Tabby vs PayLater

Tabby is the complete money app where you can send, spend, save and boss money around. Earn on your daily spending, get more time to pay on big purchases, and find top deals on your favourite brands — all in one place. PAY ON YOUR OWN SCHEDULE - Split purchases into 4 interest-free payments - Pay in up to 12 months. Fees shown upfront. - Available at 65,000+ stores TAKE TABBY’S FLEXIBILITY ANYWHERE WITH TABBY CARD¹ - Get 5% cashback on chosen categories² - No down payments when you spend - Up to 40 days to pay - Payment plans up to 8 months Up to 3% CASHBACK WHEN YOU PAY IN FULL WITH TABBY CASH³ - Open a free account in minutes with no fees or minimums - Get up to 3% cashback in 3 categories each month with Cash Card⁴ - Send money to a UAE phone number or bank account for free - Transfer abroad to Philippines, India, Egypt, Pakistan and more soon without transfer fees TURN ON SAVINGS MODE WITH DEALS - Access exclusive offers and coupon codes - Compare prices of the same item across stores - Get price drops on your favourites FIND NEARBY STORES THAT ACCEPT TABBY Use our new in-store map to discover physical stores that accept Tabby. Try before you buy and still pay later. Search by brand, category or location and shop confidently, knowing Tabby is accepted there. KEEP TABS ON YOUR MONEY Manage your payments, cards, track purchases, receive reminders, set up auto-payments or choose to pay when you want to from the app. PROTECT YOUR PURCHASE WITH BUYER PROTECTION Buyer Protection adds peace of mind to your shopping. It protects your purchases, covers you against issues, and puts returns on easy mode online and in-store. 24/7 CUSTOMER SERVICE Use our chat in the Tabby app for round-the-clock service. — ¹ Tabby Card is available to UAE residents only. Tabby Card can only be used in the UAE, and cannot be used for international transactions. ² Cashback rates and categories are subject to change ³ Tabby Cash is available in the to UAE residents only ⁴ Cashback rates and categories are subject to change — In Saudi Arabia, Tabby Financing Company JSC is subject to the control and supervision of the Saudi Central Bank. Call us on 800 111 0999. In the UAE, Tabby Card and Pay Later (Short Term Credit) is provided by Tabby LLC and Tabby Cash services are provided by Tabby Payments LLC, which is licensed by the Central Bank of the UAE. Terms and conditions apply. For more information or to contact us, visit tabby.ai.

Shop now, pay later, with zero interest and zero fees. Forever. PayLater is Qatar's first Buy Now, Pay Later app licensed by the Qatar Central Bank. Split purchases into up to 4 instalments with PayLater. For eligible orders, FleXed lets you pay over up to 12 months at selected stores. No interest. No fees. No catch. 100% SHARIA-COMPLIANT PayLater is fully Sharia-compliant and certified by Bait Al Mashoura. 0% interest and 0% fees are not an introductory offer. They are how the product is built, and they are forever. SPLIT IN 4 Choose your first payment and spread the balance across the remaining instalments. Get approved in minutes with your Qatari ID and a selfie. FLEXED: UP TO 12 MONTHLY INSTALMENTS Bigger purchase? FleXed gives you up to 12 monthly instalments for eligible orders at selected stores. Every eligible account gets 10 FleXed credits, one for each instalment you add beyond the standard 4, and you can run up to 2 FleXed orders at the same time. Your credits come back as you repay. Still zero interest, zero fees, fully Sharia-compliant. FleXed is offered based on eligibility and may not be available to everyone. Terms and conditions apply. Visit https://paylaterapp.com/ for more information. *The FleXed feature is currently available to users in beta mode. YOUR FIRST PAYMENT, YOUR CALL You decide what you pay up front. Choose a first payment at least equal to each remaining instalment and the balance splits evenly across the instalments you choose. Found something that costs more than your limit? Pay the difference up front and split the rest. Your limit does not have to end the sale. WHERE YOU CAN USE IT Shop online and in store at more than 1,600 brands and 3,500 branches across Qatar, including Lulu, Fnac and many more. EVERYTHING IN ONE APP Track your available limit in real time See every order and upcoming due date in one place Repay early whenever you want, at no cost Manage your cards securely Switch between English and Arabic anytime SAFE, LOCAL, TRANSPARENT Licensed and regulated by the Qatar Central Bank. PCI DSS-compliant payment security. Every transaction is processed locally in Qatar for faster, safer payments. Join 500,000+ shoppers across Qatar already paying a smarter way. Buy now pay later Qatar, BNPL Qatar, split payments, pay in 4, instalments, monthly instalments, interest free shopping, Sharia-compliant finance, online shopping Qatar, Doha.