Comparison

Livble vs PayLater

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Livble

This app allows users to pay their rent in flexible installments throughout the month. It offers a convenient way to manage rent payments on your own schedule.

Highlights
  • Pay rent in installments
  • Flexible payment schedules
  • Manage rent payments
  • Schedule rent payments
Features
Read full description

Use Livble and pay rent throughout the month in flexible installments

About

PayLater

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Highlights
  • Split payments into 4 installments
  • Fast and easy onboarding
  • Secure PCI DSS-compliant transactions
  • Shop with a network of top retailers
  • Transparent fees, no hidden charges
Features
Read full description

Shop now, pay later, with zero interest and zero fees. Forever. PayLater is Qatar's first Buy Now, Pay Later app licensed by the Qatar Central Bank. Split purchases into up to 4 instalments with PayLater. For eligible orders, FleXed lets you pay over up to 12 months at selected stores. No interest. No fees. No catch. 100% SHARIA-COMPLIANT PayLater is fully Sharia-compliant and certified by Bait Al Mashoura. 0% interest and 0% fees are not an introductory offer. They are how the product is built, and they are forever. SPLIT IN 4 Choose your first payment and spread the balance across the remaining instalments. Get approved in minutes with your Qatari ID and a selfie. FLEXED: UP TO 12 MONTHLY INSTALMENTS Bigger purchase? FleXed gives you up to 12 monthly instalments for eligible orders at selected stores. Every eligible account gets 10 FleXed credits, one for each instalment you add beyond the standard 4, and you can run up to 2 FleXed orders at the same time. Your credits come back as you repay. Still zero interest, zero fees, fully Sharia-compliant. FleXed is offered based on eligibility and may not be available to everyone. Terms and conditions apply. Visit https://paylaterapp.com/ for more information. *The FleXed feature is currently available to users in beta mode. YOUR FIRST PAYMENT, YOUR CALL You decide what you pay up front. Choose a first payment at least equal to each remaining instalment and the balance splits evenly across the instalments you choose. Found something that costs more than your limit? Pay the difference up front and split the rest. Your limit does not have to end the sale. WHERE YOU CAN USE IT Shop online and in store at more than 1,600 brands and 3,500 branches across Qatar, including Lulu, Fnac and many more. EVERYTHING IN ONE APP Track your available limit in real time See every order and upcoming due date in one place Repay early whenever you want, at no cost Manage your cards securely Switch between English and Arabic anytime SAFE, LOCAL, TRANSPARENT Licensed and regulated by the Qatar Central Bank. PCI DSS-compliant payment security. Every transaction is processed locally in Qatar for faster, safer payments. Join 500,000+ shoppers across Qatar already paying a smarter way. Buy now pay later Qatar, BNPL Qatar, split payments, pay in 4, instalments, monthly instalments, interest free shopping, Sharia-compliant finance, online shopping Qatar, Doha.

Screenshots

Livble4 screens
PayLater4 screens

Verdict

The call

The clearest difference is review sentiment: Livble at 90% against PayLater's 28%. Livble also leads on rating (4.6 vs 3.4) and ratings volume (3.4K vs 321). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Livble holds the better App Store score, 4.6 against 3.4. That said, the two scores are not equally well evidenced: Livble has 3.4K ratings behind it against 321, so its average is the more settled of the two. Written reviews point the same way: 90% of Livble's written reviews are positive against 28% of PayLater's.

UpkeepUpdate frequency

Livble ships an update monthly, PayLater every 3 weeks. The most recent releases landed on November 13, 2026 and November 12, 2026 respectively.

Scorecard3 real differences · 7 level
Livble versus PayLater: the parameters behind the verdict, then further details
ParameterLivblePayLater
PriceFreeFree
Rating4.6 (3.4K ratings) — better3.4 (321 ratings)
Positive reviews90.2% of reviews — better27.8% of reviews
Number of ratings3.4K — better321
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size67 MB106 MB
Age rating4+4+
DeveloperLvble IncPay Later

Customer experience

Livble

All ratings3,156 ratings
Positive89.9%
Neutral2.4%
Negative7.7%
Written reviews1,375 reviews
Positive90.2%
Neutral2.4%
Negative7.4%

PayLater

All ratings311 ratings
Positive61.1%
Neutral2.3%
Negative36.7%
Written reviews176 reviews
Positive27.8%
Neutral3.4%
Negative68.8%

User reviews

Livble

From 3.4K App Store ratings

What we love

  • 🚀 Easy to use
  • 💡 Helpful for budgeting
  • 👍 Flexible payment options
  • 🚀 Convenient
  • 👍 Saves from late fees

Room to improve

  • 🐛 Unreliable app performance
  • 🔒 Security and privacy concerns
  • 🐛 Inconsistent payment processing
  • 🐛 Difficult to get approved
  • 🐛 Unresponsive customer support

PayLater

From 321 App Store ratings

What we love

  • 👍 Trusted
  • 👍 Great experience

Room to improve

  • 💡 No Arabic language support
  • 💡 Low spending limit
  • 🐛 Debit card not supported
  • 🐛 OTP not received
  • 🐛 Unable to delete app and restart

Bugs and requests

Livble

Reported bugs

3 issues
  • App crashes frequently
  • Bank account disconnections
  • Issues with portal login

Requested features

3 requests
  • Allow more flexible payment schedules
  • Integrate with a wider range of bank accounts
  • Provide more transparency on approval criteria

PayLater

Reported bugs

2 issues
  • Login screen freezes
  • Incompatible with older devices

Requested features

2 requests
  • Monthly payment reminder
  • Higher spending limits

In-app purchases

None

Livble

No in-app purchases

None

PayLater

No in-app purchases

Questions

Is Livble free?
Livble is free to download, with no in-app purchases.
Is PayLater free?
PayLater is free to download, with no in-app purchases.
Which has better reviews, Livble or PayLater?
Livble is rated higher. Livble averages 4.6 out of 5 from 3.4K ratings, while PayLater averages 3.4 from 321 ratings.
Do Livble or PayLater have ads?
Neither Livble nor PayLater shows ads.
Which is updated more often, Livble or PayLater?
Livble ships an update monthly, and PayLater every 3 weeks. Most recently, Livble was updated on November 13, 2026 and PayLater on November 12, 2026.

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