Comparison

Tabby vs barq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tabby

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Highlights
  • Split purchases into 4 monthly payments
  • Shop from top brands online and in-store
  • Compare prices and track deals
  • Find nearby stores accepting Tabby
  • Manage payments and track purchases
  • 24/7 customer support via chat
Features
Read full description

Tabby is the complete money app where you can send, spend, save and boss money around. Earn on your daily spending, get more time to pay on big purchases, and find top deals on your favourite brands — all in one place. PAY ON YOUR OWN SCHEDULE - Split purchases into 4 interest-free payments - Pay in up to 12 months. Fees shown upfront. - Available at 65,000+ stores TAKE TABBY’S FLEXIBILITY ANYWHERE WITH TABBY CARD¹ - Get 5% cashback on chosen categories² - No down payments when you spend - Up to 40 days to pay - Payment plans up to 8 months Up to 3% CASHBACK WHEN YOU PAY IN FULL WITH TABBY CASH³ - Open a free account in minutes with no fees or minimums - Get up to 3% cashback in 3 categories each month with Cash Card⁴ - Send money to a UAE phone number or bank account for free - Transfer abroad to Philippines, India, Egypt, Pakistan and more soon without transfer fees TURN ON SAVINGS MODE WITH DEALS - Access exclusive offers and coupon codes - Compare prices of the same item across stores - Get price drops on your favourites FIND NEARBY STORES THAT ACCEPT TABBY Use our new in-store map to discover physical stores that accept Tabby. Try before you buy and still pay later. Search by brand, category or location and shop confidently, knowing Tabby is accepted there. KEEP TABS ON YOUR MONEY Manage your payments, cards, track purchases, receive reminders, set up auto-payments or choose to pay when you want to from the app. PROTECT YOUR PURCHASE WITH BUYER PROTECTION Buyer Protection adds peace of mind to your shopping. It protects your purchases, covers you against issues, and puts returns on easy mode online and in-store. 24/7 CUSTOMER SERVICE Use our chat in the Tabby app for round-the-clock service. — ¹ Tabby Card is available to UAE residents only. Tabby Card can only be used in the UAE, and cannot be used for international transactions. ² Cashback rates and categories are subject to change ³ Tabby Cash is available in the to UAE residents only ⁴ Cashback rates and categories are subject to change — In Saudi Arabia, Tabby Financing Company JSC is subject to the control and supervision of the Saudi Central Bank. Call us on 800 111 0999. In the UAE, Tabby Card and Pay Later (Short Term Credit) is provided by Tabby LLC and Tabby Cash services are provided by Tabby Payments LLC, which is licensed by the Central Bank of the UAE. Terms and conditions apply. For more information or to contact us, visit tabby.ai.

About

barq

Manage your finances with unparalleled convenience and flexibility. This app empowers you to send money internationally, optimize card transactions with dynamic exchange rates, and transfer funds instantly between wallets. Upgrade your financial prowess and live life on your own terms.

Highlights
  • International money transfers
  • Optimized card foreign exchange rates
  • Instant wallet-to-wallet transfers
  • Secure cross-border payments
  • Seamless money management
Features
Read full description

No more guesswork, no more limitations. With barq, the only boundaries are the ones you choose to set for yourself. Upgrade your financial prowess and start living life on your own terms. Offering unparalleled convenience and flexibility, our app empowers you to seamlessly manage your money like never before. Key Features: International Transfers - Securely send money across borders with minimal transaction costs, making global payments a breeze. Cards - Enjoy dynamic foreign exchange rates optimized for your card transactions, ensuring you get the best value when traveling or making international purchases. Instant Wallet-to-Wallet Transfers - Instantly move funds between your various wallets and accounts, facilitating seamless money movement at the tap of a button. Download barq today and unlock a world of financial empowerment, convenience, and rewards. The future of money is here and it’s limitless... حلول تقنية مالية لتحويل حياتك اليومية من خلال تجربة رقمية مبتكرة. برق تطبيق مستوحى منك وبنيناه لك، يسهل عليك كل احتياجاتك. خلي حدود أحلامك تلامس السماء. برق تطبيق ماله آخر..

