Best Payment Tracker Split Apps

234+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

The best payment tracker split apps on iPhone average 4.7β˜… across 234+ titles β€” we've ranked them by what real users actually keep on their phones. Updated July 2026.

Top Picks for Payment Tracker Split

Who Owes Me - Payment Tracker#1

Who Owes Me - Payment Tracker by Roman Voglhuber

Remember debts & split costs
Editor's Choice
πŸ’° Finance
4.6😐(769 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

  • πŸ‘ Easy to use and intuitive
  • πŸš€ Provides a good overview of debts
  • πŸ’‘ Helpful for tracking money owed
  • πŸš€ Simple and straightforward

Room to Improve

  • πŸ’° Subscription or high one-time cost
  • πŸ”’ Limited functionality in free version
  • πŸ› Sync issues between devices
Splitwise#2

Splitwise by Splitwise, Inc.

Split expenses with friends
Strong Contender
πŸ’° Finance
3.9😊(26K ratings)
FreeIn-App Purchases
#30in Finance
Splitwise screenshot 1
Splitwise screenshot 2
Splitwise screenshot 3
Splitwise screenshot 4
Splitwise screenshot 5

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

What We Love

  • πŸš€ Simplifies splitting expenses
  • πŸ‘ Easy to use and intuitive
  • πŸ’‘ Helpful for group trips and shared living
  • πŸš€ Convenient payment integration

Room to Improve

  • πŸ› Confusing settle up process
  • πŸ› Inaccurate receipt scanning
  • πŸ’° Subscription model too expensive
Bill Tracker Pro#3

Bill Tracker Pro by Bill Tracker Pro, Inc.

Bill Organizer, Budget Planner
Worth Considering
πŸ’° Finance
4.6😐(4.7K ratings)
FreeIn-App Purchases
#97in Finance
Bill Tracker Pro screenshot 1
Bill Tracker Pro screenshot 2
Bill Tracker Pro screenshot 3
Bill Tracker Pro screenshot 4
Bill Tracker Pro screenshot 5
Bill Tracker Pro screenshot 6

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

What We Love

  • ⭐ Amazing app
  • πŸš€ Helpful and easy to use
  • πŸ‘ Great budgeting and tracking features
  • πŸ”’ Secure and private

Room to Improve

  • πŸ› Bugs and glitches
  • ⚠️ Unreliable notifications
  • πŸ’° Subscription-based model

More Payment Tracker Split apps to explore

4
tricount: Split & Settle Bills
tricount: Split & Settle Bills
tricount: Split & Settle Bills
Bill Splitter & Track Expenses
Free

Easily split bills and track shared expenses with friends, roommates, or partners. Manage group costs for trips, rent, or dinners with real-time overviews and instant payment requests. Stay organized and settle up fairly, even with uneven amounts or multiple currencies.

Free and unlimited expense trackingFairly split even uneven amountsManage group expenses for trips, rent, and more
πŸ’° Finance
(7K)
ad-supported
5
Split – Pay Together
Split – Pay Together
Split – Pay Together
Split bills with friends
Free

Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.

Split bills with friendsTrack shared expensesCollect payments instantly
πŸ’° Finance
(158)
free
6
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
πŸ’° Finance
(9.2K)
free with in-app purchases
7
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
πŸ’° Finance
(29K)
free with in-app purchases
8
Cost Split Payments: Settle Up
Cost Split Payments: Settle Up
Cost Split Payments: Settle Up
Splitility: Payment Tracker
Free

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

Create and manage groupsLog expenses with detailsAutomatic expense calculations
πŸ’° Finance
(8)
free with in-app purchases
9
Split Pay: Rent, Mortgage, Car
Split Pay: Rent, Mortgage, Car
Split Pay: Rent, Mortgage, Car
Pay rent on your schedule
Free

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

Split rent into two paymentsBuild credit historyImprove budgeting
πŸ’° Finance
(11K)
free
10
Tab - The simple bill splitter
Tab - The simple bill splitter
Tab - The simple bill splitter
The simple bill splitter
Free

Effortlessly split bills with friends by simply snapping a picture of your receipt. The app automatically identifies items and prices, allowing users to claim their share. It handles tax and tip calculations proportionally, eliminating manual math.

Receipt scanningAutomatic item and price detectionReal-time item claiming
πŸ”§ Utilities
(1.1K)
free
11
Split Pay
Split Pay
Split Pay
Split Better, Save More
Free

Effortlessly divide group bills by snapping a photo of your check, matching items with friends, and settling up instantly. This app helps you save money by keeping your budget on track during group outings.

Photo bill scanningAutomatic item detectionTip and tax allocation
πŸ” Food & Drink
(22)
free
12
TipTracker - track your income
TipTracker - track your income
TipTracker - track your income
Quickly & easily log income!
Free

Easily log your hourly income, hours worked, and tips. Visualize your earnings with insightful graphs and identify your most profitable periods. Track multiple jobs and custom categories, with the option to export your data.

Track hourly incomeLog hours workedRecord tips
πŸ’° Finance
(9.1K)
free with in-app purchases
13
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
Track debts and split bills
Free

Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.

Track running tallies of debtsSplit bills by assigning items from receipt photosSign up with phone number
πŸ’° Finance
(62)
free with in-app purchases
14
Home Budget Tracker & Planner
Home Budget Tracker & Planner
Home Budget Tracker & Planner
Settle Up for Couples Finances
Free

Organize shared finances and household tasks with this app. It allows groups to budget, track expenses, manage to-do lists, and split bills seamlessly. Perfect for couples, families, and roommates to manage their shared living expenses and responsibilities.

Shared budgeting and expense trackingMonthly spending limits and real-time balanceCustomizable income/expense categories
πŸ’° Finance
(290)
free with in-app purchases
15
Settle up, Split rent wisely
Settle up, Split rent wisely
Settle up, Split rent wisely
Expense Tracker. Bill Splitter
Free

Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.

Instant bill splitting (equal or custom)Track shared expensesKnow who owes whom
πŸ’° Finance
(47)
free with in-app purchases
16
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Payments Planner & Reminder
Free

This app helps you manage debts, loans, and finances with features like joint tracking, payment reminders, and detailed analytics. It provides a secure way to organize your financial obligations and maintain a history of paid debts.

Joint debt trackingDebt and loan groupingStatistics and analytics
πŸ’Ό Business
(271)
free with in-app purchases
17
SplitMate: Split Payments
SplitMate: Split Payments
SplitMate: Split Payments
Split Bills with Friends Fast
Free
πŸ”§ Utilities
(0)
18
Billiant: AI Bill Tracker
Billiant: AI Bill Tracker
Billiant: AI Bill Tracker
Bill tracker and organiser
Free

Automatically detect and organize bills from your email inbox. Get timely reminders to avoid late fees and visualize your spending with insightful charts. Search your bill history and manage recurring expenses with ease.

Automatic bill detection from emailSmart bill categorizationBill due date reminders
πŸ’° Finance
(353)
free
19
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
πŸ’° Finance
(6.3M)
free with in-app purchases
20
SplitIt: Group Bill Splitter
SplitIt: Group Bill Splitter
SplitIt: Group Bill Splitter
Split bills & tab with friends
Free

Easily split bills and track shared expenses with friends. Upload receipts, assign items, and settle balances seamlessly. Keep a record of shared outings and manage payments or requests within your group.

Split bills from receiptsAssign items to individualsTrack expenses and balances
πŸ’° Finance
(442)
free with in-app purchases