Split Pay: Split Bills in Two

Split Pay: Split Bills in Two

Rent, Mortgage & Car Payments

20K ratings
687 reviews
#72 in free Finance
💰 Finance
Free

Details

Released
September 19, 2023
Updated
October 13, 2026

Features

Split Pay: Split Bills in Two screenshot #1 for iPhone
Split Pay: Split Bills in Two screenshot #2 for iPhone
Split Pay: Split Bills in Two screenshot #3 for iPhone
Split Pay: Split Bills in Two screenshot #4 for iPhone
Split Pay: Split Bills in Two screenshot #5 for iPhone
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About

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

✓Split rent into two payments
✓Build credit history
✓Improve budgeting
✓Works with all payment systems
✓Autopay functionality
✓Free credit reporting option
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What users say about Split Pay

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What's New in Split Pay

2.1.0

October 13, 2026

Now you can split more than one bill, like rent and your car payment. Rolling out gradually to eligible members.

Charts

Top Free

📉 72-1

Finance

This app dropped -1 position in Finance chart.

Last updated on October 26, 2026.

User reviews

Everyone isn’t approved

I have applied multiple times and I have been denied every single time. I make decent amount of money. I get paid every two weeks consistently. Not sure why they keep denying me. I keep getting emails and text to try again, but why keep sending me that if you won’t approve me? I now use Flex and I’ve been using them for a while. I get to split rent with no issues using Flex. Thanks to Flex, I have a little bit of breathing room.
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Life Saver!

This has been great. I think the monthly for it is around $30 a month if you subtract what your rent would be with what you’re paying. It’s definitely worth it.

For example, I realized I had $800 coming out for my 2nd half of the rent soon, but didn’t have enough in my account to cover that. So I went in and you can actually reschedule in that month when you want your 2nd payment to hit. I set it a day or two after payday and just that simple. Saved me.

If you are like me and have used another one that starts with a F and has a purple logo on the app, you’ll love this one. It works with BILT also.

If you are also like me and just don’t like seeing your account so low each month even when you can pay rent all at once, use split pay to not make you have to see your account so low on the 1st.
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THEY GET PAID BUT THE LANDLORD WAITS

They took the money from my account it’s been almost 2 weeks they got their money but my landlord has not yet. This app I would NEVER recommend to ANYONE

Review

The Best

Awesome

Split pay is great!! Definitely a life saver. My rent is $1000/month and it would literally drain me paying that all at once

User experience

🐞

Reported Bugs

3 issues

Login screen freezes

Bug

Incompatibility with certain bank accounts

Bug

Payments not showing up in app after being processed

Bug
✨

Requested Features

4 requests

Ability to change payment dates after initial setup

Feature

Option to adjust second split pay date within 30-day period

Feature

Integration with property management payment portals

Feature

Clearer communication on approval process and reasons for account suspension

Feature

FAQ

What does Split Pay do?

Split Pay allows you to divide your monthly rent into two smaller payments, making it easier to manage your finances. You can pay half on your rent due date and the other half two weeks later. This feature aims to reduce rent day stress and improve budgeting.

How does Split Pay help build credit history?

When you opt into free credit reporting and use autopay, your on-time rent payments are reported to credit bureaus. Payment history is a significant factor in credit scores, so consistently paying rent on time through the app can help you build a stronger credit history.

Is there a cost to use Split Pay?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for the core Split Pay functionality or credit reporting.

Does Split Pay work with any landlord or building management system?

Yes, Split Pay is designed to be compatible with various rental payment methods. Whether you pay through a building portal or directly to your landlord, the app can accommodate your payment setup without compatibility issues.

How quickly can I start using Split Pay?

You can get started in minutes. The process involves downloading the app, securely connecting your bank account, checking your eligibility for Split Pay, and then scheduling your first payment. You can potentially use it for your next month's rent.