Split Pay: Split Bills in Two

Split Pay: Split Bills in Two

Rent, Mortgage & Car Payments

18K ratings
666 reviews
#48 in free Finance
πŸ’° Finance
Free

Details

  • Released
  • Updated
  • September 19, 2023
  • September 28, 2026

Features

Split Pay: Split Bills in Two screenshot #1 for iPhone
Split Pay: Split Bills in Two screenshot #2 for iPhone
Split Pay: Split Bills in Two screenshot #3 for iPhone
Split Pay: Split Bills in Two screenshot #4 for iPhone
Split Pay: Split Bills in Two screenshot #5 for iPhone
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About

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

βœ“Split rent into two payments
βœ“Build credit history
βœ“Improve budgeting
βœ“Works with all payment systems
βœ“Autopay functionality
βœ“Free credit reporting option
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What users say

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What's New in Split Pay

2.0.6

September 28, 2026

Resolved some bugs and made performance tweaks.

Charts

Top Free

πŸ“‰Β 48-1

Finance

This app dropped -1 position in Finance chart.

Last updated on October 6, 2026.

User reviews

Great app

Nice app , they get the job done and they communicate very well thanks

Split Pay is changing lives

Has made my life so much better

Terrible

App doesn’t approve anyone

Not What I Thought

I have been using split ran for some time and I took off a few months and didn’t use it and they canceled my account when I reapplied. They denied me when nothing about my situation. Change still had the same direct deposit still was making the same money and they deny me which sucks especially in this economy. They say they don’t go by credit and they go by banking information but nothing changed on my end. I don’t favor their underwriting process and they have no clear explanation in customer service.
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Terrible App

They make it seems like it’s SO EASY to set up the process. Nope it’s not! They pre authorize your full amount even though they are only charging half. What kind of goofy logic is that ? And if you don’t have it they don’t approve you. Isn’t that the point of the app? I don’t have it NOW but will later- nope they want to make sure you have the money now , then why would I need you ? Oh and they email your landlord 82 times to let them know they need to send pictures , SS info, selfie. What kind of backwoods BS is this ? Terrible
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User experience

🐞

Reported Bugs

3 issues

Login screen freezes

Bug

Incompatibility with certain bank accounts

Bug

Payments not showing up in app after being processed

Bug
✨

Requested Features

4 requests

Ability to change payment dates after initial setup

Feature

Option to adjust second split pay date within 30-day period

Feature

Integration with property management payment portals

Feature

Clearer communication on approval process and reasons for account suspension

Feature

FAQ

What does Split Pay do?

Split Pay allows you to divide your monthly rent into two smaller payments, making it easier to manage your finances. You can pay half on your rent due date and the other half two weeks later. This feature aims to reduce rent day stress and improve budgeting.

How does Split Pay help build credit history?

When you opt into free credit reporting and use autopay, your on-time rent payments are reported to credit bureaus. Payment history is a significant factor in credit scores, so consistently paying rent on time through the app can help you build a stronger credit history.

Is there a cost to use Split Pay?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for the core Split Pay functionality or credit reporting.

Does Split Pay work with any landlord or building management system?

Yes, Split Pay is designed to be compatible with various rental payment methods. Whether you pay through a building portal or directly to your landlord, the app can accommodate your payment setup without compatibility issues.

How quickly can I start using Split Pay?

You can get started in minutes. The process involves downloading the app, securely connecting your bank account, checking your eligibility for Split Pay, and then scheduling your first payment. You can potentially use it for your next month's rent.