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Best Bill Pay Payment Apps

213+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.7★, the bill pay payment category is one of the App Store's strongest. Browse all 213+ apps we track, sorted so the most loved ones surface first.

Compare top Bill Pay Payment Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Papaya: Securely Pay Any BillPapaya: Securely Pay Any BillFree4.8★ (118K)NoNoJul 2026
2Xpress Bill PayXpress Bill PayFree4.8★ (25K)NoNoJul 2026
3BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9★ (49K)NoNoJul 2026
4Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (30K)YesNoJul 2026
5Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoJul 2026
6Sahl سهل - Payments Made EasySahl سهل - Payments Made EasyFree4.8★ (9.6K)NoNoJul 2026
7Halan: Lending, BNPL, PaymentsHalan: Lending, BNPL, PaymentsFree4.6★ (2.4K)YesNoJul 2026
8Sezzle - Buy Now, Pay LaterSezzle - Buy Now, Pay LaterFree4.9★ (294K)NoNoJul 2026

Top Picks for Bill Pay Payment

Papaya: Securely Pay Any Bill#1

Papaya: Securely Pay Any Bill by SnapPays Mobile, Inc

Fast & Secure Bill Payments
Editor's Choice
💰 Finance
4.8😞(118K ratings)
Free
Papaya: Securely Pay Any Bill screenshot 1
Papaya: Securely Pay Any Bill screenshot 2
Papaya: Securely Pay Any Bill screenshot 3
Papaya: Securely Pay Any Bill screenshot 4
Papaya: Securely Pay Any Bill screenshot 5
Papaya: Securely Pay Any Bill screenshot 6

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

What We Love

  • 🚀 Easy and fast bill payment
  • 👍 Convenient for smartphones
  • 💡 Helpful for forgetful users
  • 🚀 Quick and efficient

Room to Improve

  • 🐛 Payments not processed correctly
  • 🔒 Privacy and security concerns
  • 🔍 Lack of customer support
Xpress Bill Pay#2

Xpress Bill Pay by Xpress Solutions Inc

The trusted way to pay
Strong Contender
💰 Finance
4.8😐(25K ratings)
Free
Xpress Bill Pay screenshot 1
Xpress Bill Pay screenshot 2
Xpress Bill Pay screenshot 3
Xpress Bill Pay screenshot 4
Xpress Bill Pay screenshot 5
Xpress Bill Pay screenshot 6

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

What We Love

  • 👍 Easy to use
  • 🚀 Convenient bill payment
  • 💡 Helpful features like paperless statements
  • 👍 User-friendly app

Room to Improve

  • 🐛 Update loop issues
  • 🐛 App not working after updates
  • 🐛 Routing number/payment issues
BILL AP & AR Business Payments#3

BILL AP & AR Business Payments by Bill.com

Pay bills and get paid online
Worth Considering
💼 Business
4.9😞(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
BILL AP & AR Business Payments screenshot 2
BILL AP & AR Business Payments screenshot 3
BILL AP & AR Business Payments screenshot 4

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • 🚀 Efficient bill payment
  • 👍 User-friendly interface
  • 🚀 Convenient for on-the-go approvals
  • 👍 Helpful for tracking payments

Room to Improve

  • 🐛 Login issues, especially for non-US users
  • 🕰️ Slow payment processing times
  • 🤖 Poor customer service and lack of phone support

More Bill Pay Payment apps to explore

4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Save & build credit history
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
💰 Finance
(30K)
free with in-app purchases
5
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
6
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
Sahl سهل - Payments Made Easy
One Stop For All Your Bills
Free

Manage, track, and pay all your bills from one secure app. This app offers hassle-free bill payments for utilities, mobile, subscriptions, and more. It's the only mobile app in Egypt to directly charge electricity cards from your phone.

Manage all bills in one placeDirect electricity card chargingTrack electricity card consumption
💰 Finance
(9.6K)
free
7
Halan: Lending, BNPL, Payments
Halan: Lending, BNPL, Payments
Halan: Lending, BNPL, Payments
Get a loan, pay bills and more
Free

This app offers a suite of financial services, including Buy Now Pay Later options for various purchases, personal loans, and bill payment solutions. It aims to simplify online shopping and provide funding without traditional banking requirements.

