Best Payment Tracker Split Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

The best payment tracker split apps on iPhone average 4.6β˜… across 249+ titles β€” we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Payment Tracker Split Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Split – Pay TogetherSplit – Pay TogetherFree4.7β˜… (488)NoNoAug 2026
2Split Pay: Split Bills in TwoSplit Pay: Split Bills in TwoFree4.9β˜… (16K)NoNoSep 2026
3Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6β˜… (788)NoYesAug 2026
4PayLater - Split in 4 paymentsPayLater - Split in 4 paymentsFree3.5β˜… (286)NoNoAug 2026
5Split PaySplit PayFree4.3β˜… (22)NoNoJul 2026
6Payment TrackerPayment TrackerFreeβ€”β€”NoMay 2026
7Dues: Bill Tracker & ReminderDues: Bill Tracker & ReminderFreeβ€”NoYesAug 2026
8Splitit GoSplitit GoFree5.0β˜… (1)NoNoAug 2026

Top Picks for Payment Tracker Split

Split – Pay Together#1

Split – Pay Together by Split Mobile Inc.

Split bills with friends
Editor's Choice
πŸ’° Finance
4.7😊(488 ratings)
Free
Split – Pay Together screenshot 1
Split – Pay Together screenshot 2
Split – Pay Together screenshot 3
Split – Pay Together screenshot 4
Split – Pay Together screenshot 5

Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.

What We Love

  • πŸ‘ Easy to use with friends
  • πŸš€ Seamless bill splitting
  • πŸ’‘ Convenient and efficient
  • πŸ‘ Straightforward interface
Split Pay: Split Bills in Two#2

Split Pay: Split Bills in Two by Visible Ideas

Rent, Mortgage & Car Payments
Strong Contender
πŸ’° Finance
4.9😊(16K ratings)
Free
#52in Finance
Split Pay: Split Bills in Two screenshot 1
Split Pay: Split Bills in Two screenshot 2
Split Pay: Split Bills in Two screenshot 3
Split Pay: Split Bills in Two screenshot 4
Split Pay: Split Bills in Two screenshot 5

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

What We Love

  • πŸš€ Great service with team members that go above and beyond
  • πŸ‘ Easy to use and intuitive
  • πŸ’‘ Helpful split pay feature
  • πŸš€ Smooth and seamless process

Room to Improve

  • πŸ› Delayed rent payments to landlord
  • πŸ› Accounts suspended with no explanation
  • πŸ› Difficult to get approved for split pay
Who Owes Me - Payment Tracker#3

Who Owes Me - Payment Tracker by Voglhuber

Remember debts, split expenses
Worth Considering
πŸ’° Finance
4.6😐(788 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

  • πŸ‘ Easy to use and intuitive
  • πŸš€ Provides a good overview of debts
  • πŸ’‘ Helpful for tracking money owed
  • πŸš€ Simple and straightforward

Room to Improve

  • πŸ’° Subscription or high one-time cost
  • πŸ”’ Limited functionality in free version
  • πŸ› Sync issues between devices

More Payment Tracker Split apps to explore

4
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
πŸ’° Finance
(286)
free
5
Split Pay
Split Pay
Split Pay
Split Better, Save More
Free

Effortlessly divide group bills by snapping a photo of your check, matching items with friends, and settling up instantly. This app helps you save money by keeping your budget on track during group outings.

Photo bill scanningAutomatic item detectionTip and tax allocation
πŸ” Food & Drink
(22)
free
6
Payment Tracker
Payment Tracker
Payment Tracker
by Innovative Thinking
Free
πŸ’Ό Business
(0)
7
Dues: Bill Tracker & Reminder
Dues: Bill Tracker & Reminder
Dues: Bill Tracker & Reminder
Split Bills & Track Payments
Free
πŸ’° Finance
(0)
8
Splitit Go
Splitit Go
Splitit Go
Real-Time Installment Control
Free

Manage installment payments with a mobile-first point-of-sale experience. This app offers speed, clarity, and control for merchants, simplifying complex installment management into an intuitive workflow for in-store or on-the-go use.

