Livble vs Split Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Livble
This app allows users to pay their rent in flexible installments throughout the month. It offers a convenient way to manage rent payments on your own schedule.
- Pay rent in installments
- Flexible payment schedules
- Manage rent payments
- Schedule rent payments
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Use Livble and pay rent throughout the month in flexible installments
Split Pay
This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.
- Split rent into two payments
- Build credit history
- Improve budgeting
- Works with all payment systems
- Autopay functionality
- Free credit reporting option
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Split Pay turns your biggest bills into two smaller payments, timed to your paychecks. Same total, smarter timing. There's no credit check, and it works with any landlord or lender. Less pressure. More room to breathe. Split rent, mortgage, or car payments to fit your paycheck rhythm, not the other way around. Your landlord or lender gets paid in full on day one. Download Split Pay to put rent, mortgage, and car payments on your own schedule. SPLIT PAY APP FEATURES: WHY 200,000+ HOUSEHOLDS CHOOSE SPLIT PAY: One bill, two payments, smarter timing. Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds. No established credit history? You can still apply. Eligibility is based on factors such as income and cash flow, not your credit score. Split Pay's dedicated support team gives you access to real humans when you need them, not just a chatbot. Build credit history with reported rent payments. PAY BILLS IN TWO PAYMENTS Choose a bill to split into two: rent, mortgage, or your car payment. Apply in minutes, no credit check. Once you're approved, you'll receive virtual account and routing numbers to add to your payment portal, just like a bank account. Your landlord, lender, or servicer gets paid in full and on the due date. You pay in two smaller parts. That's it. You get more room to breathe every month. WHAT BILLS CAN I SPLIT? Pay rent Pay your mortgage Pay car payments Pay other bills coming soon SIMPLE, TRANSPARENT PRICING Split Pay costs $9.99/month plus 1.5% transaction fee on the amount you split. That's it. The fee is the same no matter how your bill is split. Income arrives on a schedule. Bills don't. Banks move money. Split Pay moves timing. Download Split Pay to put rent, mortgage, and car payments on your own schedule. Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust, Members FDIC.
Screenshots
Verdict
The clearest difference is rating: Split Pay at 4.9 against Livble's 4.6. Split Pay also leads on chart position (#91 vs unranked) and ratings volume (16K vs 2.5K). Livble's advantage is review sentiment (90% vs 73%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Split Pay holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Split Pay has 16K ratings behind it against 2.5K, so its average is the more settled of the two. Written reviews complicate that: 90% of Livble's written reviews are positive against 73% of Split Pay's, so the app with the better star average is not the one people write more warmly about.
Livble ships an update monthly, Split Pay fortnightly. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.
| Parameter | Livble | Split Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (2.5K ratings) | 4.9 (16K ratings) — better |
| Positive reviews | 90.0% of reviews — better | 72.6% of reviews |
| Number of ratings | 2.5K | 16K — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | — | #91 — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 66 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Lvble Inc | Visible Ideas |
Customer experience
Livble
Split Pay
User reviews
Livble
From 2.5K App Store ratingsWhat we love
- 🚀 Easy to use
- 💡 Helpful for budgeting
- 👍 Flexible payment options
- 🚀 Convenient
- 👍 Saves from late fees
Room to improve
- 🐛 Unreliable app performance
- 🔒 Security and privacy concerns
- 🐛 Inconsistent payment processing
- 🐛 Difficult to get approved
- 🐛 Unresponsive customer support
Split Pay
From 16K App Store ratingsWhat we love
- 🚀 Great service with team members that go above and beyond
- 👍 Easy to use and intuitive
- 💡 Helpful split pay feature
- 🚀 Smooth and seamless process
- 👍 Convenient for budgeting and managing rent payments
Room to improve
- 🐛 Delayed rent payments to landlord
- 🐛 Accounts suspended with no explanation
- 🐛 Difficult to get approved for split pay
- 🐛 App crashes and freezes
- 🐛 Lack of integration with property management portals
Bugs and requests
Livble
Reported bugs
3 issues- App crashes frequently
- Bank account disconnections
- Issues with portal login
Requested features
3 requests- Allow more flexible payment schedules
- Integrate with a wider range of bank accounts
- Provide more transparency on approval criteria
Split Pay
Reported bugs
3 issues- Login screen freezes
- Incompatibility with certain bank accounts
- Payments not showing up in app after being processed
Requested features
4 requests- Ability to change payment dates after initial setup
- Option to adjust second split pay date within 30-day period
- Integration with property management payment portals
- Clearer communication on approval process and reasons for account suspension
In-app purchases
Livble
No in-app purchases
Split Pay
No in-app purchases