Buy Now Pay Later (BNPL) for various goodsConsumer and small business lendingBill payment and money transfer
💰 Finance
(2.4K)
free with in-app purchases
8
Sezzle - Buy Now, Pay Later
Sezzle - Buy Now, Pay Later
Sezzle - Buy Now, Pay Later
Shop & Pay in 4¹
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(294K)
free with in-app purchases
9
Bills Organizer & Reminder
Bills Organizer & Reminder
Bills Organizer & Reminder
Bill Manager and Bill Monitor
Free

Manage all your bills in one place to avoid late fees and penalties. Track upcoming payments with customizable reminders and view your financial overview through charts and calendars. Securely access your data and easily mark bills as paid.

Bill tracking and managementCustomizable payment remindersRecurring and one-time bill setup
💰 Finance
(22K)
free with in-app purchases
10
Pay with Sublime
Pay with Sublime
Pay with Sublime
Split up and save on bills
Free

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Split bills into smaller paymentsEarn 5% cash back on timely paymentsAutomatic bill negotiation
💰 Finance
(123)
free
11
Peoples Gas Chicago
Peoples Gas Chicago
Peoples Gas Chicago
Peoples Gas Account, Bill, Pay
Free

Manage your natural gas account on the go. This app allows you to view your bill, make payments, set up alerts for due dates and payments, and sign up for various billing programs. You can also update your account information and access all your energy accounts in one place.

Quick bill paymentScheduled paymentsCustom billing alerts
🔧 Utilities
(39K)
free
12
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
13
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(266)
free
14
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
The rewarding way to pay.
Free

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers
💰 Finance
(3.9K)
free with in-app purchases
15
tricount: Split & Settle Bills
tricount: Split & Settle Bills
tricount: Split & Settle Bills
Bill Splitter & Track Expenses
Free

Easily split bills and track shared expenses with friends, roommates, or partners. Manage group costs for trips, rent, or dinners with real-time overviews and instant payment requests. Stay organized and settle up fairly, even with uneven amounts or multiple currencies.

Free and unlimited expense trackingFairly split even uneven amountsManage group expenses for trips, rent, and more
💰 Finance
(6.4K)
ad-supported
16
Bills Manager
Bills Manager
Bills Manager
Never miss a bill again
Free

Easily track your bills and avoid late fees with this intuitive app. It offers a clean interface for managing payments, viewing upcoming due dates, and receiving customizable notifications. All your data is stored locally on your device for privacy.

Monthly bill listCalendar viewPast due and upcoming bills overview
💰 Finance
(7.9K)
free with in-app purchases
17
We Energies
We Energies
We Energies
We Energies Outage, Bill, Pay
Free

Manage your energy account, pay bills, and stay informed about outages. Receive customized alerts for billing, payments, and energy usage. Report outages and view real-time restoration information.

Quick and scheduled bill paymentsCustomizable billing and payment alertsDollar limit alerts for energy charges
🔧 Utilities
(51K)
free
18
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
💰 Finance
(1.4K)
free
19
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(165K)
free with in-app purchases
20
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases

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FAQ about Bill Pay Payment

What are the best bill pay payment apps for iPhone?
Papaya: Securely Pay Any Bill tops our bill pay payment apps ranking as of July 2026, with a 4.8-star average from 118K App Store ratings, and it's free to download.
Yes — 20 of the top bill pay payment apps we rank are free to download, including Papaya: Securely Pay Any Bill and Xpress Bill Pay.
Papaya: Securely Pay Any Bill has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 213+ bill pay payment apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app provides a unified platform to pay all your bills quickly and securely. It eliminates the need to log into multiple accounts or mail checks, simplifying the entire bill payment process.
You can pay virtually any bill, including medical, dental, utilities, rent, insurance, loans, parking tickets, DMV fees, business expenses, and more. The app is designed to handle a wide variety of payment needs.