Real-time installment controlMobile-first point-of-saleIntuitive workflow
πŸ’° Finance
(1)
free
9
tricount: Split & Settle Bills
tricount: Split & Settle Bills
tricount: Split & Settle Bills
Bill Splitter & Track Expenses
Free

Easily split bills and track shared expenses with friends, roommates, or partners. Manage group costs for trips, rent, or dinners with real-time overviews and instant payment requests. Stay organized and settle up fairly, even with uneven amounts or multiple currencies.

Free and unlimited expense trackingFairly split even uneven amountsManage group expenses for trips, rent, and more
πŸ’° Finance
(6.5K)
ad-supported
10
Splitwise
Splitwise
Splitwise
Split expenses with friends
Free

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

Create groups or private friendshipsAdd expenses in any currencySimplify debts into repayment plans
πŸ’° Finance
(27K)
free with in-app purchases
11
Cost Split Payments: Settle Up
Cost Split Payments: Settle Up
Cost Split Payments: Settle Up
Splitility: Payment Tracker
Free

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

Create and manage groupsLog expenses with detailsAutomatic expense calculations
πŸ’° Finance
(11)
free with in-app purchases
12
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Buy now pay later for bills
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
πŸ’° Finance
(32K)
free with in-app purchases
13
SplitMate: Split Payments
SplitMate: Split Payments
SplitMate: Split Payments
Split Bills with Friends Fast
Free
πŸ”§ Utilities
(0)
14
Simple Payment Tracker
Simple Payment Tracker
Simple Payment Tracker
Track due dates & get alerts
Free
πŸ“Š Productivity
(0)
15
SplitPay - Expense Tracker
SplitPay - Expense Tracker
SplitPay - Expense Tracker
One app for all expenses
Free
πŸ’° Finance
(0)
16
Splitpay - Split it
Splitpay - Split it
Splitpay - Split it
SplitMate - SharePay
Free
πŸ’° Finance
(0)
17
Split! Rent, Bills, Expenses
Split! Rent, Bills, Expenses
Split! Rent, Bills, Expenses
Settle Friend & Group Balances
Free

Effortlessly track and settle shared expenses like rent, bills, and group trip costs. This app simplifies managing who owes what with real-time updates and clear debt visualizations. It offers a clean, intuitive interface for seamless financial coordination among friends, roommates, and travel companions.

Effortless rent and bill splittingTrack shared group expensesDebt simplification and clear balances
πŸ’° Finance
(36)
freemium
18
Split: Bill Splitter
Split: Bill Splitter
Split: Bill Splitter
Expense Tracker β€’ Split Bills
Free

Effortlessly manage group expenses with this bill splitting app. Scan receipts with AI to itemize costs, assign them to individuals, and track real-time balances. Supports multiple currencies and offers fast settlement options for easy IOU tracking.

Instant receipt scanner with AI item recognitionSmart item assignment to friends or even splitsReal-time balances for group members
πŸ’° Finance
(34)
free with in-app purchases
19
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(19M)
free with in-app purchases
20
Easy Check Splitter
Easy Check Splitter
Easy Check Splitter
Split the bill fairly, fast
Free
πŸ’° Finance
(0)

FAQ about Payment Tracker Split

What are the best payment tracker split apps for iPhone?
Split – Pay Together tops our payment tracker split apps ranking as of August 2026, with a 4.7-star average from 488 App Store ratings, and it's free to download.
Yes β€” 20 of the top payment tracker split apps we rank are free to download, including Split – Pay Together and Split Pay: Split Bills in Two.
Split – Pay Together has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ payment tracker split apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is designed to simplify the process of splitting bills and tracking shared expenses among friends or groups. It allows users to easily divide costs for various activities like rent, dinners, or trips, and facilitates the collection of payments.
Key features include the ability to perform fractional, itemized, or even splits, accept payments from guests via Google Pay, card, or Apple Pay (even if they don't have the app), built-in receipt scanning, and automatic reminders for outstanding payments.