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Split Pay: Split Bills in Two

Split Pay: Split Bills in Two

Rent, Mortgage & Car Payments

16K ratings
634 reviews
#103 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • September 19, 2023
  • September 4, 2026

Features

Developer

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📈no. 103
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About

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

✓Split rent into two payments
✓Build credit history
✓Improve budgeting
✓Works with all payment systems
✓Autopay functionality
✓Free credit reporting option
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What users say

Summarized from real user reviews of Split Pay. Based on 16K reviews and a 4.9/5 average, it highlights the 7 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Great service with team members that go above and beyond
  • 👍Easy to use and intuitive
  • 💡Helpful split pay feature
  • 🚀Smooth and seamless process
  • 👍Convenient for budgeting and managing rent payments
  • 🚀Quick and responsive customer service
  • 👍Helps build credit history

Negative things

  • 🐛Delayed rent payments to landlord
  • 🐛Accounts suspended with no explanation
  • 🐛Difficult to get approved for split pay
  • 🐛App crashes and freezes
  • 🐛Lack of integration with property management portals
See all reviews

What's New in Split Pay

2.0.5

September 4, 2026

General maintenance update with bug fixes.

Charts

Top Free

📈 103+1

Finance

This app rose +1 position in Finance chart.

Last updated on September 16, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Not worth your money

Over $100 in fees in three months and zero customer service. ZERO. AI response after AI response. If you’re on the fence between companies, choose flex pay.
KarmeenaKarmeena

Needed!

The split pay app really helps as I only get paid once monthly. I give 3.5 stars because it does not give options to pay second installment back in payments (smaller payments), only half and half, sometimes I have less then the 2nd half and want to put it towards the payment but am unable too
BigCfromOCBigCfromOC

Bull rap

Only allow you to split one thing
JenDenGuyJenDenGuy

Love this app

My experience has been nothing shy of amazing!
JessHunt24JessHunt24

Split Pay paid my car bill!!!

I was struggling, but I knew I had money coming and they paid it for me. I appreciate Split Pay number one customer right here. !!!!
Chach on The WatchChach on The Watch
See 629 more reviews

User experience

🐞

Reported Bugs

3 issues

Login screen freezes

Bug

Incompatibility with certain bank accounts

Bug

Payments not showing up in app after being processed

Bug
✨

Requested Features

4 requests

Ability to change payment dates after initial setup

Feature

Option to adjust second split pay date within 30-day period

Feature

Integration with property management payment portals

Feature

Clearer communication on approval process and reasons for account suspension

Feature

FAQ

What does Split Pay do?

Split Pay allows you to divide your monthly rent into two smaller payments, making it easier to manage your finances. You can pay half on your rent due date and the other half two weeks later. This feature aims to reduce rent day stress and improve budgeting.

How does Split Pay help build credit history?

When you opt into free credit reporting and use autopay, your on-time rent payments are reported to credit bureaus. Payment history is a significant factor in credit scores, so consistently paying rent on time through the app can help you build a stronger credit history.

Is there a cost to use Split Pay?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for the core Split Pay functionality or credit reporting.

Does Split Pay work with any landlord or building management system?

Yes, Split Pay is designed to be compatible with various rental payment methods. Whether you pay through a building portal or directly to your landlord, the app can accommodate your payment setup without compatibility issues.

How quickly can I start using Split Pay?

You can get started in minutes. The process involves downloading the app, securely connecting your bank account, checking your eligibility for Split Pay, and then scheduling your first payment. You can potentially use it for your next month's rent.