Best Pay Bills Apps

226+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our pay bills list covers 226+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Pay Bills

Deferit: Pay bills in 4#1

Deferit: Pay bills in 4 by deferit Pty Ltd

Save & build credit history
Editor's Choice
💰 Finance
4.8😊(23K ratings)
FreeAds
Deferit: Pay bills in 4 screenshot 1
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Deferit: Pay bills in 4 screenshot 4
Deferit: Pay bills in 4 screenshot 5
Deferit: Pay bills in 4 screenshot 6

Pay and manage your bills effortlessly with our app. Take a photo of your bill, select the amount, and we pay it for you. Save money, build credit history, and join over 500,000 users taking control of their bills today!

What We Love

  • 💳 Helpful for paying bills in installments
  • ⏱️ Fast bill payment processing
  • 📆 Ability to change payment due dates
  • 🤝 Friendly and responsive customer service

Room to Improve

  • 🕰️ Delayed bill payments due to high volume
  • 🤖 Lack of phone/live chat support
  • 💰 Subscription fees and processing fees
Paytient#2

Paytient by Paytient Technologies, Inc.

Feel better. Pay later.
Strong Contender
🏥 Medical
4.9😊(3.4K ratings)
FreeAds
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Paytient screenshot 5

An app that allows users to pay for healthcare costs over time without interest or fees. Users can set up an account quickly, access virtual Visa cards, and choose flexible repayment options. Helpful features include in-app support, tracking spending, and paying with various funding sources.

What We Love

  • 💳 Helpful payment option
  • 🤑 Affordable payment plans
  • 🤝 Great customer service
  • 🧠 Convenient and easy to use

Room to Improve

  • 🐛 Login/password issues
  • ⚠️ Unreliable at times
  • 🚫 Accounts closed for unclear reasons
Papaya: Securely Pay Any Bill#3

Papaya: Securely Pay Any Bill by SnapPays Mobile, Inc

Fast & Secure Bill Payments
Worth Considering
💰 Finance
4.8😞(117K ratings)
Free
Papaya: Securely Pay Any Bill screenshot 1
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A secure bill payment app that enables users to quickly and securely pay any bill with ease. Simplify your bill payments today!

What We Love

  • 🚀 Easy and fast bill payment
  • 👍 Convenient for smartphones
  • 💡 Helpful for forgetful users
  • 🚀 Quick and efficient

Room to Improve

  • 🐛 Payments not processed correctly
  • 🔒 Privacy and security concerns
  • 🔍 Lack of customer support

More Pay Bills apps to explore

4
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

🛍️ Shopping
(106K)
5
Bills Organizer & Reminder
Bills Organizer & Reminder
Bills Organizer & Reminder
Bill Manager and Bill Monitor
Free

Easily manage and track your bills with this intuitive application. Stay organized, on top of due dates, and take control of your finances – download now and never miss a payment again!

💰 Finance
(22K)
6
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

Rocket Money helps you effortlessly manage your bills, track payments, and stay on top of your finances. Take control of your budget today with Rocket Money!

💰 Finance
(356K)
7
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

🛍️ Shopping
(752K)
8
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Pay rent on your own schedule
Free

An app that helps users pay their rent on a flexible schedule by splitting it into two payments, aiding in timely rent payments, cash flow management, and credit history improvement. Membership fee of $14.99/month plus 1% bill payment fee.

💰 Finance
(391K)
9
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

🛍️ Shopping
(820K)
10
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

Pay your bills quickly and securely with our trusted app. Set up auto-pay, receive account alerts, and easily pay using your cards or bank account. Don't miss out—get started today!

💰 Finance
(25K)
11
PayMe - Claim Your Money
PayMe - Claim Your Money
PayMe - Claim Your Money
Class Action Claims Simplified
Free

Get paid from unclaimed class action lawsuits without needing a lawyer. Use our simple platform to find eligible claims, file them instantly, and track your payouts, with a subscription option available for full access.

💰 Finance
(35K)
12
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

A user-friendly budget planner app that helps you track expenses, set financial goals, and manage your money efficiently. Take control of your finances and start budgeting today!

💰 Finance
(13K)
13
Bills Manager
Bills Manager
Bills Manager
Never miss a bill again
Free

Manage your bills effortlessly with this intuitive app that helps you track and pay your bills on time. Features include monthly bill lists, calendar view, notifications, and secure data storage on your device. Never miss a payment again and stay organized with Bills Manager.

💰 Finance
(7.6K)
14
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

💰 Finance
(3K)
15
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

💰 Finance
(6.3M)
16
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

🛍️ Shopping
(287K)
17
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This finance app called Clerkie helps you manage and pay off debt efficiently, while also offering personalized loans, credit card recommendations, credit score monitoring, and budgeting tools. It provides bank-level security and features like debt negotiation, budget tracking, subscription management, and loan options to improve credit scores. Join now to take control of your finances!

💰 Finance
(2.8K)
18
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Instant Cash Advance App
Free

Get instant cash advances without credit checks or hidden fees, shop for household essentials, pay bills, and more with this convenient app. Earn rewards, play games to earn coins, and experience a new way to shop for everyday needs. Join now and download the app to start saving and shopping smart today!

💰 Finance
(26K)
19
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

🛍️ Shopping
(1.7M)
20
doxo: All-in-One Bill Pay
doxo: All-in-One Bill Pay
doxo: All-in-One Bill Pay
Securely Track and Pay Bills
Free

Track and pay your bills seamlessly with a secure app offering free bill reminders, various payment methods, and real-time tracking. Stay organized and never miss a payment again.

💰 Finance
(1.1K)

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