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Sniip - The easy way to pay

Sniip - The easy way to pay

Any bill or card. Full points.

3 ratings
83 reviews
📊 Productivity
💰 Finance
Free

Details

Released
July 4, 2015
Updated
November 10, 2026

Features

Developer

Sniip Pty Ltd
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About

This app simplifies bill payments by allowing users to pay any bill with a BPAY Biller Code using their preferred card. It offers features like scheduling payments, setting up installments, and earning reward points on eligible transactions. Users can also link their Apple Pay wallet for quick and secure transactions.

✓Pay any bill with BPAY Biller Code
✓Schedule and set up installment payments
✓Earn Velocity Points on eligible bills
✓Integrates with Apple Pay
✓Scan BPAY Biller Codes
✓Secure payment with biometrics/PIN
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What users say about Sniip

Reviews of Sniip are mixed: the Finance app is rated 3.0/5 from 3 App Store ratings. What users like most: easy to use, earns reward points. Top complaints: high fees/surcharges, app crashes on signup. Summarized from real user reviews.

Positive things

  • 👍Easy to use
  • 💳Earns reward points
  • 🚀Efficient bill payments
  • 💡Innovative payment solution
  • 🤝Good customer service
  • ✅Smooth process
  • 💰Great value for points
  • 🗓️Schedule payments ahead
  • 🎯Useful for business expenses
  • 🏦Pay people with BSB/account
  • 📱User-friendly app
  • 💯Highly recommended
  • 🌟Excellent service
  • 👍Great for Amex users
  • ⏱️Quick bill payment

Negative things

  • ❌High fees/surcharges
  • 🐛App crashes on signup
  • 📉Bill scanning inaccuracies
  • 🚫Payment processing delays
  • ⚠️Unreliable email linking
  • 😠Poor UI/UX design
  • 🤔Sign up process is difficult
  • 💸Prohibitively expensive
  • 🚷Account suspension issues
  • 😠Rude customer service
  • 📳App not working on iPad landscape
  • ❌Apple Pay not available
  • 📧Excessive marketing emails
  • 🔒Security concerns about data
  • 🤷Inconsistent payment failures
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+1

What's New in Sniip

26.12.0

November 10, 2026

Sharpening the tools and tidying up. Same Sniip, just better.

User reviews

Most RecentHighest RatedLowest Rated

Fantastic app :))

This app is an essential app, well-designed, simple to use, and is permanently installed and used on my iPhone. Highly recommended! 5 stars, love it!
TTraz007

Didn't give sign up bonus Qantas Points

Expired sign up bonus Qantas points despite reaching goal
Ttalmanau

User unfriendly design and unhelpful customer service

Poorly designed signup form results in iOS keyboard covering the promo code section, so you’ll miss it, plus customer service won’t retroactively credit promos when the promo code is what attracted the new customer. Plus the signup proces doesn’t ask you to add your frequent flyer number so if you forget look for it buried under a menu somewhere, you will miss out on points earn for that too. This whole scheme is designed to hook in customers with promotions then put them through the worst possible app UI designed to prevent customers from benefiting from the promos.
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ASAwful sleep

Crashes Immediately when attempting sign up

App crashed immediately after taping "email" in sign up screen, app deleted and reinstalled, continues to do so when attempting to fill any text box on sign up screen
SSulo186

Don’t trust the bill scanning feature

The bill scanning feature will completely misread BPAY numbers. Don’t trust it, either OCR using your phones camera or manually enter it.
SShivy10
See 78 more reviews

User experience

🐞

Reported Bugs

14 issues

App crashes immediately on signup

Bug

Bill scanning feature misreads BPAY numbers

Bug

Signup form keyboard covers promo code

Bug

Frequent flyer number linking issues

Bug

Payments not immediate, risk of late fees

Bug

App states using old version when updated

Bug

Email linking is unreliable

Bug

Drag and drop PDF bill feature is unusable

Bug

BPAY cut-off times unclear, payments delayed

Bug

Inconsistent payment failures

Bug

Logos of providers not fitting in boxes

Bug

Email receipt not received

Bug

Duplicate bills cannot be removed

Bug

Excessive marketing emails

Bug
✨

Requested Features

7 requests

iPad app to work in landscape mode

Feature

Add Apple Pay support

Feature

Improve UI/UX design

Feature

Automate Face ID for payments

Feature

Allow automatic registration of regular bills

Feature

Add a navigate to folder option for PDF bills

Feature

Support for paying bills without BPAY codes

Feature

FAQ

How secure is Sniip for bill payments?

Sniip uses secure payment processing with Touch ID, Face ID, or a four-digit PIN for authentication. The app also partners with Apple Pay, leveraging its security features for transactions. User data security is a priority, though specific details on encryption are not provided.

What types of bills can I pay with Sniip?

You can pay any bill in Australia that has a BPAY Biller Code on it. This includes tax bills, school fees, rent, insurance, utilities, and more. The app supports over 60,000 Australian bills.

Does Sniip have any subscription fees?

No, Sniip does not have any subscription fees, fixed fees per transaction, or other hidden fees. The only cost incurred is a processing fee based on the card type used for payment.

What are the processing fees for different payment methods on Sniip?

Paying from a bank account is free. Debit cards incur a 0.65% fee, and prepaid cards incur a 0.85% fee. Credit cards (Visa, Mastercard) have a 1.5% fee, with international cards at 3%. Personal American Express has a 1.29% fee, while business Amex rates are tiered from 1.75% +GST.

Can I earn reward points when paying bills with Sniip?

Yes, paying eligible bills with a BPAY Biller Code and Reference Number through Sniip earns you full points. You can also connect your Virgin Australia Business Flyer account to earn Velocity Points for your business on bill payments at no extra cost.

What devices does Sniip support?

Sniip is available on iPhone, iPad, and iPod. The app is designed for iOS devices, allowing users to manage their bills across these platforms.

How often is Sniip updated?

The latest version of Sniip is 26.12.0, and it was last updated on November 10, 2026. This indicates a recent update, suggesting the app is actively maintained.

What is the user sentiment for Sniip?

User reviews for Sniip are mixed. While many praise its ease of use, reward point earning, and efficient bill payments, others report issues with high fees, app crashes, and payment processing delays.