Bill.com, Inc.

Pay bills and get paid online
Worth Considering
💼 Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
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This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • 🚀 Efficient bill payment
  • 👍 User-friendly interface
  • 🚀 Convenient for on-the-go approvals
  • 👍 Helpful for tracking payments

Room to Improve

  • 🐛 Login issues, especially for non-US users
  • 🕰️ Slow payment processing times
  • 🤖 Poor customer service and lack of phone support
  • 🔒 Security concerns with account verification
  • 🤷‍♀️ Inconsistent app functionality compared to website

More Bill Pay Online apps to explore

FAQ about Bill Pay Online

What are the best bill pay online apps for iPhone?
Papaya: Securely Pay Any Bill tops our bill pay online apps ranking as of November 2026, with a 4.8-star average from 118K App Store ratings, and it's free to download.
Yes — 20 of the top bill pay online apps we rank are free to download, including Papaya: Securely Pay Any Bill and Xpress Bill Pay.
Papaya: Securely Pay Any Bill has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 239+ bill pay online apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.