Best Payment Tracker Apps

233+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

The best payment tracker apps on iPhone average 4.7★ across 233+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Payment Tracker Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Bills Organizer & ReminderBills Organizer & ReminderFree4.7★ (22K)NoYesAug 2026
2Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6★ (783)NoYesAug 2026
3Bill Tracker ProBill Tracker ProFree4.6★ (4.8K)NoYesAug 2026
4Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (6.7K)YesYesJul 2026
5Simple Payment TrackerSimple Payment TrackerFreeYesNoMay 2026
6Payment Tracker: Debt & CreditPayment Tracker: Debt & CreditFreeNoYesJun 2026
7Debt Tracker: Personal DebtsDebt Tracker: Personal DebtsFree4.8★ (57)YesYesJul 2026
8Bills ManagerBills ManagerFree4.8★ (8K)YesYesAug 2026

Top Picks for Payment Tracker

Bills Organizer & Reminder#1

Bills Organizer & Reminder by Dennis Kruta

Bill Manager and Bill Monitor
Editor's Choice
💰 Finance
4.7😊(22K ratings)
FreeIn-App Purchases
Bills Organizer & Reminder screenshot 1
Bills Organizer & Reminder screenshot 2
Bills Organizer & Reminder screenshot 3
Bills Organizer & Reminder screenshot 4
Bills Organizer & Reminder screenshot 5

Manage all your bills in one place to avoid late fees and penalties. Track upcoming payments with customizable reminders and view your financial overview through charts and calendars. Securely access your data and easily mark bills as paid.

What We Love

  • 👍 Simple and easy to use
  • 💡 Helpful for staying on top of bills
  • 🚀 Efficient bill tracking and reminders
  • 🔒 No need to link bank accounts

Room to Improve

  • 🔒 Limited to 5 bills in free version
  • 🐛 Crashes and glitches for some users
  • 🔒 Ads in paid version
Who Owes Me - Payment Tracker#2

Who Owes Me - Payment Tracker by Voglhuber

Remember debts, split expenses
Strong Contender
💰 Finance
4.6😐(788 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices
Bill Tracker Pro#3

Bill Tracker Pro by Bill Tracker Pro, Inc.

Bill Reminder, Expense Tracker
Worth Considering
💰 Finance
4.6😐(4.8K ratings)
FreeIn-App Purchases
#81in Finance
Bill Tracker Pro screenshot 1
Bill Tracker Pro screenshot 2
Bill Tracker Pro screenshot 3
Bill Tracker Pro screenshot 4
Bill Tracker Pro screenshot 5
Bill Tracker Pro screenshot 6

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

What We Love

  • ⭐ Amazing app
  • 🚀 Helpful and easy to use
  • 👍 Great budgeting and tracking features
  • 🔒 Secure and private

Room to Improve

  • 🐛 Bugs and glitches
  • ⚠️ Unreliable notifications
  • 💰 Subscription-based model

More Payment Tracker apps to explore

4
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(6.7K)
free with in-app purchases
5
Simple Payment Tracker
Simple Payment Tracker
Simple Payment Tracker
Track due dates & get alerts
Free
📊 Productivity
(0)
6
Payment Tracker: Debt & Credit
Payment Tracker: Debt & Credit
Payment Tracker: Debt & Credit
Simple Ledger for Payments
Free
📊 Productivity
(0)
7
Debt Tracker: Personal Debts
Debt Tracker: Personal Debts
Debt Tracker: Personal Debts
Debt Manager: Who Owes Me?
Free

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Record who owes you moneyManage your own debtsDetailed debt data (amount, currency, payments)
💰 Finance
(57)
free with in-app purchases
8
Bills Manager
Bills Manager
Bills Manager
Never miss a bill again
Free

Easily track your bills and avoid late fees with this intuitive app. It offers a clean interface for managing payments, viewing upcoming due dates, and receiving customizable notifications. All your data is stored locally on your device for privacy.

Monthly bill listCalendar viewPast due and upcoming bills overview
💰 Finance
(8K)
free with in-app purchases
9
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
10
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(375K)
free with in-app purchases
11
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Bills Manager and Tracker
Free

This app helps you manage and track all your bills to avoid late payments. It offers visual tracking, customizable reminders, and detailed logging for various bill types. Easily monitor your financial schedule and stay organized.

Calendar view of billsCustomizable bill remindersAdd bills with detailed information
💰 Finance
(565)
free with in-app purchases
12
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
13
Billiant: AI Bill Tracker
Billiant: AI Bill Tracker
Billiant: AI Bill Tracker
Bill tracker and organiser
Free

Automatically detect and organize bills from your email inbox. Get timely reminders to avoid late fees and visualize your spending with insightful charts. Search your bill history and manage recurring expenses with ease.

Automatic bill detection from emailSmart bill categorizationBill due date reminders
💰 Finance
(353)
free
14
Expense Manager, Money Tracker
Expense Manager, Money Tracker
Expense Manager, Money Tracker
Spending manager and tracker
Free

This app helps you understand where your money goes by tracking expenses and income. It offers a simple, user-friendly interface with features like charts, a calculator, and receipt attachments to improve your financial organization and budget management.

Expense & income trackerCalendar overviewInteractive spending charts
💰 Finance
(1.2K)
free with in-app purchases
15
Checkbook - Account Tracker
Checkbook - Account Tracker
Checkbook - Account Tracker
Spending, Income and Cashflow
Free

Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Multiple account trackingRecurring transaction savingFund transfers between accounts
💰 Finance
(14K)
subscription
16
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
💰 Finance
(5.9K)
free with in-app purchases
17
Payment Tracker
Payment Tracker
Payment Tracker
by Innovative Thinking
Free
💼 Business
(0)
18
BillOut - Bill Tracker
BillOut - Bill Tracker
BillOut - Bill Tracker
Organizer, Reminder & Manager
Free

Easily track all your bills in one place and receive timely reminders before due dates. This app helps you budget effectively, reduce financial stress, and manage shared expenses with customizable notifications and a clear calendar view.

Bill tracking and organizationCustomizable due date remindersShared bill management
💰 Finance
(260)
free with in-app purchases
19
RentLog: Rent Payment Tracker
RentLog: Rent Payment Tracker
RentLog: Rent Payment Tracker
Tenant App & Lease Manager
Free
💰 Finance
(0)
20
Bill, Money Tracker: Organizer
Bill, Money Tracker: Organizer
Bill, Money Tracker: Organizer
Expense & Subscription Manager
Free

Never miss a payment with this bill organizer. Track all your bills, set customizable reminders, and manage your finances effortlessly. It securely stores your financial data and offers offline functionality.

Customizable bill remindersTrack monthly billsSimple and intuitive design
💰 Finance
(11)
free

FAQ about Payment Tracker

What are the best payment tracker apps for iPhone?
Bills Organizer & Reminder tops our payment tracker apps ranking as of July 2026, with a 4.7-star average from 22K App Store ratings, and it's free to download.
Yes — 20 of the top payment tracker apps we rank are free to download, including Bills Organizer & Reminder and Who Owes Me - Payment Tracker.
Bills Organizer & Reminder has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 233+ payment tracker apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you track and manage all your bills in one central location. It provides dashboard views of approaching bills, sends timely payment reminders before due dates, and allows you to mark bills as paid directly from notifications, preventing late fees and penalties.
Key features include various views like Upcoming Bills, Paid Bills, Accounts, and Calendar View. You can set up recurring and one-time bills, receive reminders even when the app is closed, analyze spending with charts, and secure your data with passcode or biometric authentication.

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