BILL AP & AR Business Payments User Reviews

What users say

Top reviews

If you hate your phone you’ll love this app…

Because I guarantee you that you’ll smash it out of frustration.

Works, but with an annoying UI

There several screens in the app, especially when creating splits, where there is no Save option, only Cancel or an X. This is confusing and in some cases what I entered does not save and I have to repeat the process. Please add a Save function everywhere people enter details.

Functionality clear as mud

I am an independent contractor and one of my vendors uses this as the conduit for payment.

All I want is to know when the money is available and how I can transfer it into my checking account. I have a feeling that most of the people who use this app are in the same position. Cluttering it with all kinds of accounting terms and ambiguous options is misleading and frustrating.
What’s worse, is that there was a glitch with Citi tonight, and I could not tell whether the money had been transferred or not. Awful.
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The worst

Only using it because I have no choice with some clients. On the other hand, if you want to spend hours screaming into the void while failing to be able to do basic functions, you’ll love this app.

This app sucks

When you add a vendor (people you hire), it doesn’t even automatically recognize that that person is already on the platform. So it doesn’t send out any new email for him to receive the money. They just hog on to your money on this app. Can’t believe this is happening

Don’t use

I had to use this to collect one payment from a customer… Worst experience ever.
I needed to submit my W9, and it said to simply reply to this email with it… Never has there been a more incorrect statement made. I did that, but it was much more complicated than that, and wasted hours of my life.

Good tool, terrible customer service

A friend’s accountant suggested that I try them. The tool itself seems intuitive and works well though payment appears to be a little slow. However, when new to the system and trying to reach the Main customer service, it took four days for them to respond. Because I
Chose the highest cost plan I found I fully assumed, with my limited needs, it would not ever cost more. The Accountant said make me a user for a minute and I will go an update a couple of things to help you out. It doubled my bill for a one time login. I said hey, is there any chance you could help me a little bit as I’m running this for a nonprofit so the delta I have to pay for personally , I got the standard no sir that’s not how our policy is written you added the second person, even though she logged in one time there will be no help or relief on bill. If their customer service would’ve responded in a timely fashion, I wouldn’t have had to use this other option.
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1st Review I’ve Ever Written, HORRIBLE APP AND WEBSITE

Keep in mind I’m 24 and have used technology since I was 6 years old. This application, and their online website to match, are by far the worst designed sites I’ve ever had to use. They do not care about accessibility for customers, nor do they care about ease of use. I am convinced the site and App are designed this way to take peoples money from them. Customer service is terrible, helped by a robot rather than a person. It feels like I had to give more personal info to set up an account than when I made an actual bank account.
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NOT USER FRIENDLY

Customer MADE me sign up for Bill Ap for payment…OKAY???? Got an email that System gave me 24 hours to sign up if not check got sent in the mail…. Uhm I guess. Hey what if I sign up for ACH maybe that’ll speed up the process. Simple. Right? 2 weeks later no Check and still being forced to login to a laptop to upload documents for an ACH account 🤦🏽‍♂️I will neither recommend or accept this type of payment from customers moving forward
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Your Money Held Hostage

Love how they sit on your incoming deposits long enough to make giving them a cut to get it “instantly” is the only serious option. Way to hold your customers money hostage. I guess the app is fine, functions, good job developers. The practices and business model of the company or suspect.

So clunky

Every time one of my clients sends me a link to bill.com to get paid I’m miserable. Can’t even really sign into the app. Because password reset doesn’t work processing times. Are ridiculously long. There’s almost nothing. I find convenient or pleasant about this app.

Great

Highly recommend

Do not use

The worst billing system and customer service I have ever used. My money is apparently stuck there and no way to make a bank transfer.

Register and Log In

I just registered an account on the website, then downloaded the app and tried to log in. However, no matter how long I tried to log in, it kept saying that my account and password did not match. I tried to change the password, but I was still stuck in the endless loop of logging in. I don't understand how the developers tested this in the first place. I have never thought a program could be so complicated.
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They charge you fees for everything.

They charge you fees for everything. If someone pays you via debit card you get a ridiculous fee. Greedy company.

Absolutely useless.

Crashes whenever I try to login. I've done everything imaginable to confirm my information is correct on their website, which works fine, then the moment I try to login to the app it says it's incorrect.

Can’t log in

Unable to log in, after resetting my password. Deleting and installing the app again.. still no luck. Sort it out!! How can you expect companies to use such a rubbish app

Horrendous. No human support

It’s been awhile since I truly had so much negative emotions toward an app. No live support, no one in chat. I work with multiple companies and can’t add anymore than one, stupid app and the site never remember me always have to log in and input the stupid message code. Hate you, with all my heart. No one to help. One star filly deserved
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This payment system still stuck in the ACH Era

It’s frustrating that in 2026 this platform still relies on the outdated ACH banking system. Payments pause on weekends, transfers take days, and if you want faster access to your own money you’re pushed to pay additional fees.

In an era where modern payment networks and crypto can settle transactions instantly and operate 24/7, relying on slow ACH batch processing feels extremely outdated. Businesses need real-time financial tools, not systems that stop working on weekends.
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Can’t login outside of US

Only learned this was an issue for everyone else in Canada too until reading reviews. I tried resetting my password several times.

Website is fine but app just doesn’t understand your logic credentials if you love in Canada. No where does the Bill site or app mention this insane idiosyncrasy.