About
Organize and monitor your debt accounts with a clean workflow. Track balances, payments, due dates, and APR. Features include payment reminders, statement scanning, AI debt analysis, and optional Plaid integration for importing accounts.
What's New in Grits Payment Tracker
3.0
April 24, 2026
Added balance history line chart (monthly trend, latest six months) Improved onboarding with a required in-app user agreement before profile setup Enhanced AI chat context with account balance history for better answers Upgraded AI response style for clearer totals-first breakdowns Added confirmation prompts for Plaid refresh and Firebase sync actions Updated Home screen actions: quick “+” upload entry beside “Your Cards” Improved card detail actions with compact edit/delete icons and delete confirmation Refined Sign Up legal links layout and updated policy URLs Added legal links (Terms, Data Disclosure, Privacy Policy) to Settings > About Multiple UI/UX polish improvements and bug fixes
MoreFAQ
How secure is Grits Payment Tracker?
Grits Payment Tracker uses email/password sign-in with per-user data isolation. You can control data storage by keeping it local or syncing to a Firebase backup. Legal documents are available in-app for transparency.
Does Grits Payment Tracker have ads?
No, Grits Payment Tracker is ad-free. It is a free application that does not display advertisements.
What financial institutions does Grits Payment Tracker support?
Grits Payment Tracker supports importing eligible debt accounts through Plaid. Plaid is a service that connects to many financial institutions, but specific compatibility should be checked with Plaid directly.
How often is Grits Payment Tracker updated?
The latest version, 3.0, was released on April 24, 2026, indicating recent development activity. Updates are crucial for maintaining security and adding new functionalities.
What devices can I use Grits Payment Tracker on?
Grits Payment Tracker is available for iPhone and iPad devices. It is designed to run on Apple's mobile operating systems.
What is the age rating for Grits Payment Tracker?
Grits Payment Tracker has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content.
Can I get financial advice from Grits Payment Tracker?
No, Grits Payment Tracker is an educational and organizational tool. It does not provide financial, legal, tax, or investment advice. Consult with a professional for such guidance.
What are the AI features in Grits Payment Tracker?
Grits Payment Tracker offers an optional Personal AI Service. You can use your own OpenAI API key or the app's shared service to chat with AI about your debt snapshot and trends.