Paytient

Paytient

Feel better. Pay later.

4.1K ratings
410 reviews
Free

Details

Released
August 2, 2018
Updated
September 23, 2026

Features

Paytient screenshot #1 for iPhone
Paytient screenshot #2 for iPhone
Paytient screenshot #3 for iPhone
Paytient screenshot #4 for iPhone
Paytient screenshot #5 for iPhone
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About

This app provides a sponsored line of credit for out-of-pocket healthcare expenses for your entire family. It allows you to pay for care over time with no interest or fees, covering copays, coinsurance, and bills received after treatment. Manage your account, track spending, and set flexible repayment plans easily.

✓Interest-free healthcare credit
✓Pay for care over time
✓No fees or credit checks
✓Flexible repayment plans
✓Track spending and manage transactions
✓In-app chat support
✓Use HSA/FSA funds
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What users say about Paytient

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What's New in Paytient

7.96.0

September 23, 2026

We're working hard to empower you to pay for care. This update fixes bugs and prepares the app for future enhancements.

User reviews

Wonderful backup financing

Such a great thing to have in case of emergency

A Big Help

This is great for filling the gap. 0% and set your own terms can’t go wrong with that.

So helpful

The ability to have the card, the ease of use & flexible payments is so amazing! Highly recommended
⭐️⭐️⭐️⭐️⭐️

Great

Easy to use.

Dr

Awesome

User experience

🐞

Reported Bugs

2 issues

Login screen freezes

Bug

Incompatible with older devices

Bug
✨

Requested Features

3 requests

Expand coverage beyond medical

Feature

Improve login/password functionality

Feature

Provide more transparency on account closures

Feature

FAQ

What is Paytient?

Paytient offers a sponsored line of credit for out-of-pocket healthcare costs for your family. It allows you to pay for medical care over time with no interest or fees. Your employer or health insurer typically provides this benefit.

How does Paytient work?

Once offered the Paytient card, you can create an account quickly and activate a virtual Visa card. You can use this card for copays, coinsurance, or bills received after treatment. After each transaction, you set a repayment plan that fits your budget.

Are there any fees or interest charges with Paytient?

No, Paytient is designed to be interest-free and fee-free for members. Your employer or health insurer covers the cost of providing you with this interest-free line of credit for healthcare expenses.

What kind of healthcare costs can I pay for with Paytient?

You can use your Paytient card to cover a wide range of out-of-pocket healthcare costs. This includes copays at the time of treatment, coinsurance, and any medical bills you receive after your visit, even those not fully covered by your insurance.

Can I use my Health Savings Account (HSA) or Flexible Spending Account (FSA) with Paytient?

Yes, Paytient allows you to make payments using funds from your Health Savings Account (HSA) or Flexible Spending Account (FSA). This enables you to utilize your tax-advantaged accounts for your healthcare expenses.