Screenshots

Tabby4 screens
barq3 screens

Verdict

The call

The clearest difference is review sentiment: Tabby at 67% against barq's 39%. Tabby also leads on rating (4.8 vs 4.5) and update cadence (every 5 days vs fortnightly). barq's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tabby holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: Tabby has 85K ratings behind it against 14K, so its average is the more settled of the two. Written reviews point the same way: 67% of Tabby's written reviews are positive against 39% of barq's.

UpkeepUpdate frequency

Tabby ships an update every 5 days, barq fortnightly. The most recent releases landed on September 28, 2026 and September 27, 2026 respectively.

Scorecard5 real differences · 5 level
Tabby versus barq: the parameters behind the verdict, then further details
ParameterTabbybarq
PriceFreeFree
Rating4.8 (85K ratings) — better4.5 (14K ratings)
Positive reviews66.6% of reviews — better38.6% of reviews
Number of ratings85K — better14K
Update frequencyEvery 5 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size396 MB535 MB
Age rating4+4+
DeveloperTabby FZ LLCBarraq Finance Company

Customer experience

Tabby

All ratings84,767 ratings
Positive94.3%
Neutral2.3%
Negative3.5%
Written reviews712 reviews
Positive66.6%
Neutral2.8%
Negative30.6%

barq

All ratings13,562 ratings
Positive88.2%
Neutral2.1%
Negative9.7%
Written reviews350 reviews
Positive38.6%
Neutral5.4%
Negative56.0%

User reviews

Tabby

From 85K App Store ratings

What we love

  • 💡 Convenient installment payments
  • 👍 Easy to use app
  • 🚀 Smooth and efficient service
  • 🤑 Helps manage budget and afford purchases

Room to improve

  • 🐛 Unclear purchasing power and lack of transparency
  • 🤷‍♀️ Uninformed and unhelpful customer support
  • 🚫 Risk of permanent ban for failed purchases
  • 🤬 Inaccurate payment charges and unprofessional customer service
  • 🙅‍♀️ Unauthorized notifications and spam

barq

From 14K App Store ratings

What we love

  • 🚀 Fast and efficient
  • 💳 No fees for international transactions
  • 💰 Instant cashback
  • 💼 Great for international students and travelers
  • 👍 Simple and user-friendly interface

Room to improve

  • 🐛 Technical issues with login and account creation
  • ⏱️ Slow customer support response times
  • 💸 Inconsistent cashback rewards
  • 🔒 Security concerns
  • 🤔 Confusing policies and limitations

Bugs and requests

Tabby

Reported bugs

3 issues
  • Repeated purchase rejections without clear reason
  • Incorrect payment schedules and charges
  • Inability to cancel or refund orders

Requested features

5 requests
  • More transparency on purchasing power and policies
  • Improved customer support and communication
  • Better purchase approval and rejection explanations
  • Option to disable marketing notifications
  • Expansion to more regions and countries

barq

Reported bugs

4 issues
  • Frequent app crashes
  • Issues with international transactions and withdrawals
  • Delayed or missing fund transfers
  • Unreliable cashback system

Requested features

4 requests
  • Expand to more countries
  • Add stock trading and investment options
  • Improve customer support channels
  • Increase cashback rates and consistency

In-app purchases

None

Tabby

No in-app purchases

None

barq

No in-app purchases

Questions

Is Tabby free?
Tabby is free to download, with no in-app purchases.
Is barq free?
barq is free to download, with no in-app purchases.
Which has better reviews, Tabby or barq?
Tabby is rated higher. Tabby averages 4.8 out of 5 from 85K ratings, while barq averages 4.5 from 14K ratings.
Do Tabby or barq have ads?
Neither Tabby nor barq shows ads.
Which is updated more often, Tabby or barq?
Tabby ships an update every 5 days, and barq fortnightly. Most recently, Tabby was updated on September 28, 2026 and barq on September 27, 2026.

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